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Granite Credit Union

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Overview / Commentary

www.granite.org

801-288-3000

3675 S 900 E
Salt Lake City, UT 84106

Granite Credit Union is headquartered in Salt Lake City and is the 9^th largest credit union in the state of Utah. It is also the 600^th largest credit union in the nation. It was established in 1986 and as of December of 2018, it had grown to 93 employees and 29,846 members at 9 locations. Granite Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Granite Credit Union membership is open to: 1) anyone who lives, works, goes to school or worships in Salt Lake County; 2) Employees of Salt Lake, Murray, and Granite school districts; and 3) Family members of existing Granite Credit Union members.
See current membership details

Related Posts

Granite Credit Union (UT) Unveils 11-Month CD, 3.05% APY - 3/12/2019

Granite Credit Union (Utah) has added an 11-month CD, which earns 3.05% APY. Minimum deposit is $500, with no stated balance cap. Also available as an IRA.

View all posts from:

2019
2018
2016
Earlier

3/12 - Granite Credit Union (UT) Unveils 11-Month CD, 3.05% APY

2/26 - Granite FCU's 60-Months Certificate APY Jumps

6/11 - Granite FCU Has Raised 60-Month Certificate Rate

1/20/11 - Top Long-Term CD Rates at Granite Credit Union in Utah - Local Only

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Health

A+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24726
Year Chartered	1986
Employees	93
Primary Regulator

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	10.83%
Annual Interest Income	$16.5MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$454.8MM$442.9MM
Loans	Q4 2018vs Q4 2017	$343.3MM$339.2MM
Deposits	Q4 2018vs Q4 2017	$402.8MM$380.4MM
Equity Capital	Q4 2018vs Q4 2017	$48.3MM$44.5MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$2.8MM$2.8MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$1.1MM$2.0MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Granite Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$20k^*	-	IRA Shares
OTHER TIERS: 0.20% → Up to $20k
0.25%^*	$20k^*	-	HSA (Health Savings Account)
OTHER TIERS: 0.20% → Up to $20k
0.25%^*	$20k^*	-	SEP Savings
OTHER TIERS: 0.20% → $25 - $20k
0.10%	-	-	Regular Shares/Savings
0.10%	-	-	Christmas Savings
0.10%	$25	-	Business Savings
0.10%	$25	-	Organizational Savings

Granite Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.10% → $25 - $2.5k \| 0.45% → $2.5k - $10k \| 0.55% → $10k - $25k \| 0.65% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
1.00%^*	$250k^*	-	Business Money Market Checking
OTHER TIERS: 0.10% → $25 - $2.5k \| 0.45% → $2.5k - $10k \| 0.55% → $10k - $25k \| 0.65% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k

Granite Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.10%	$500	-	60 Month CD
3.10%	$25	-	60-83 Month First Step CD
3.10%	$500	-	Business 60 Month CD
3.10%	$500	-	Business 84 Month CD
3.05%	$500	-	11 Month CD
3.00%	$500	-	48 Month CD
3.00%	$25	-	48-59 Month First Step CD
3.00%	$500	-	Business 48 Month CD
2.90%	$500	-	36 Month CD
2.90%	$25	-	36-47 Month First Step CD
2.90%	$500	-	Business 36 Month CD
2.75%	$500	-	24 Month CD
2.75%	$500	-	18 Month Alumni CD
2.75%	$500	-	18 Month CD
2.75%	$25	-	24-35 Month First Step CD
2.75%	$500	-	Business 18 Month CD
2.75%	$500	-	Business 24 Month CD
2.75%	$25	-	24 Month Home Buyer Savings CD
2.50%	$500	-	12 Month CD
2.50%	$25	-	12-23 Month First Step CD
2.50%	$500	-	Business 12 Month CD
1.50%	$500	-	Under 12 Month CD
1.50%	$500	-	Business Under 12 Month CD

Granite Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.10%	$500	-	60 Month IRA
3.05%	$500	-	11 Month IRA
3.00%	$500	-	48 Month IRA
2.90%	$500	-	36 Month IRA
2.75%	$500	-	18 Month IRA
2.75%	$500	-	24 Month IRA
2.75%	$500	-	18 Month Alumni IRA
2.50%	$500	-	12 Month IRA
1.50%	$500	-	Under 12 Month IRA

Locations

Granite Credit Union Locations
Branch Office	1283 E Zenith Ave	Salt Lake City, UT 84106-4802
Branch Office	3675 S 900 E	Salt Lake City, UT 84106
Branch Office	6799 S 900 E	Midvale, UT 84047-1436
Branch Office	3109 W 4700 S	Taylorsville, UT 84129-2525
Branch Office	10507 S Redwood Rd	South Jordan, UT 84095-8504
Branch Office	8765 S State St	Sandy, UT 84070-2100
Branch Office	9151 S Quarry Bend Dr	Sandy, UT 84094-7701
Branch Office	7671 S 3800 W	West Jordan, UT 84084-4316
Branch Office	12538 S Creek Meadow Rd	Riverton, UT 84065-7259

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