Goldenwest Credit Union is headquartered in Washington Terrace and is the 3rd largest credit union in the state of Utah. It is also the 129th largest credit union in the nation. It was established in 1936 and as of December of 2024, it had grown to 589 employees and 195,086 members at 49 locations. Goldenwest Credit Union's money market rates are 9X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
See current membership details
Safe, Secure, Friendly And Strong!
I have been a member of Goldenwest Credit Union for 16 years and have always been treated with respect, courtesy, and professionalism. The leadership and management team is comprised of men and women with great character, integrity, and genuine concern for their members. I have never had any issues with my accounts or the branch employees I have dealt with. They are extremely competitive with rates and fees. I have had easy access to my accounts while traveling nationally and internationally. GWCU is a strong, safe, and wonderful financial institution to help with nearly all of your financial needs.
Golden West Credit Union Is Disgusting!
Samantha is the most worthless operator there is. What a pile. SHE REFUSED TO HELP SENDING IN THE REQUIRED DOCUMENTS TO THE GAP INSURANCE DIVISION.
Get With The Times This Sucks
My very first time going to ATM its down! I go back today and the ATM does not do cash deposits. This is a freaking credit union get with the times. I have had my account open for about a month I am going to be closing my account! Hell, even Wells Fargo and Chase both have ATM deposits. NO I am not going to put my cash in a side bucket and WAIT to have access until next business day. Thank you for wasting my time.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24693 |
| Year Chartered | 1936 |
| Employees | 589 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.44% |
| Return on Equity - YTD | 10.59% |
| Annual Interest Income | $185.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $3.46B$3.06B |
| Loans | Q4 2024vs Q4 2023 | $2.77B$2.48B |
| Deposits | Q4 2024vs Q4 2023 | $2.95B$2.6B |
| Equity Capital | Q4 2024vs Q4 2023 | $466.1MM$410.5MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $31.2MM$28.7MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $13.9MM$6.9MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
