Overview / Commentary
Golden Circle Credit Union is headquartered in Massillon and is the 70th largest credit union in the state of Ohio. It is also the 1,743rd largest credit union in the nation. It was established in 1940 and as of December of 2018, it had grown to 17 employees and 8,534 members at 2 locations. Golden Circle Credit Union has a B+ health rating.
Field of Membership Restrictions
Golden Circle Credit Union of Ohio is open to the residents, church members, registered students, and the people that maintain employment within Stark County, the employees of the credit union affiliated select employee groups, and the members of the Golden Lodge Union Local 1123.
See current membership details
Health
B+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Golden Circle Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61239 |
| Year Chartered | 1940 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.25% |
| Return on Equity - YTD | 1.56% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $86.3MM$87.6MM |
| Loans | Q4 2018vs Q4 2017 | $56.8MM$54.7MM |
| Deposits | Q4 2018vs Q4 2017 | $70.1MM$72.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $14.1MM$14.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $197.00K$226.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $822.00K$673.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $99.00K$0 |
Rates
Rates for Golden Circle Credit Union are currently being reviewed.
Locations
| Golden Circle Credit Union Locations | ||
|---|---|---|
| Branch Office | 4118 Lincoln Way E | Massillon, OH 44646-3348 |
| Branch Office | 1215 Greenfield Ave SW | Canton, OH 44706 |