Voyage Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.53%	5-year CD	3.10% - Barclays 60 Month Online CD
1.61%	1-year CD	2.75% - Barclays 12 Month Online CD
0.10%	Savings	0.27% - National Average

View all Voyage Federal Credit Union rates »

Overview / Commentary

voyagefcu.org

605-338-2533

3823 S Kiwanis Cir
Sioux Falls, SD 57105

Voyage Federal Credit Union is headquartered in Sioux Falls and is the 9^th largest credit union in the state of South Dakota. It is also the 1,618^th largest credit union in the nation. It was established in 1939 and as of December of 2018, it had grown to 27 employees and 11,031 members at 3 locations. Voyage Federal Credit Union's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school, and businesses and other legal entities located in the counties of Minnehaha or Lincoln Counties, South Dakota and to immediate family of existing members.
See current membership details

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Health

B+

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Voyage Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3458
Year Chartered	1939
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.64%
Return on Equity - YTD	6.5%
Annual Interest Income	$4.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$99.4MM$94.7MM
Loans	Q4 2018vs Q4 2017	$80.4MM$74.2MM
Deposits	Q4 2018vs Q4 2017	$87.2MM$82.1MM
Equity Capital	Q4 2018vs Q4 2017	$9.8MM$9.2MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$539.00K$537.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$668.00K$334.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Voyage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Voyage Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%^*	$200k^*	-	IRA Share
OTHER TIERS: 0.55% → Up to $10k \| 0.75% → $10k - $25k \| 1.00% → $25k - $100k \| 1.36% → $100k - $200k
0.15%	$100	-	Holiday Club
0.10%	$100	-	Regular Shares
0.10%	$5	-	Youth Club

Voyage Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.61%^*	$200k^*	-	Money Market
OTHER TIERS: 0.55% → Up to $10k \| 0.75% → $10k - $25k \| 1.00% → $25k - $100k \| 1.36% → $100k - $200k

Voyage Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%^*	$10k^*	-	60 Month Share Certificate
OTHER TIERS: 2.43% → $500 - $10k
2.45%	$500	-	15 Month High Yield Share Certificate Special
2.22%^*	$10k^*	-	48 Month Share Certificate
OTHER TIERS: 2.12% → $500 - $10k
1.87%^*	$10k^*	-	36 Month Share Certificate
OTHER TIERS: 1.76% → $500 - $10k
1.71%^*	$10k^*	-	24 Month Share Certificate
OTHER TIERS: 1.61% → $500 - $10k
1.66%^*	$10k^*	-	18 Month Share Certificate
OTHER TIERS: 1.56% → $500 - $10k
1.61%^*	$10k^*	-	12 Month Share Certificate
OTHER TIERS: 1.51% → $500 - $10k
1.41%^*	$10k^*	-	6 Month Share Certificate
OTHER TIERS: 1.31% → $500 - $10k
1.36%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 1.26% → $500 - $10k

Voyage Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%^*	$10k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 2.43% → $250 - $10k
2.22%^*	$10k^*	-	48 Month IRA Share Certificate
OTHER TIERS: 2.20% → $250 - $10k
1.87%^*	$10k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 1.76% → $250 - $10k
1.71%^*	$10k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 1.61% → $250 - $10k
1.66%^*	$10k^*	-	18 Month IRA Share Certificate
OTHER TIERS: 1.56% → $250 - $10k
1.61%^*	$10k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 1.51% → $250 - $10k

Locations

Voyage Federal Credit Union Locations
Branch Office	3823 S Kiwanis Cir	Sioux Falls, SD 57105
Branch Office	5800 E 18th St Ste 101	Sioux Falls, SD 57110
Branch Office	124 S Kiwanis Ave	Sioux Falls, SD 57104

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