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Overview / Commentary
3823 S Kiwanis Cir
Sioux Falls, SD 57105

Voyage Federal Credit Union is headquartered in Sioux Falls and is the 9th largest credit union in the state of South Dakota. It is also the 1,714th largest credit union in the nation. It was established in 1939 and as of December of 2016, it had grown to 24 employees and 10,546 members at 4 locations. Voyage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school, and businesses and other legal entities located in the counties of Minnehaha or Lincoln Counties, South Dakota and to immediate family of existing members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Voyage Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3458
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.91%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$87.9MM$83.0MM
LoansQ4 2016vs Q4 2015$67.3MM$60.7MM
DepositsQ4 2016vs Q4 2015$77.9MM$71.7MM
Equity CapitalQ4 2016vs Q4 2015$8.7MM$8.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$601.00K$492.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$805.00K$533.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

Rates for Voyage Federal Credit Union are currently being reviewed.


Voyage Federal Credit Union Locations
Branch Office1325 S Cliff Ave Rm 1520Sioux Falls, SD 57105-1007
Branch Office3823 S Kiwanis CirSioux Falls, SD 57105
Branch Office4409 E 26th StSioux Falls, SD 57103
Branch Office124 S Kiwanis AveSioux Falls, SD 57104