Gouverneur Savings and Loan Association

Overview / Commentary
42 Church Street
Gouverneur, NY 13642

Gouverneur Savings and Loan Association is headquartered in GOUVERNEUR and is the 100th largest bank in the state of New York. It is also the 3,017th largest bank in the nation. It was established in 1892 and as of December of 2023, it had grown to 45 employees at 5 locations. Gouverneur Savings and Loan Association has a B+ health rating.


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Health Grade Components

FDIC Certificate #30976
Year Established1892
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD1.97%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$205.4MM$204.8MM
LoansQ4 2023vs Q4 2022$124.6MM$124.6MM
DepositsQ4 2023vs Q4 2022$164.3MM$171.6MM
Equity CapitalQ4 2023vs Q4 2022$29.5MM$25.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.1MM$634K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.4MM$915K
Real Estate OwnedQ4 2023vs Q4 2022$74K$52K

Rates for Gouverneur Savings and Loan Association are currently being reviewed.


Gouverneur Savings and Loan Association Locations
Alexandria Bay Branch15 Nys Route 12Alexandria Bay, NY 13607
Gouverneur Savings and Loan Association42 Church StGouverneur, NY 13642

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