Overview / Commentary
989-463-1247
305 W Downie St
Alma, MI 48801

Graco Federal Credit Union is headquartered in Alma and is the 189th largest credit union in the state of Michigan. It is also the 3,421st largest credit union in the nation. It was established in 1962 and as of June of 2018, it had grown to 8 employees and 3,119 members at 1 location. Graco Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Gratiot County, Michigan.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Graco Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15304
Year Chartered1962
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD10.31%
Annual Interest Income$317.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$19.4MM$18.2MM
LoansQ2 2018vs Q2 2017$8.3MM$7.7MM
DepositsQ2 2018vs Q2 2017$17.7MM$16.7MM
Equity CapitalQ2 2018vs Q2 2017$1.6MM$1.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$26.00K$33.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$24.00K$33.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Graco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Graco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Shares
0.05%--Share Account
0.05%--Christmas Club Account

Graco Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Market Share Account
OTHER TIERS: 0.05% $5k - $50k
0.05%$15k-Money Market Share Draft Account

Graco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-24 Month CD
0.25%$1k-36 Month CD
0.25%$1k-48 Month CD
Locations


Graco Federal Credit Union Locations
Branch Office305 W Downie StAlma, MI 48801

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.