Goldenwest Credit Union is headquartered in Ogden and is the 3rd largest credit union in the state of Utah. It is also the 149th largest credit union in the nation. It was established in 1936 and as of September of 2022, it had grown to 505 employees and 171,669 members at 45 locations. Goldenwest Credit Union has an A+ health rating.
Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details
I have been a member of Goldenwest Credit Union for 16 years and have always been treated with respect, courtesy, and professionalism. The leadership and management team is comprised of men and women with great character, integrity, and genuine concern for their members. I have never had any issues with my accounts or the branch employees I have dealt with. They are extremely competitive with rates and fees. I have had easy access to my accounts while traveling nationally and internationally. GWCU is a strong, safe, and wonderful financial institution to help with nearly all of your financial needs.
Been a member of GWCU for nearly 16 years with 9 of these years being outside of the USA. Have I ever had a problem with my account while traveling and living abroad...nope! Can I call any time and get my problems solved...yep! I talk to expats all the time about how horrible their bank is; but my CU gets it done every time! Amazing staff, products and services. From remote deposit, online banking, you name it! A+++
I've banked at Goldenwest Credit Union for over 13 years and have had a very positive experience. Their rates are extremely competitive and their mortgage department has delivered exceptional service on all three mortgages I've completed with GWCU.
I've been a member with Goldenwest for almost two years and I've never had any issues. Their interest rates are very competitive with other credit unions in my area and the customer service is always great! I would definitely recommend GWCU to a friend.
GWCU is the worst credit union I've ever worked with. Amongst many complaints, they took "inactive fees" EACH MONTH if I didn't use the account. What a JOKE of a company. Closed account and I am NEVER going back. Not to mention they have some of the HIGHEST interest rates. I wish I could give them a 0! When I asked about the fees, they said "sorry you were never informed, but it's already done and there's nothing we can do". What trash.
|Return on Assets - YTD||1.42%|
|Return on Equity - YTD||10.69%|
|Annual Interest Income||$63.4MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$2.70B$2.44B|
|Loans||Q3 2022vs Q3 2021||$2.18B$1.72B|
|Deposits||Q3 2022vs Q3 2021||$2.27B$2.07B|
|Equity Capital||Q3 2022vs Q3 2021||$353.6MM$310.5MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$26.3MM$27.5MM|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$2.7MM$2.2MM|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$0|
Rates for Goldenwest Credit Union are currently being reviewed.