Goldwater Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | |
| 2.65% | 1-year CD | |
| 0.20% | Savings | 2.20% - Barclays Online Savings Account |
Goldwater Bank is the 3,456th largest bank in the nation. It was established in 2007 and as of December of 2018, it had grown to 399 employees. Goldwater Bank's savings rates are 3X the national average, and it has a B health rating.
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Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.
Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others. Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58405 |
| Year Established | 2007 |
| Employees | 399 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.63% |
| Return on Equity - YTD | -9.05% |
| Annual Interest Income | $10.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $145.0MM$192.7MM |
| Loans | Q4 2018vs Q4 2017 | $119.7MM$161.9MM |
| Deposits | Q4 2018vs Q4 2017 | $119.5MM$143.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.3MM$12.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $358.00K$320.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $272.00K$278.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $131.00K$1.3MM |
Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Goldwater Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.65% | - | - | Savings Plus Personal | |
| 1.65% | - | - | Savings Plus Business | |
| 0.20% | - | - | Goldwater Personal Savings | |
| 0.20% | - | - | Youth Savings | |
| 0.20% | - | - | Goldwater Business Savings |
Goldwater Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $100k* | - | Personal Money Market PLUS | ||
| OTHER TIERS: 1.15% → Up to $100k | |||||
| 1.25%* | $100k* | - | Business Money Market PLUS | ||
| OTHER TIERS: 1.15% → Up to $100k | |||||
| 0.38%* | $100k* | - | Personal Market Market | ||
| OTHER TIERS: 0.26% → Up to $100k | |||||
| 0.38%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.26% → Up to $100k | |||||
Goldwater Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $5k* | - | Goldwater Checking | ||
| OTHER TIERS: 0.05% → $100 - $5k | |||||
Goldwater Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $5k | - | 5 Year CD | |
| 2.90% | $5k | - | 3 Year CD | |
| 2.80% | $5k | - | 24 Month CD | |
| 2.70% | $5k | - | 18 Month CD | |
| 2.68% | $5k | - | 15 Month CD | |
| 2.65% | $5k | - | 12 Month CD | |
| 2.50% | $50k | - | 12 Month No Penalty Goldwater Access CD | |
| 2.10% | $5k | - | 180 Day CD | |
| 1.70% | $5k | - | 90 Day CD |
Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 East Camelback Suite 1100 - Phoenix, AZ 85016