Goldwater Bank

Overview / Commentary
2525 E. Camelback Rd. Ste. 1100
Phoenix, AZ 85016

Goldwater Bank is the 2,312th largest bank in the nation. It was established in 2007 and as of March of 2021, it had grown to 491 employees. Goldwater Bank has an A health rating.

Reviews (1)

Goldwater Bank In Arizona Does NOT Accept Out Of State Business (Online) Accounts.

Posted by: |

Called Goldwater Bank today (01/07/13) and they confirmed that they open new accounts only for in-state (Arizona) businesses, no others.  Other banks listed here do allow my condo HOA to open new savings and MM accounts and do pay higher interest rates, so we'll be doing that soon.


Health Grade Components

FDIC Certificate #58405
Year Established2007
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD16.01%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$331.5MM$242.0MM
LoansQ1 2021vs Q1 2020$270.3MM$191.0MM
DepositsQ1 2021vs Q1 2020$240.2MM$165.1MM
Equity CapitalQ1 2021vs Q1 2020$33.2MM$20.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$1.9MM$597.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$2.0MM$285.00K
Real Estate OwnedQ1 2021vs Q1 2020$211.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Goldwater Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Goldwater Bank Savings Account Rates

0.45%--Savings Plus Personal
0.45%--Savings Plus Business
0.20%--Goldwater Personal Savings
0.20%--Youth Savings
0.20%--Goldwater Business Savings

Goldwater Bank Money Market Rates

0.45%*$100k*-Personal Money Market PLUS
OTHER TIERS: 0.35% Up to $100k
0.45%*$100k*-Business Money Market PLUS
OTHER TIERS: 0.35% Up to $100k
0.38%*$100k*-Personal Market Market
OTHER TIERS: 0.26% Up to $100k
0.38%*$100k*-Business Money Market
OTHER TIERS: 0.26% Up to $100k

Goldwater Bank Checking Account Rates

0.10%*$5k*-Goldwater Checking
OTHER TIERS: 0.05% $100 - $5k

Goldwater Bank CD Rates

0.83%$5k-5 Year CD
0.73%$5k-3 Year CD
0.67%$5k-24 Month CD
0.60%$5k-18 Month CD
0.55%$5k-15 Month CD
0.50%$5k-12 Month CD
0.50%$50k-12 Month No Penalty Goldwater Access CD
0.35%$5k-180 Day CD
0.25%$5k-90 Day CD

Goldwater Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2525 E. Camelback Rd. Ste. 1100 - Phoenix, AZ 85016

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