Gowanda Area Federal Credit Union is headquartered in Gowanda and is the 176th largest credit union in the state of New York. It is also the 3,299th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 4 employees and 2,079 members at 1 location. Gowanda Area Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must be an employee of the New York State, Seneca Nation of Indians, local municipality or other select organizations.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 818 |
| Year Chartered | 1935 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 10.96% |
| Annual Interest Income | $499.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $20.9MM$19.6MM |
| Loans | Q4 2018vs Q4 2017 | $7.3MM$6.4MM |
| Deposits | Q4 2018vs Q4 2017 | $19.0MM$17.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.9MM$1.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $18.00K$9.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $79.00K$4.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Gowanda Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gowanda Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Shares | |
| 0.05% | $300 | - | Share Account | |
| 0.05% | $300 | - | Club Account |
| Gowanda Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 14266 Taylor Hollow Rd | Gowanda, NY 14070-9703 |