Featured Savings Rates
Featured Accounts

Granite State Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.49%5-year CD60-71 Month Flexible Term Share Certificate
0.35%1-year CD12-23 Month Flexible Term Share Certificate
0.05%SavingsBasic Savings

Overview / Commentary
1-800-645-GSCU
1415 Elm St
Manchester, NH 03101-1325

Granite State Credit Union is headquartered in Manchester and is the 6th largest credit union in the state of New Hampshire. It is also the 630th largest credit union in the nation. It was established in 1945 and as of March of 2016, it had grown to 130 employees and 32,769 members at 10 locations. Granite State Credit Union's money market rates are 16% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Granite State Credit Union of New Hampshire is open to every resident or person that works throughout the entire state and the family members of current credit union members.
See current membership details

Reviews (1)

Credit Unions Rock

Posted by: MelissaB | May 12, 2011

I recently joined the Granite State Credit Union because they had a promotion to refinance my car loan. I went from having an interest rate of 7.99% to 2.65%! They were extremely friendly and helpful throughtout the process and it was super easy. I applied for the loan online which I thought was awesome for a Credit Union and I received a phone call within minutes telling me I was approved. All I had to do was go into the credit union, deposit $100 into a savings account because I was not already a member so I had to join and within 30 minutes all the paperwork was signed and I was saving hundreds on my car loan. Since then I've received emails and phone calls thanking me for my business and asking if I needed anything or had questions. I've had a checking account with a nation wide bank for over 10 years and have never received such phone calls or emails.



Health
B+

Health Grade Components

Overall
NCUA #63272
Year Chartered1945
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.62%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$374.8MM$350.9MM
LoansQ1 2016vs Q1 2015$278.6MM$262.1MM
DepositsQ1 2016vs Q1 2015$335.6MM$320.9MM
Equity CapitalQ1 2016vs Q1 2015$28.6MM$27.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$694.00K$1.1MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$888.00K$4.4MM
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Granite State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Granite State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50k-Advantage Plus Savings
0.20%*$50k*-Advantage Savings
OTHER TIERS: 0.05% $500 - $2,500 | 0.10% $2,500 - $25k | 0.15% $25k - $50k
0.20%*$50k*-IRA Advantage Savings
OTHER TIERS: 0.05% $10 - $2,500 | 0.10% $2,500 - $25k | 0.15% $25k - $50k
0.20%*$50k*-CESA Advantage Savings
OTHER TIERS: 0.05% $10 - $2,500 | 0.10% $2,500 - $25k | 0.15% $25k - $50k
0.20%*$50k*-Roth IRA Advantage Savings
OTHER TIERS: 0.05% $10 - $2,500 | 0.10% $2,500 - $25k | 0.15% $25k - $50k
0.20%*$50k*-SEP IRA Advantage Savings
OTHER TIERS: 0.05% $10 - $2,500 | 0.10% $2,500 - $25k | 0.15% $25k - $50k
0.05%--Basic Savings

Granite State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$100k*-Money Market Account
OTHER TIERS: 0.05% $10 - $2,500 | 0.10% $2,500 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$10k*-Easy Money Market Account
OTHER TIERS: 0.10% $10 - $10k

Granite State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Advantage Checking

Granite State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.49%$500-60-71 Month Flexible Term Share Certificate
1.49%$500-72-96 Month Flexible Term Share Certificate
1.29%$500-48-59 Month Flexible Term Share Certificate
1.00%$500-36-47 Month Flexible Term Share Certificate
0.75%$500-24-35 Month Flexible Term Share Certificate
0.35%$500-12-23 Month Flexible Term Share Certificate
0.25%$500-6-11 Month Flexible Term Share Certificate

Granite State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.49%$500-60-71 Month Flexible Term IRA Certificate
1.49%$500-72-96 Month Flexible Term IRA Certificate
1.29%$500-48-59 Month Flexible Term IRA Certificate
1.00%$500-36-47 Month Flexible Term IRA Certificate
0.75%$500-24-35 Month Flexible Term IRA Certificate
0.35%$500-12-23 Month Flexible Term IRA Certificate
0.25%$500-6-11 Month Flexible Term IRA Certificate
Locations


Granite State Credit Union Locations
Branch Office38 Birch StDerry, NH 03038
Branch Office1415 Elm StManchester, NH 03101-1325
Branch Office311 Sheep Davis RdConcord, NH 03301-5747
Branch Office200 Derry RdHudson, NH 03051-3320
Branch Office132 State Route 101AAmherst, NH 03031
Branch Office19 Elm StNashua, NH 03060-3326
Branch Office145 Raymond RdCandia, NH 03034
Branch Office68 Lafayette RdSeabrook, NH 03874-4507
Branch Office51 Tilton RdTilton, NH 03276-5232
Branch Office311 Sheep Davis RdConcord, NH 03301-5747