Featured Savings Rates
Featured Accounts

Goldwater Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD5 Year CD
1.00%1-year CD12 Month Liquid Goldwater Access CD
0.20%SavingsGoldwater Savings

Overview / Commentary
866-656-4653
7135 East Camelback Road, Suite I-201
Scottsdale, AZ 85251

Goldwater Bank is the 3,043rd largest bank in the nation. It was established in 2007 and as of June of 2017, it had grown to 456 employees. Goldwater Bank's CD rates are 83% higher than the national average, and it has a C+ health rating.

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Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: candidcal | Jan 7, 2013

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Goldwater Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #58405
Year Established2007
Employees456
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-1.45%
Return on Equity - YTD-19.69%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$193.1MM$157.1MM
LoansQ2 2017vs Q2 2016$156.2MM$117.2MM
DepositsQ2 2017vs Q2 2016$150.2MM$141.9MM
Equity CapitalQ2 2017vs Q2 2016$10.9MM$9.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$266.00K$429.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.4MM$1.7MM
Real Estate OwnedQ2 2017vs Q2 2016$221.00K$256.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Goldwater Savings
0.20%$100-Business Savings
0.20%--Youth Savings

Goldwater Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$100k*-Market Market
OTHER TIERS: 0.26% Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% Up to $100k

Goldwater Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% $100 - $5k

Goldwater Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$5k-5 Year CD
1.85%$5k-24 Month CD
1.76%$5k-3 Year CD
1.75%$5k-18 Month CD
1.65%$5k-12 Month CD
1.39%$5k-15 Month CD
1.05%$5k-180 Day CD
1.00%$5k-12 Month Liquid Goldwater Access CD
0.86%$5k-90 Day CD
Locations

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 7135 East Camelback Road, Suite I-201 - Scottsdale, AZ 85251