Voyage Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.53%	5-year CD	60 Month Share Certificate 2.03% - National Average
1.41%	1-year CD	12 Month Share Certificate 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Regular Shares 1.80% - American Express National Bank High Yield Savings Account

View all Voyage Federal Credit Union rates »

Overview / Commentary

voyagefcu.org

605-338-2533

3823 S Kiwanis Cir
Sioux Falls, SD 57105

Voyage Federal Credit Union is headquartered in Sioux Falls and is the 9^th largest credit union in the state of South Dakota. It is also the 1,636^th largest credit union in the nation. It was established in 1939 and as of June of 2018, it had grown to 25 employees and 10,955 members at 4 locations. Voyage Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school, and businesses and other legal entities located in the counties of Minnehaha or Lincoln Counties, South Dakota and to immediate family of existing members.
See current membership details

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Voyage Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3458
Year Chartered	1939
Employees	25
Primary Regulator

Profit Margin
Return on Assets - YTD	0.55%
Return on Equity - YTD	5.66%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$97.9MM$89.9MM
Loans	Q2 2018vs Q2 2017	$77.6MM$69.6MM
Deposits	Q2 2018vs Q2 2017	$87.1MM$80.4MM
Equity Capital	Q2 2018vs Q2 2017	$9.4MM$9.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$565.00K$541.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$670.00K$487.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Voyage Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%^*	$200k^*	-	IRA Share
OTHER TIERS: 0.55% → Up to $10k \| 0.65% → $10k - $25k \| 0.90% → $25k - $100k \| 1.16% → $100k - $200k
0.15%	$100	-	Holiday Club
0.10%	$100	-	Regular Shares
0.10%	$5	-	Youth Club

Voyage Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.36%^*	$200k^*	-	Money Market
OTHER TIERS: 0.55% → Up to $10k \| 0.65% → $10k - $25k \| 0.90% → $25k - $100k \| 1.16% → $100k - $200k

Voyage Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	$10k^*	-	48 Month Share Certificate
OTHER TIERS: 2.94% → $500 - $10k
2.53%^*	$10k^*	-	60 Month Share Certificate
OTHER TIERS: 2.43% → $500 - $10k
2.25%^*	$10k^*	-	33 Month Share Certificate
OTHER TIERS: 2.15% → $500 - $10k
1.76%^*	$10k^*	-	36 Month Share Certificate
OTHER TIERS: 1.66% → $500 - $10k
1.61%^*	$10k^*	-	24 Month Share Certificate
OTHER TIERS: 1.51% → $500 - $10k
1.46%^*	$10k^*	-	18 Month Share Certificate
OTHER TIERS: 1.36% → $500 - $10k
1.41%^*	$10k^*	-	12 Month Share Certificate
OTHER TIERS: 1.31% → $500 - $10k
1.21%^*	$10k^*	-	6 Month Share Certificate
OTHER TIERS: 1.11% → $500 - $10k
1.16%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 1.06% → $500 - $10k

Voyage Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	$10k^*	-	48 Month IRA Share Certificate
OTHER TIERS: 2.94% → $250 - $10k
2.53%^*	$10k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 2.43% → $250 - $10k
1.76%^*	$10k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 1.66% → $250 - $10k
1.61%^*	$10k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 1.51% → $250 - $10k
1.46%^*	$10k^*	-	18 Month IRA Share Certificate
OTHER TIERS: 1.36% → $250 - $10k
1.41%^*	$10k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 1.31% → $250 - $10k

Locations

Voyage Federal Credit Union Locations
Branch Office	1325 S Cliff Ave Rm 1520	Sioux Falls, SD 57105-1007
Branch Office	3823 S Kiwanis Cir	Sioux Falls, SD 57105
Branch Office	5800 E 18th St Ste 101	Sioux Falls, SD 57110
Branch Office	124 S Kiwanis Ave	Sioux Falls, SD 57104

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