Goldwater Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

goldwaterbank.com

480-281-8200

2525 E. Camelback Rd. Ste. 1100
Phoenix, AZ 85016

Goldwater Bank is the 1,886^th largest bank in the nation. It was established in 2007 and as of March of 2025, it had grown to 56 employees. Goldwater Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	58405
Year Established	2007
Employees	56
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.38%
Return on Equity - YTD	11.12%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$467.7MM$439.7MM
Loans	Q1 2025vs Q1 2024	$388MM$394.4MM
Deposits	Q1 2025vs Q1 2024	$342.6MM$302.3MM
Equity Capital	Q1 2025vs Q1 2024	$57.2MM$53.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.2MM$5.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.3MM$5.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$2.8MM$1.2MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Goldwater Bank.

Locations

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 E. Camelback Rd. Ste. 1100 - Phoenix, AZ 85016

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