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Overview / Commentary
42 Church Street
Gouverneur, NY 13642

Gouverneur Savings and Loan Association is headquartered in Gouverneur and is the 130th largest bank in the state of New York. It is also the 3,695th largest bank in the nation. It was established in 1892 and as of September of 2016, it had grown to 34 employees at 2 locations. Gouverneur Savings and Loan Association has a B+ health rating.


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Health Grade Components

FDIC Certificate #30976
Year Established1892
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD3.87%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$140.9MM$139.5MM
LoansQ3 2016vs Q3 2015$103.5MM$104.9MM
DepositsQ3 2016vs Q3 2015$84.4MM$84.1MM
Equity CapitalQ3 2016vs Q3 2015$29.8MM$28.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$878.00K$876.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.9MM$2.6MM
Real Estate OwnedQ3 2016vs Q3 2015$1.1MM$637.00K

Rates for Gouverneur Savings and Loan Association are currently being reviewed.


Gouverneur Savings and Loan Association Locations
Alexandria Bay Branch15 Nys Route 12Alexandria Bay, NY 13607
Gouverneur Savings and Loan Association42 Church StreetGouverneur, NY 13642