G.P.O. Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.gpofcu.com

315-724-1654

4311 Middle Settlement Rd
New Hartford, NY 13413

G.P.O. Federal Credit Union is headquartered in New Hartford and is the 32^nd largest credit union in the state of New York. It is also the 697^th largest credit union in the nation. It was established in 1978 and as of March of 2025, it had grown to 107 employees and 41,506 members at 8 locations. G.P.O. Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

GPO Federal Credit Union is open to those who live, work, worship, or attend school in the New York counties of Fulton, Hamilton, Herkimer, Madison, Montgomery, Oneida or Otsego. Employees/retirees of 150+ SEGs also qualify for membership, as do immediate family members of current GPO members.
See current membership details

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	22931
Year Chartered	1978
Employees	107
Primary Regulator

Profit Margin
Return on Assets - YTD	1.05%
Return on Equity - YTD	9.27%
Annual Interest Income	$6.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$568.8MM$520.3MM
Loans	Q1 2025vs Q1 2024	$301MM$279.9MM
Deposits	Q1 2025vs Q1 2024	$501.2MM$459.3MM
Equity Capital	Q1 2025vs Q1 2024	$63.4MM$56.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.8MM$2.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$997K$899K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for G.P.O. Federal Credit Union.

Locations

G.P.O. Federal Credit Union Locations
Branch Office	2711 Genesee St	Utica, NY 13501
Branch Office	1000 Oneida Plaza Dr	Oneida, NY 13421-2672
Branch Office	39 N Main St	Dolgeville, NY 13329-1338
Branch Office	3 Central Plz	Ilion, NY 13357-1701
Branch Office	301 Bleecker St	Utica, NY 13501
Branch Office	4311 Middle Settlement Rd	New Hartford, NY 13413
Branch Office	8585 State Route 28	Barneveld, NY 13304
Branch Office	1701 N James St	Rome, NY 13440

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