Overview / Commentary
Grand Heritage Federal Credit Union is headquartered in Laporte and is the 99th largest credit union in the state of Indiana. It is also the 3,568th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 5 employees and 2,217 members at 3 locations. Grand Heritage Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, volunteer or worship in La Porte County, Indiana.
See current membership details
Health
C+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Grand Heritage Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 10666 |
| Year Chartered | 1955 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 2.22% |
| Annual Interest Income | $515.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $16.2MM$15.6MM |
| Loans | Q4 2018vs Q4 2017 | $5.8MM$5.7MM |
| Deposits | Q4 2018vs Q4 2017 | $15.0MM$14.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $26.00K$24.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $54.00K$26.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Grand Heritage Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $1k | - | 24 Month CD | |
| 0.20% | $1k | - | 36 Month CD | |
| 0.15% | $1k | - | 18 Month CD | |
| 0.10% | $1k | - | 12 Month CD |
Grand Heritage Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | 12 Month IRA |
Locations
| Grand Heritage Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 201 Koomler Dr | Laporte, IN 46350-2576 |
| Branch Office | 1304 Jefferson Ave | La Porte, IN 46350 |
| Branch Office | 1315 Southwind Dr | Michigan City, IN 46360 |