Goldenwest Credit Union


Overview / Commentary
800-283-4550
5025 Adams Ave
Ogden, UT 84403

Goldenwest Credit Union is headquartered in Ogden and is the 3rd largest credit union in the state of Utah. It is also the 170th largest credit union in the nation. It was established in 1936 and as of March of 2020, it had grown to 446 employees and 142,666 members at 43 locations. Goldenwest Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details

Reviews (4)

Customer Service Is Second To NONE!

Posted by: |

Been a member of GWCU for nearly 16 years with 9 of these years being outside of the USA. Have I ever had a problem with my account while traveling and living abroad...nope! Can I call any time and get my problems solved...yep! I talk to expats all the time about how horrible their bank is; but my CU gets it done every time! Amazing staff, products and services. From remote deposit, online banking, you name it! A+++

Exceptional Service

Posted by: |

I've banked at Goldenwest Credit Union for over 13 years and have had a very positive experience. Their rates are extremely competitive and their mortgage department has delivered exceptional service on all three mortgages I've completed with GWCU.

Very Helpful!

I've been a member with Goldenwest for almost two years and I've never had any issues. Their interest rates are very competitive with other credit unions in my area and the customer service is always great! I would definitely recommend GWCU to a friend.

Trash Company.

Posted by: |

GWCU is the worst credit union I've ever worked with. Amongst many complaints, they took "inactive fees" EACH MONTH if I didn't use the account. What a JOKE of a company. Closed account and I am NEVER going back. Not to mention they have some of the HIGHEST interest rates. I wish I could give them a 0! When I asked about the fees, they said "sorry you were never informed, but it's already done and there's nothing we can do". What trash.



Health
A+

Health Grade Components

Overall
NCUA #24693
Year Chartered1936
Employees446
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD8.81%
Annual Interest Income$18.5MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$1.83B$1.66B
LoansQ1 2020vs Q1 2019$1.35B$1.23B
DepositsQ1 2020vs Q1 2019$1.53B$1.41B
Equity CapitalQ1 2020vs Q1 2019$251.4MM$222.8MM
Loan Loss AllowanceQ1 2020vs Q1 2019$19.6MM$17.1MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$2.5MM$2.3MM
Real Estate OwnedQ1 2020vs Q1 2019$360.00K$448.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Goldenwest Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldenwest Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Primary Share
0.05%$25-Secondary Share
0.05%$25-Christmas Club
0.05%$25-Health Savings Account

Goldenwest Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Insured Money Market Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $250k | 0.25% $250k - $500k

Goldenwest Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Business Reward Yourself Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.10%*$25k*-Business Checking
OTHER TIERS: 0.05% $10k - $25k
0.05%$500-Smart Pay Rewards Checking

Goldenwest Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
0.90%$500-48 Month CD
0.80%$500-36 Month CD
0.75%$500-30 Month CD
0.70%$500-24 Month CD
0.60%$500-18 Month CD
0.45%$500-12 Month CD
0.40%$500-9 Month CD
0.35%$500-6 Month CD
0.35%$50-12 Month Flex CD
0.25%$500-3 Month CD
0.15%$50-18 Month Variable CD
0.15%$5k-1 Month CD w/ Checking
0.10%$5k-1 Month CD w/o Checking

Goldenwest Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA Certificate
0.90%$500-48 Month IRA Certificate
0.80%$500-36 Month IRA Certificate
0.75%$500-30 Month IRA Certificate
0.70%$500-24 Month IRA Certificate
0.60%$500-18 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.40%$500-9 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
0.25%$500-3 Month IRA Certificate
0.15%$50-18 Month Variable IRA Certificate
0.15%$5k-1 Month IRA Certificate w/ Checking
0.10%$5k-1 Month IRA Certificate w/o Checking
Locations

Availability



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