Granite State Credit Union is headquartered in Manchester and is the 6th largest credit union in the state of New Hampshire. It is also the 638th largest credit union in the nation. It was established in 1945 and as of December of 2018, it had grown to 128 employees and 38,953 members at 9 locations. Granite State Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Granite State Credit Union is open to individuals who live or work in New Hampshire. Family members of current Granite State Credit Union members are also eligible for membership.
See current membership details
Glad I switched
I have switched from a normal bank to a credit union and could not be any happier. I have had nothing but pleasant experiences with the customer service whether it be on the phone or in person. I have been alerted immediately of any suspicious activity always and never had to worry about my accounts and making reports.....it is always in process when I have been contacted.
I enjoy that when I need a few checks to hold me over, I can go in and request them without having to order a box of 25 or 50 of them. Customer service appears to always be happy and helpful. Their products are very competitive, most often better then other banks. The online interface is simple to use and well organized. I would definitely recommend this credit union to anyone in the granite state (NH).
Credit Unions Rock
I recently joined the Granite State Credit Union because they had a promotion to refinance my car loan. I went from having an interest rate of 7.99% to 2.65%! They were extremely friendly and helpful throughtout the process and it was super easy. I applied for the loan online which I thought was awesome for a Credit Union and I received a phone call within minutes telling me I was approved. All I had to do was go into the credit union, deposit $100 into a savings account because I was not already a member so I had to join and within 30 minutes all the paperwork was signed and I was saving hundreds on my car loan. Since then I've received emails and phone calls thanking me for my business and asking if I needed anything or had questions. I've had a checking account with a nation wide bank for over 10 years and have never received such phone calls or emails.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63272 |
| Year Chartered | 1945 |
| Employees | 128 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 9.65% |
| Annual Interest Income | $17.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $414.1MM$388.6MM |
| Loans | Q4 2018vs Q4 2017 | $342.0MM$318.3MM |
| Deposits | Q4 2018vs Q4 2017 | $375.9MM$354.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $34.5MM$31.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.1MM$830.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.7MM$2.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Granite State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Granite State Credit Union Savings Account Rates
Granite State Credit Union Money Market Rates
Granite State Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Advantage Checking |
Granite State Credit Union CD Rates
Granite State Credit Union IRA Rates
| Granite State Credit Union Locations | ||
|---|---|---|
| Branch Office | 38 Birch St | Derry, NH 03038 |
| Branch Office | 1415 Elm St | Manchester, NH 03101-1325 |
| Branch Office | 311 Sheep Davis Rd | Concord, NH 03301-5747 |
| Branch Office | 132 State Route 101A | Amherst, NH 03031 |
| Branch Office | 19 Elm St | Nashua, NH 03060-3326 |
| Branch Office | 145 Raymond Rd | Candia, NH 03034 |
| Branch Office | 68 Lafayette Rd | Seabrook, NH 03874-4507 |
| Branch Office | 51 Tilton Rd | Tilton, NH 03276-5232 |
| Branch Office | 311 Sheep Davis Rd | Concord, NH 03301-5747 |