Voyage Federal Credit Union

Overview / Commentary

605-338-2533

3823 S Kiwanis Cir
Sioux Falls, SD 57105

Voyage Federal Credit Union is headquartered in Sioux Falls and is the 9^th largest credit union in the state of South Dakota. It is also the 1,553^rd largest credit union in the nation. It was established in 1939 and as of December of 2020, it had grown to 29 employees and 11,226 members at 3 locations. Voyage Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Voyage Federal Credit Union is open to those who live, work, worship, or attend school, or businesses and other legal entities located in the South Dakota counties of Lincoln or Minnehaha. Immediate family members of existing members are also eligible for membership.
See current membership details

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Health

Data as of Q4 2020

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Health Grade Components

Overall
NCUA #	3458
Year Chartered	1939
Employees	29
Primary Regulator

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	10.64%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$126.1MM$105.5MM
Loans	Q4 2020vs Q4 2019	$91.5MM$90.5MM
Deposits	Q4 2020vs Q4 2019	$113.9MM$93.5MM
Equity Capital	Q4 2020vs Q4 2019	$11.7MM$10.5MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$815.00K$711.00K
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$832.00K$532.00K
Real Estate Owned	Q4 2020vs Q4 2019	$0$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Voyage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Voyage Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$200k^*	-	IRA Share
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $100k \| 0.40% → $100k - $200k
0.05%	$100	-	Regular Shares
0.05%	$100	-	Holiday Club
0.05%	$5	-	Youth Club

Voyage Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$200k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $100k \| 0.40% → $100k - $200k

Voyage Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$10k^*	-	60 Month Share Certificate
OTHER TIERS: 0.75% → $500 - $10k
0.70%^*	$10k^*	-	48 Month Share Certificate
OTHER TIERS: 0.65% → $500 - $10k
0.50%^*	$10k^*	-	36 Month Share Certificate
OTHER TIERS: 0.45% → $500 - $10k
0.40%^*	$10k^*	-	24 Month Share Certificate
OTHER TIERS: 0.35% → $500 - $10k
0.30%^*	$10k^*	-	18 Month Share Certificate
OTHER TIERS: 0.25% → $500 - $10k
0.25%^*	$10k^*	-	12 Month Share Certificate
OTHER TIERS: 0.20% → $500 - $10k
0.20%^*	$10k^*	-	6 Month Share Certificate
OTHER TIERS: 0.15% → $500 - $10k
0.15%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 0.10% → $500 - $10k

Voyage Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$10k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 0.75% → $250 - $10k
0.70%^*	$10k^*	-	48 Month IRA Share Certificate
OTHER TIERS: 0.65% → $250 - $10k
0.50%^*	$10k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 0.45% → $250 - $10k
0.40%^*	$10k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 0.35% → $250 - $10k
0.30%^*	$10k^*	-	18 Month IRA Share Certificate
OTHER TIERS: 0.25% → $250 - $10k
0.25%^*	$10k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 0.20% → $250 - $10k

Locations

Voyage Federal Credit Union Locations
Branch Office	3823 S Kiwanis Cir	Sioux Falls, SD 57105
Branch Office	5800 E 18th St Ste 101	Sioux Falls, SD 57110
Branch Office	124 S Kiwanis Ave	Sioux Falls, SD 57104

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