Granco Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.25%	Savings	Regular Share Account 1.00% - Ally Bank Online Savings Account
2.00%	4-year CD	48 Month Share Certificate 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all Granco Federal Credit Union rates »

Overview / Commentary

www.granco.org

509-754-5233

217 Alder St SW
Ephrata, WA 98823

Granco Federal Credit Union is headquartered in Ephrata and is the 52^nd largest credit union in the state of Washington. It is also the 2,173^rd largest credit union in the nation. It was established in 1956 and as of June of 2016, it had grown to 21 employees and 3,953 members at 2 locations. Granco Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open employees of the the Public Utility District of Grant Kittitas, Okanogan and Douglas Counties in Washington and other organizations and municipalities.
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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Granco Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	10904
Year Chartered	1956
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.93%
Return on Equity - YTD	-8.48%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$57.0MM$52.9MM
Loans	Q2 2016vs Q2 2015	$38.2MM$35.8MM
Deposits	Q2 2016vs Q2 2015	$50.6MM$46.1MM
Equity Capital	Q2 2016vs Q2 2015	$6.3MM$6.6MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$155.00K$106.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$964.00K$724.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Granco Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	-	$5k	Christmas Club
OTHER TIERS: 0.15% → $10k+ \| 0.20% → $5k - $10k
0.25%	-	-	Regular Share Account

Granco Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Share Draft Account

Granco Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	48 Month Share Certificate
1.00%	$10k	-	36 Month Share Certificate
0.80%	$2,500	-	24 Month Share Certificate
0.60%	$1k	-	12 Month Share Certificate

Locations

Granco Federal Credit Union Locations
Branch Office	217 Alder St SW	Ephrata, WA 98823
Branch Office	411 E 5th Ave	Moses Lake, WA 98837