Goldwater Bank

Overview / Commentary
2525 E. Camelback Rd. Ste. 1100
Phoenix, AZ 85016

Goldwater Bank is the 2,273rd largest bank in the nation. It was established in 2007 and as of December of 2021, it had grown to 267 employees. Goldwater Bank's CD rates are 17% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: |

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.


Health Grade Components

FDIC Certificate #58405
Year Established2007
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD13.82%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$348.5MM$325.7MM
LoansQ4 2021vs Q4 2020$262.8MM$263.5MM
DepositsQ4 2021vs Q4 2020$249.6MM$224.1MM
Equity CapitalQ4 2021vs Q4 2020$48.9MM$32.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.2MM$1.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$856.00K$259.00K
Real Estate OwnedQ4 2021vs Q4 2020$211.00K$211.00K
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Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

0.45%--Savings Plus Personal
0.45%--Savings Plus Business
0.20%--Goldwater Personal Savings
0.20%--Youth Savings
0.20%--Goldwater Business Savings

Goldwater Bank Money Market Rates

0.45%*$100k*-Personal Money Market PLUS
OTHER TIERS: 0.35% Up to $100k
0.45%*$100k*-Business Money Market PLUS
OTHER TIERS: 0.35% Up to $100k
0.38%*$100k*-Personal Market Market
OTHER TIERS: 0.26% Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% Up to $100k

Goldwater Bank Checking Account Rates

0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% $100 - $5k

Goldwater Bank CD Rates

2.50%$5k-5 Year CD
2.00%$5k-3 Year CD
1.75%$5k-24 Month CD
1.50%$5k-18 Month CD
1.25%$5k-15 Month CD
1.05%$5k-12 Month CD
0.90%$50k-12 Month No Penalty Goldwater Access CD
0.70%$5k-180 Day CD
0.50%$5k-90 Day CD

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 E. Camelback Rd. Ste. 1100 - Phoenix, AZ 85016

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