Goldwater Bank is the 1,973rd largest bank in the nation. It was established in 2007 and as of December of 2023, it had grown to 172 employees. Goldwater Bank's savings rates are 8X the national average, and it has a B+ health rating.
Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others. Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.
Overall | |
---|---|
FDIC Certificate # | 58405 |
Year Established | 2007 |
Employees | 172 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.76% |
Return on Equity - YTD | 6.52% |
Annual Interest Income | $24.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2023vs Q4 2022 | $433.6MM$435.8MM |
Loans | Q4 2023vs Q4 2022 | $388.1MM$379.8MM |
Deposits | Q4 2023vs Q4 2022 | $286.8MM$266.9MM |
Equity Capital | Q4 2023vs Q4 2022 | $52.9MM$49.7MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $5.2MM$3.8MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $5.2MM$2.8MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $1.2MM$809K |
Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.15% | - | - | High Yield Saving | |
4.15% | - | - | Business High Yield Saving | |
1.00% | - | - | Goldwater Personal Savings | |
1.00% | - | - | Youth Savings | |
1.00% | - | - | Goldwater Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $20k | Gold Checking | ||
OTHER TIERS: 0.05% → $20k+ | |||||
1.00% | - | - | Gold Checking 50 Plus | ||
0.50% | $100 | $5k | Goldwater Checking |
Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 E. Camelback Rd. Ste. 1100 - Phoenix, AZ 85016