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Goldwater Bank


Overview / Commentary
goldwaterbank.com
480-281-8190
2525 East Camelback Suite 1100
Phoenix, AZ 85016

Goldwater Bank is the 2,265th largest bank in the nation. It was established in 2007 and as of December of 2020, it had grown to 439 employees. Goldwater Bank's money market rates are 14% higher than the national average, and it has an A health rating.

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Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: |

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.

9


Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58405
Year Established2007
Employees439
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD4.54%
Return on Equity - YTD47.76%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$325.7MM$187.5MM
LoansQ4 2020vs Q4 2019$263.5MM$161.0MM
DepositsQ4 2020vs Q4 2019$224.1MM$149.8MM
Equity CapitalQ4 2020vs Q4 2019$32.0MM$20.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.1MM$448.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$259.00K$304.00K
Real Estate OwnedQ4 2020vs Q4 2019$211.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Savings Plus Personal
0.50%--Savings Plus Business
0.20%--Goldwater Personal Savings
0.20%--Youth Savings
0.20%--Goldwater Business Savings

Goldwater Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Personal Money Market PLUS
OTHER TIERS: 0.40% → Up to $100k
0.50%*$100k*-Business Money Market PLUS
OTHER TIERS: 0.40% → Up to $100k
0.38%*$100k*-Personal Market Market
OTHER TIERS: 0.26% → Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% → Up to $100k

Goldwater Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% → $100 - $5k

Goldwater Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$5k-5 Year CD
0.85%$5k-3 Year CD
0.80%$5k-24 Month CD
0.70%$5k-18 Month CD
0.67%$5k-15 Month CD
0.65%$5k-12 Month CD
0.65%$50k-12 Month No Penalty Goldwater Access CD
0.50%$5k-180 Day CD
0.35%$5k-90 Day CD
Locations

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 East Camelback Suite 1100 - Phoenix, AZ 85016

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.