Granite Credit Union

Overview / Commentary
3675 S 900 E
Salt Lake City, UT 84106

Granite Credit Union is headquartered in Salt Lake City and is the 10th largest credit union in the state of Utah. It is also the 538th largest credit union in the nation. It was established in 1986 and as of June of 2023, it had grown to 108 employees and 34,140 members at 8 locations. Granite Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Granite Credit Union is open to those who live, work, worship, volunteer, or attend school in Salt Lake County, Utah. Employees of the Granite, Murray, or Salt Lake School District also qualify for membership. Immediate family of anyone who qualifies for member are also eligible to join. Membership eligibility is listed on the online application.
See current membership details


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Health Grade Components

NCUA #24726
Year Chartered1986
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.37%
Annual Interest Income$14.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$777.1MM$716.1MM
LoansQ2 2023vs Q2 2022$611.8MM$523.4MM
DepositsQ2 2023vs Q2 2022$668.4MM$624.5MM
Equity CapitalQ2 2023vs Q2 2022$66.8MM$63.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.1MM$2.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.4MM$1.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Granite Credit Union Savings Account Rates

0.25%*$20k*-IRA Shares
OTHER TIERS: 0.20% Up to $20k
0.25%*$20k*-HSA (Health Savings Account)
OTHER TIERS: 0.20% Up to $20k
0.25%*$20k*-SEP Savings
OTHER TIERS: 0.20% Up to $20k
0.25%*$20k*-Educational Savings
OTHER TIERS: 0.20% Up to $20k
0.10%--Regular Shares/Savings
0.10%--Business Savings
0.10%--Organizational Savings
0.10%--Secondary Shares (Other Shares)

Granite Credit Union Money Market Rates

4.25%*$250k*-Money Market Account w/ Bonus
OTHER TIERS: 0.10% Up to $2.5k | 1.50% $2.5k - $25k | 2.25% $25k - $100k | 3.25% $100k - $250k
3.50%*$250k*-Business Money Market Checking
OTHER TIERS: 0.10% Up to $10k | 1.50% $10k - $50k | 2.25% $50k - $100k | 3.00% $100k - $250k
2.96%$250k-ICS Money Market
2.00%*$250k*-Money Market Account
OTHER TIERS: 0.10% Up to $2.5k | 1.25% $2.5k - $100k | 1.50% $100k - $250k
1.19%$5m-High Balance Commercial Money Market

Granite Credit Union CD Rates

5.50%$500-Business Under 12 Month CD
5.50%$500-Under 12 Month CD
5.25%$500-12 Month CD
5.25%$500-Business 12 Month CD
5.25%$25-12-23 Month First Step CD
5.00%$25-Home Buyer Savings CD
4.50%$500-24 Month CD
4.50%$500-36 Month CD
4.50%$25-48-59 Month First Step CD
4.50%$500-Business 24 Month CD
4.50%$500-Business 36 Month CD
4.50%$500-Business 48 Month CD
4.50%$500-18 Month CD
4.50%$25-24-35 Month First Step CD
4.50%$25-36-47 Month First Step CD
4.50%$500-48 Month CD
4.50%$500-Business 18 Month CD
4.00%$25-60 Month First Step CD
4.00%$500-Business 60 Month CD
4.00%$500-60+ Month CD
3.50%$500-3 Month Penalty Free CD

Granite Credit Union IRA Rates

5.50%$500-Under 12 Month IRA
5.25%$500-12 Month IRA
4.50%$500-18 Month IRA
4.50%$500-24 Month IRA
4.50%$500-36 Month IRA
4.50%$500-48 Month IRA
4.00%$500-60+ Month IRA

Granite Credit Union Locations
Branch Office3675 S 900 ESalt Lake City, UT 84106
Branch Office6799 S 900 EMidvale, UT 84047-1436
Branch Office3109 W 4700 STaylorsville, UT 84129-2525
Branch Office10507 S Redwood RdSouth Jordan, UT 84095-8504
Branch Office9151 S Quarry Bend DrSandy, UT 84094-7701
Branch Office7671 S 3800 WWest Jordan, UT 84084-4316
Branch Office12538 S Creek Meadow RdRiverton, UT 84065-7259
Branch Office1479 E 2100 SSalt Lake City, UT 84105

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