Goldwater Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.55%	5-year CD	5 Year CD 2.50% - Ally Bank High Yield 5 Year CD
1.05%	1-year CD	12 Month Liquid Goldwater Access CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	Goldwater Savings 1.60% - Goldman Sachs Bank USA High-yield Online Savings Account

View all Goldwater Bank rates »

Overview / Commentary

goldwaterbank.com

866-656-4653

7135 East Camelback Road, Suite I-201
Scottsdale, AZ 85251

Goldwater Bank is the 3,022^nd largest bank in the nation. It was established in 2007 and as of December of 2017, it had grown to 432 employees. Goldwater Bank's money market rates are 2X the national average, and it has a B health rating.

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: candidcal | Jan 7, 2013

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others. Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.

Comment

6

Health

B

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58405
Year Established	2007
Employees	432
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	5.84%
Annual Interest Income	$8.9MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$192.7MM$131.2MM
Loans	Q4 2017vs Q4 2016	$161.9MM$97.7MM
Deposits	Q4 2017vs Q4 2016	$143.5MM$115.3MM
Equity Capital	Q4 2017vs Q4 2016	$12.6MM$12.1MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$320.00K$363.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$278.00K$328.00K
Real Estate Owned	Q4 2017vs Q4 2016	$1.3MM$256.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$100	-	Goldwater Savings
0.20%	$100	-	Business Savings
0.20%	-	-	Youth Savings

Goldwater Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*	$100k^*	-	Money Market PLUS
OTHER TIERS: 0.95% → Up to $100k
1.05%^*	$100k^*	-	Business Money Market PLUS
OTHER TIERS: 0.95% → Up to $100k
0.38%^*	$100k^*	-	Market Market
OTHER TIERS: 0.26% → Up to $100k
0.38%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.26% → Up to $100k

Goldwater Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$5k^*	-	Goldwater Checking
OTHER TIERS: 0.05% → $100 - $5k

Goldwater Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.55%	$5k	-	5 Year CD
2.45%	$5k	-	3 Year CD
2.35%	$5k	-	24 Month CD
2.20%	$5k	-	18 Month CD
2.15%	$5k	-	15 Month CD
2.10%	$5k	-	12 Month CD
1.05%	$5k	-	180 Day CD
1.05%	$5k	-	12 Month Liquid Goldwater Access CD
0.86%	$5k	-	90 Day CD

Locations

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 7135 East Camelback Road, Suite I-201 - Scottsdale, AZ 85251

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.