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Voyage Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
3.50%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
voyagefcu.org
605-338-2533
3823 S Kiwanis Cir
Sioux Falls, SD 57105

Voyage Federal Credit Union is headquartered in Sioux Falls and is the 4th largest credit union in the state of South Dakota. It is also the 1,108th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 50 employees and 19,816 members at 5 locations. Voyage Federal Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Voyage Federal Credit Union is open to those who live, work, worship, or attend school, or businesses and other legal entities located in the South Dakota counties of Lincoln or Minnehaha. Immediate family members of existing members are also eligible for membership.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #3458
Year Chartered1939
Employees50
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD11.52%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$260.8MM$242.4MM
LoansQ1 2025vs Q1 2024$173.3MM$169.3MM
DepositsQ1 2025vs Q1 2024$232.6MM$214.8MM
Equity CapitalQ1 2025vs Q1 2024$27MM$26.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.6MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.9MM$918K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
3.50%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/30/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Voyage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Voyage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Shares
0.05%$100-Holiday Club
0.05%$5-Youth Club

Voyage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$200k*-Money Market
OTHER TIERS: 1.41% → $0 - $10k | 1.71% → $10k - $25k | 2.07% → $25k - $100k | 2.32% → $100k - $200k

Voyage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.09%*$10k*-6 Month Share Certificate
OTHER TIERS: 4.04% → $500 - $10k
4.09%*$10k*-12 Month Share Certificate
OTHER TIERS: 4.04% → $500 - $10k
3.36%*$10k*-18 Month Share Certificate
OTHER TIERS: 3.31% → $500 - $10k
3.36%*$10k*-24 Month Share Certificate
OTHER TIERS: 3.31% → $500 - $10k
2.74%*$10k*-36 Month Share Certificate
OTHER TIERS: 2.69% → $500 - $10k
2.53%*$10k*-60 Month Share Certificate
OTHER TIERS: 2.48% → $500 - $10k
2.43%*$10k*-48 Month Share Certificate
OTHER TIERS: 2.38% → $500 - $10k

Voyage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.09%*$10k*-12 Month IRA Share Certificate
OTHER TIERS: 4.04% → $250 - $10k
3.36%*$10k*-18 Month IRA Share Certificate
OTHER TIERS: 3.31% → $250 - $10k
3.36%*$10k*-24 Month IRA Share Certificate
OTHER TIERS: 3.31% → $250 - $10k
2.74%*$10k*-36 Month IRA Share Certificate
OTHER TIERS: 2.69% → $250 - $10k
2.53%*$200k*-IRA Share
OTHER TIERS: 1.41% → $0 - $10k | 1.71% → $10k - $25k | 2.07% → $25k - $100k | 2.32% → $100k - $200k
2.53%*$10k*-60 Month IRA Share Certificate
OTHER TIERS: 2.48% → $250 - $10k
2.43%*$10k*-48 Month IRA Share Certificate
OTHER TIERS: 2.38% → $250 - $10k
Locations


Voyage Federal Credit Union Locations
Branch Office3823 S Kiwanis CirSioux Falls, SD 57105
Branch Office5800 E 18th St Ste 101Sioux Falls, SD 57110
Branch Office4420 W Crossroads PlSioux Falls, SD 57106-0317
Branch Office105 E Cherry StVermillion, SD 57069
Branch Office1512 E Benson RdSioux Falls, SD 57104

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