Grand Trunk Battle Creek Emp Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.51% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 0.27% - National Average |
| 2.17% | 4-year CD | 2.90% - Barclays 48 Month Online CD |
Grand Trunk Battle Creek Emp Federal Credit Union is headquartered in Battle Creek and is the 163rd largest credit union in the state of Michigan. It is also the 2,792nd largest credit union in the nation. It was established in 1945 and as of December of 2018, it had grown to 10 employees and 2,829 members at 2 locations. Grand Trunk Battle Creek Emp Federal Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Grand Trunk (BC) Employees Federal Credit Union is open to: (1) Employees of the Canadian National Railway, Grand Trunk Western, and US Sales Organization working in or supervised from the Chicago, IL location, (2) Employees of Grand Trunk Western Railroad Company working or headquartered in: Michigan terminal, Battle Creek, or any outlying railroad station from Schoolcraft to Lansing, or the Detroit-Grand Rapids department, west of Owosso. (3) Any spouse of a deceased credit union member, retirees of the aforementioned groups, employees of the credit union, or immediate family members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5170 |
| Year Chartered | 1945 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 4.58% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $32.3MM$32.7MM |
| Loans | Q4 2018vs Q4 2017 | $15.0MM$15.0MM |
| Deposits | Q4 2018vs Q4 2017 | $26.5MM$27.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $5.3MM$5.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $66.00K$66.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $15.00K$9.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Grand Trunk Battle Creek Emp Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Grand Trunk Battle Creek Emp Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA | |
| 0.75% | - | - | Roth IRA | |
| 0.10% | $100 | - | Regular Share Account | |
| 0.10% | $100 | - | Vacation Club | |
| 0.10% | $100 | - | Christmas Club |
Grand Trunk Battle Creek Emp Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $2.5k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $100 - $2.5k | |||||
Grand Trunk Battle Creek Emp Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $250 | - | Share Draft Account |
Grand Trunk Battle Creek Emp Federal Credit Union CD Rates
| Grand Trunk Battle Creek Emp Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1275 Raymond Rd N | Battle Creek, MI 49014 |
| Branch Office | 240 Helmer Rd N | Springfield, MI 49037-7931 |