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Goldwater Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
1.00%1-year CD12 Month Liquid Goldwater Access CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.20%SavingsGoldwater Savings
1.15% - CIT Bank Spring Savings
View all Goldwater Bank rates »

Overview / Commentary
goldwaterbank.com
866-656-4653
7135 East Camelback Road, Suite I-201
Scottsdale, AZ 85251

Goldwater Bank is the 3,850th largest bank in the nation. It was established in 2007 and as of March of 2017, it had grown to 461 employees. Goldwater Bank's CD rates are 50% higher than the national average, but it has a C- health rating.

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Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: candidcal | Jan 7, 2013

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.

4


Health
C-

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Goldwater Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #58405
Year Established2007
Employees461
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-4.72%
Return on Equity - YTD-54.49%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$129.5MM$119.5MM
LoansQ1 2017vs Q1 2016$112.2MM$94.4MM
DepositsQ1 2017vs Q1 2016$102.6MM$104.2MM
Equity CapitalQ1 2017vs Q1 2016$10.5MM$8.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$226.00K$442.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$168.00K$1.7MM
Real Estate OwnedQ1 2017vs Q1 2016$256.00K$256.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Goldwater Savings
0.20%$100-Business Savings
0.20%--Youth Savings

Goldwater Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$100k*-Market Market
OTHER TIERS: 0.26% → Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% → Up to $100k

Goldwater Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% → $100 - $5k

Goldwater Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$5k-5 Year CD
1.76%$5k-3 Year CD
1.61%$5k-24 Month CD
1.41%$5k-18 Month CD
1.39%$5k-15 Month CD
1.35%$5k-12 Month CD
1.05%$5k-180 Day CD
1.00%$5k-12 Month Liquid Goldwater Access CD
0.86%$5k-90 Day CD
Locations

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 7135 East Camelback Road, Suite I-201 - Scottsdale, AZ 85251