Goldwater Bank

Overview / Commentary
2525 East Camelback Suite 1100
Phoenix, AZ 85016

Goldwater Bank is the 2,444th largest bank in the nation. It was established in 2007 and as of June of 2020, it had grown to 376 employees. Goldwater Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: |

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.


Health Grade Components

FDIC Certificate #58405
Year Established2007
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD4.1%
Return on Equity - YTD44.64%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$284.1MM$169.8MM
LoansQ2 2020vs Q2 2019$235.7MM$144.4MM
DepositsQ2 2020vs Q2 2019$188.2MM$145.3MM
Equity CapitalQ2 2020vs Q2 2019$24.8MM$14.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$720.00K$376.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$272.00K$286.00K
Real Estate OwnedQ2 2020vs Q2 2019$211.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

0.50%--Savings Plus Personal
0.50%--Savings Plus Business
0.20%--Goldwater Personal Savings
0.20%--Youth Savings
0.20%--Goldwater Business Savings

Goldwater Bank Money Market Rates

0.50%*$100k*-Personal Money Market PLUS
OTHER TIERS: 0.40% Up to $100k
0.50%*$100k*-Business Money Market PLUS
OTHER TIERS: 0.40% Up to $100k
0.38%*$100k*-Personal Market Market
OTHER TIERS: 0.26% Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% Up to $100k

Goldwater Bank Checking Account Rates

0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% $100 - $5k

Goldwater Bank CD Rates

0.95%$5k-5 Year CD
0.85%$5k-3 Year CD
0.80%$5k-24 Month CD
0.70%$5k-18 Month CD
0.67%$5k-15 Month CD
0.65%$5k-12 Month CD
0.65%$50k-12 Month No Penalty Goldwater Access CD
0.50%$5k-180 Day CD
0.35%$5k-90 Day CD

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 East Camelback Suite 1100 - Phoenix, AZ 85016

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