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Maine Community Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mainecb.com
207-784-7204
254 Main Street
Biddeford, ME 04005

Maine Community Bank is headquartered in PORTLAND and is the 6th largest bank in the state of Maine. It is also the 470th largest bank in the nation. It was established in 1867 and as of March of 2025, it had grown to 350 employees at 23 locations. Maine Community Bank's money market rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #17741
Year Established1867
Employees350
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.63%
Return on Equity - YTD-6.32%
Annual Interest Income$35.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.7B$1.11B
LoansQ1 2025vs Q1 2024$2.2B$918.5MM
DepositsQ1 2025vs Q1 2024$2.27B$821.2MM
Equity CapitalQ1 2025vs Q1 2024$237.9MM$140.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$15.9MM$8.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.8MM$7.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$250k*-Smart Business Savings
OTHER TIERS: 0.10% → $1 - $25k | 0.25% → $25k - $100k | 2.00% → $100k - $250k
1.77%$1$250k207 Saver Account
0.50%$0-Health Savings Account
0.10%*$25k*-Essential Savings
OTHER TIERS: 0.05% → $1 - $25k

Maine Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$100k*-Champion High Yield Money Market
OTHER TIERS: 0.25% → $1 - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 1.00% → $50k - $100k
2.15%*$1m*-Treasury Advantage Business Money Market
OTHER TIERS: 0.43% → $1 - $50k | 0.85% → $50k - $100k | 1.28% → $100k - $250k | 1.71% → $250k - $750k | 1.93% → $750k - $1m
1.75%*$250k*-Essential Money Market
OTHER TIERS: 0.15% → $1 - $20k | 0.20% → $20k - $50k | 0.25% → $50k - $250k
1.50%*$250k*-Smart Business Money Market
OTHER TIERS: 0.20% → $1 - $25k | 0.45% → $25k - $100k | 0.60% → $100k - $250k

Maine Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*$5mChampion High Yield Checking - High tier (w/ 1 ACH Deposit)
OTHER TIERS: 0.05% → $1 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k+ | 0.50% → $250k - $500k
0.50%$1-IOLTA Checking
0.50%$1-RAHF Checking
0.20%*$250k*-Champion High Yield Checking - Low tier (w/o ACH Deposit)
OTHER TIERS: 0.05% → $1 - $50k | 0.10% → $50k - $100k | 0.15% → $100k - $250k
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% → $1 - $25k | 0.10% → $25k - $100k
0.05%*$10k*-207 Rewards Checking
OTHER TIERS: 0.02% → $1 - $10k

Maine Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-6 Month CD Special
3.85%$500-Business 6 Month CD Special
3.75%$500-12 Month CD Special
3.75%$500-Business 12 Month CD Special
2.25%$500-91 Day CD
2.25%$500-Business 91 Day CD
2.00%$500-6 Month CD
2.00%$500-12 Month CD
2.00%$500-24 Month CD
2.00%$500-36 Month CD
2.00%$500-48 Month CD
2.00%$500-60 Month CD
2.00%$500-18 Month CD
2.00%$500-Business 6 Month CD
2.00%$500-Business 12 Month CD
2.00%$500-Business 18 Month CD
2.00%$500-Business 24 Month CD
2.00%$500-Business 36 Month CD
2.00%$500-Business 48 Month CD
2.00%$500-Business 60 Month CD

Maine Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-6 Month IRA
3.75%$500-12 Month IRA
2.00%$500-24 Month IRA
2.00%$500-36 Month IRA
2.00%$500-48 Month IRA
2.00%$500-60 Month IRA
2.00%$500-18 Month IRA
Locations

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