Grand Trunk Battle Creek Emp Federal Credit Union


Overview / Commentary
269-965-1381
1275 Raymond Rd N
Battle Creek, MI 49014

Grand Trunk Battle Creek Emp Federal Credit Union is headquartered in Battle Creek and is the 147th largest credit union in the state of Michigan. It is also the 2,662nd largest credit union in the nation. It was established in 1945 and as of March of 2025, it had grown to 11 employees and 2,562 members at 1 location. Grand Trunk Battle Creek Emp Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Grand Trunk (BC) Employees Federal Credit Union is open to the employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, or at any of the outlying stations on the railroad’s line from Schoolcraft, Michigan, to Lansing, Michigan, inclusive, or who work in or have headquarters in the Detroit-Grand Rapids Division, west of Owosso, Michigan; or employees of the Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization, who work in or are supervised from Chicago, Illinois.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Grand Trunk Battle Creek Emp Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #5170
Year Chartered1945
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD1.82%
Return on Equity - YTD9.43%
Annual Interest Income$526K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$39.1MM$38.4MM
LoansQ1 2025vs Q1 2024$13.9MM$13.7MM
DepositsQ1 2025vs Q1 2024$31.3MM$31.6MM
Equity CapitalQ1 2025vs Q1 2024$7.5MM$6.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$96K$90K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$132K$62K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Grand Trunk Battle Creek Emp Federal Credit Union are currently being reviewed.

Locations


Grand Trunk Battle Creek Emp Federal Credit Union Locations
Branch Office1275 Raymond Rd NBattle Creek, MI 49014

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.