Featured Savings Rates
Featured Accounts

Grand Trunk Battle Creek Emp Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD1 Year Share Certificate
0.10%SavingsRegular Share Account
1.36%4-year CD4 Year Share Certificate

Overview / Commentary
800-524-2402
1275 Raymond Rd N
Battle Creek, MI 49014

Grand Trunk Battle Creek Emp Federal Credit Union is headquartered in Battle Creek and is the 166th largest credit union in the state of Michigan. It is also the 2,841st largest credit union in the nation. It was established in 1945 and as of June of 2016, it had grown to 11 employees and 3,022 members at 1 location. Grand Trunk Battle Creek Emp Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, any of the outlying stations on the railroad’s line from Schoolcraft, Michigan, to Lansing, Michigan, or who work in or have headquarters in the Detroit-Grand Rapids Division, west of Owosso, Michigan. Membership is also open to employees of the Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization, who work in or are supervised from Chicago, Illinois.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Grand Trunk Battle Creek Emp Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #5170
Year Chartered1945
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.59%
Annual Interest Income$549.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$31.8MM$31.4MM
LoansQ2 2016vs Q2 2015$14.4MM$14.4MM
DepositsQ2 2016vs Q2 2015$26.6MM$26.4MM
Equity CapitalQ2 2016vs Q2 2015$4.9MM$4.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$67.00K$66.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$130.00K$67.00K
Real Estate OwnedQ2 2016vs Q2 2015$75.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Grand Trunk Battle Creek Emp Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--IRA
0.75%--Roth IRA
0.75%--Educational IRA
0.10%$100-Regular Share Account
0.10%$100-Vacation Club
0.10%$100-Christmas Club

Grand Trunk Battle Creek Emp Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$2,500*-Money Market
OTHER TIERS: 0.10% $100 - $2,500

Grand Trunk Battle Creek Emp Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Share Draft Account

Grand Trunk Battle Creek Emp Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$1k-4 Year Share Certificate
1.00%$1k-3 Year Share Certificate
0.75%$1k-2 Year Share Certificate
0.50%$1k-1 Year Share Certificate
0.35%$10k-6 Month Share Certificate - Pay at Redemption
0.35%$10k-6 Month Share Certificate - Pay Monthly

Grand Trunk Battle Creek Emp Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$1k-4 Year IRA Certificate
1.00%$1k-3 Year IRA Certificate
0.75%$1k-2 Year IRA Certificate
0.50%$1k-1 Year IRA Certificate
0.35%$10k-6 Month IRA Certificate - Pay at Redemption
0.35%$10k-6 Month IRA Certificate - Pay Monthly
Locations


Grand Trunk Battle Creek Emp Federal Credit Union Locations
Branch Office1275 Raymond Rd NBattle Creek, MI 49014