Granite State Credit Union

Overview / Commentary
1415 Elm St
Manchester, NH 03101-1325

Granite State Credit Union is headquartered in Manchester and is the 6th largest credit union in the state of New Hampshire. It is also the 651st largest credit union in the nation. It was established in 1945 and as of December of 2019, it had grown to 137 employees and 42,152 members at 9 locations. Granite State Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Granite State Credit Union is open to individuals who live or work in New Hampshire. Family members of current Granite State Credit Union members are also eligible for membership.
See current membership details

Reviews (2)

Glad I switched

Posted by: |

I have switched from a normal bank to a credit union and could not be any happier. I have had nothing but pleasant experiences with the customer service whether it be on the phone or in person. I have been alerted immediately of any suspicious activity always and never had to worry about my accounts and making is always in process when I have been contacted.
I enjoy that when I need a few checks to hold me over, I can go in and request them without having to order a box of 25 or 50 of them. Customer service appears to always be happy and helpful. Their products are very competitive, most often better then other banks. The online interface is simple to use and well organized. I would definitely recommend this credit union to anyone in the granite state (NH).

Credit Unions Rock

Posted by: |

I recently joined the Granite State Credit Union because they had a promotion to refinance my car loan. I went from having an interest rate of 7.99% to 2.65%! They were extremely friendly and helpful throughtout the process and it was super easy. I applied for the loan online which I thought was awesome for a Credit Union and I received a phone call within minutes telling me I was approved. All I had to do was go into the credit union, deposit $100 into a savings account because I was not already a member so I had to join and within 30 minutes all the paperwork was signed and I was saving hundreds on my car loan. Since then I've received emails and phone calls thanking me for my business and asking if I needed anything or had questions. I've had a checking account with a nation wide bank for over 10 years and have never received such phone calls or emails.


Health Grade Components

NCUA #63272
Year Chartered1945
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.59%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$433.0MM$414.1MM
LoansQ4 2019vs Q4 2018$362.8MM$342.0MM
DepositsQ4 2019vs Q4 2018$390.3MM$375.9MM
Equity CapitalQ4 2019vs Q4 2018$39.1MM$34.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.3MM$1.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.8MM$1.7MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Rates for Granite State Credit Union are currently being reviewed.


Granite State Credit Union Locations
Branch Office38 Birch StDerry, NH 03038
Branch Office1415 Elm StManchester, NH 03101-1325
Branch Office311 Sheep Davis RdConcord, NH 03301-5747
Branch Office132 State Route 101AAmherst, NH 03031
Branch Office19 Elm StNashua, NH 03060-3326
Branch Office145 Raymond RdCandia, NH 03034
Branch Office68 Lafayette RdSeabrook, NH 03874-4507
Branch Office51 Tilton RdTilton, NH 03276-5232
Branch Office311 Sheep Davis RdConcord, NH 03301-5747

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