Gratiot Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.27% | 5-year CD | 60 Month Share Certificate 2.03% - National Average |
| 1.01% | 1-year CD | 12 Month Share Certificate 2.45% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Regular Share Account |
Gratiot Community Credit Union is headquartered in Alma and is the 162nd largest credit union in the state of Michigan. It is also the 2,690th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 14 employees and 6,058 members at 2 locations. Gratiot Community Credit Union's CD rates are 12% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Gratiot Community Credit Union of Michigan is open to the residents, church members, and the people that maintain employment within these qualified counties: Gratiot, Mecosta, Isabella, Midland, Montcalm, Saginaw, Ionia, Clinton, and Shiawassee, and the family members of the current credit union members.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61986 |
| Year Chartered | 1955 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 7.87% |
| Annual Interest Income | $657.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $35.8MM$35.1MM |
| Loans | Q2 2018vs Q2 2017 | $18.6MM$18.5MM |
| Deposits | Q2 2018vs Q2 2017 | $32.0MM$31.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $3.1MM$3.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $126.00K$77.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $86.00K$23.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$12.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gratiot Community Credit Union Savings Account Rates
Gratiot Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | Investment Checking | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | |||||
Gratiot Community Credit Union CD Rates
Gratiot Community Credit Union IRA Rates
| Gratiot Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 211 W Center St | Alma, MI 48801-2206 |
| Branch Office | 855 E Center St | Ithaca, MI 48847-1613 |