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Overview / Commentary
7135 East Camelback Road, Suite I-201
Scottsdale, AZ 85251

Goldwater Bank is the 3,022nd largest bank in the nation. It was established in 2007 and as of December of 2017, it had grown to 432 employees. Goldwater Bank's money market rates are 2X the national average, and it has a B health rating.

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Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: candidcal | Jan 7, 2013

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.


Health Grade Components

FDIC Certificate #58405
Year Established2007
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.84%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$192.7MM$131.2MM
LoansQ4 2017vs Q4 2016$161.9MM$97.7MM
DepositsQ4 2017vs Q4 2016$143.5MM$115.3MM
Equity CapitalQ4 2017vs Q4 2016$12.6MM$12.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$320.00K$363.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$278.00K$328.00K
Real Estate OwnedQ4 2017vs Q4 2016$1.3MM$256.00K
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Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

0.20%$100-Goldwater Savings
0.20%$100-Business Savings
0.20%--Youth Savings

Goldwater Bank Money Market Rates

1.05%*$100k*-Money Market PLUS
OTHER TIERS: 0.95% Up to $100k
1.05%*$100k*-Business Money Market PLUS
OTHER TIERS: 0.95% Up to $100k
0.38%*$100k*-Market Market
OTHER TIERS: 0.26% Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% Up to $100k

Goldwater Bank Checking Account Rates

0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% $100 - $5k

Goldwater Bank CD Rates

2.55%$5k-5 Year CD
2.45%$5k-3 Year CD
2.35%$5k-24 Month CD
2.20%$5k-18 Month CD
2.15%$5k-15 Month CD
2.10%$5k-12 Month CD
1.05%$5k-180 Day CD
1.05%$5k-12 Month Liquid Goldwater Access CD
0.86%$5k-90 Day CD

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 7135 East Camelback Road, Suite I-201 - Scottsdale, AZ 85251

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