Graco Federal Credit Union is headquartered in Alma and is the 187th largest credit union in the state of Michigan. It is also the 3,396th largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 8 employees and 3,124 members at 1 location. Graco Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Gratiot County, Michigan.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 15304 |
| Year Chartered | 1962 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 8.96% |
| Annual Interest Income | $672.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $19.2MM$18.2MM |
| Loans | Q4 2018vs Q4 2017 | $8.3MM$8.2MM |
| Deposits | Q4 2018vs Q4 2017 | $17.3MM$16.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.6MM$1.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $16.00K$30.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $65.00K$57.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Graco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Graco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Shares | |
| 0.05% | - | - | Share Account | |
| 0.05% | - | - | Christmas Club Account |
Graco Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Money Market Share Account | ||
| OTHER TIERS: 0.05% → $5k - $50k | |||||
| 0.05% | $15k | - | Money Market Share Draft Account | ||
Graco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1k | - | 24 Month CD | |
| 0.25% | $1k | - | 36 Month CD | |
| 0.25% | $1k | - | 48 Month CD |
| Graco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 305 W Downie St | Alma, MI 48801 |