Voyage Federal Credit Union is headquartered in Sioux Falls and is the 4th largest credit union in the state of South Dakota. It is also the 1,108th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 50 employees and 19,816 members at 5 locations. Voyage Federal Credit Union's money market rates are 6X the national average, and it has an A health rating.
Membership in Voyage Federal Credit Union is open to those who live, work, worship, or attend school, or businesses and other legal entities located in the South Dakota counties of Lincoln or Minnehaha. Immediate family members of existing members are also eligible for membership.
See current membership details
Overall | |
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NCUA # | 3458 |
Year Chartered | 1939 |
Employees | 50 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.22% |
Return on Equity - YTD | 11.52% |
Annual Interest Income | $3.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $260.8MM$242.4MM |
Loans | Q1 2025vs Q1 2024 | $173.3MM$169.3MM |
Deposits | Q1 2025vs Q1 2024 | $232.6MM$214.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $27MM$26.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.6MM$1.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.9MM$918K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Voyage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | Regular Shares | |
0.05% | $100 | - | Holiday Club | |
0.05% | $5 | - | Youth Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53%* | $200k* | - | Money Market | ||
OTHER TIERS: 1.41% → $0 - $10k | 1.71% → $10k - $25k | 2.07% → $25k - $100k | 2.32% → $100k - $200k |
Voyage Federal Credit Union Locations | ||
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Branch Office | 3823 S Kiwanis Cir | Sioux Falls, SD 57105 |
Branch Office | 5800 E 18th St Ste 101 | Sioux Falls, SD 57110 |
Branch Office | 4420 W Crossroads Pl | Sioux Falls, SD 57106-0317 |
Branch Office | 105 E Cherry St | Vermillion, SD 57069 |
Branch Office | 1512 E Benson Rd | Sioux Falls, SD 57104 |