Grand Rivers Community Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.grandriverscommunitybank.com

618-634-2208

260 S Main St
Grand Chain, IL 62941

Grand Rivers Community Bank is headquartered in GRAND CHAIN and is the 335^th largest bank in the state of Illinois. It is also the 4,409^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 7 employees at 2 locations. Grand Rivers Community Bank has a D health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Grand Rivers Community Bank has a low asset base, and a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	10816
Year Established	1902
Employees	7
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-1.31%
Return on Equity - YTD	-13.9%
Annual Interest Income	$247K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$18.2MM$24.5MM
Loans	Q1 2025vs Q1 2024	$12.2MM$14.4MM
Deposits	Q1 2025vs Q1 2024	$16.1MM$22MM
Equity Capital	Q1 2025vs Q1 2024	$1.7MM$2.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$550K$395K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Grand Rivers Community Bank.

Locations

Grand Rivers Community Bank Locations
Grand Rivers Community Bank	260 S Main St	Grand Chain, IL 62941
Karnak Branch	406 Washington Street	Karnak, IL 62956
Shawneeton Branch	105 E. Shawnee Avenue	Shawneetown, IL 62984

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