2. Great River Federal Credit Union

Great River Federal Credit Union


Overview / Commentary
www.greatriverfcu.org
320-252-5393
1532 W Saint Germain St
Saint Cloud, MN 56301-4129

Great River Federal Credit Union is headquartered in Saint Cloud and is the 26th largest credit union in the state of Minnesota. It is also the 1,128th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 60 employees and 14,853 members at 4 locations. Great River Federal Credit Union's CD rates are 29% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county.
See current membership details

Reviews (1)

GRFCU Front Door Service

Posted by: DSmith123 | Apr 25, 2014

Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!

1


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #24632
Year Chartered1948
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.28%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$179.1MM$174.3MM
LoansQ4 2018vs Q4 2017$117.3MM$113.0MM
DepositsQ4 2018vs Q4 2017$159.8MM$155.0MM
Equity CapitalQ4 2018vs Q4 2017$18.9MM$18.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$910.00K$427.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$489.00K$783.00K
Real Estate OwnedQ4 2018vs Q4 2017$44.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Great River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Great River Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Fund Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.45%*$100k*-Health Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.45%*$100k*-IRA Passbook Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.05%$10-Share Savings
0.05%$10-Kids Club Accounts

Great River Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$1k-60 Month Premier Advantage CD
2.07%$500-60 Month Premier Advantage Minor CD
2.05%$500$1k60 Month Classic Advantage Minor CD
2.05%$1k-60 Month Classic Advantage CD
1.56%$1k-48 Month Premier Advantage CD
1.56%$500-48 Month Premier Advantage Minor CD
1.55%$500$1k48 Month Classic Advantage Minor CD
1.55%$1k-48 Month Classic Advantage CD
1.51%$500-15 Month Premier Advantage Minor CD
1.51%$1k-15 Month Premier Advantage CD
1.50%$500-15 Month Classic Advantage Minor CD
1.50%$1k-15 Month Classic Advantage CD
1.46%$1k-36 Month Premier Advantage CD
1.46%$500-36 Month Premier Advantage Minor CD
1.45%$500$1k36 Month Classic Advantage Minor CD
1.45%$1k-36 Month Classic Advantage CD
1.41%$1k-24 Month Premier Advantage CD
1.41%$500-24 Month Premier Advantage Minor CD
1.40%$500$1k24 Month Classic Advantage Minor CD
1.40%$1k-24 Month Classic Advantage CD
1.31%$1k-18 Month Premier Advantage CD
1.31%$500-11 Month Premier Advantage Minor CD
1.31%$1k-11 Month Premier Advantage CD
1.31%$500-18 Month Premier Advantage Minor CD
1.30%$500$1k18 Month Classic Advantage Minor CD
1.30%$1k-18 Month Classic Advantage CD
1.30%$500-11 Month Classic Advantage Minor CD
1.30%$1k-11 Month Classic Advantage CD
1.16%$1k-12 Month Premier Advantage CD
1.16%$500-12 Month Premier Advantage Minor CD
1.15%$500$1k12 Month Classic Advantage Minor CD
1.15%$1k-12 Month Classic Advantage CD
0.80%$500$1k6 Month Classic Advantage Minor CD
0.80%$1k-6 Month Classic Advantage CD
0.80%$1k-6 Month Premier Advantage CD
0.80%$500-6 Month Premier Advantage Minor CD

Great River Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$1k-60 Month Premier Advantage IRA
2.05%$1k-60 Month Classic Advantage IRA
1.56%$1k-48 Month Premier Advantage IRA
1.55%$1k-48 Month Classic Advantage IRA
1.46%$1k-36 Month Premier Advantage IRA
1.45%$1k-36 Month Classic Advantage IRA
1.41%$1k-24 Month Premier Advantage IRA
1.40%$1k-24 Month Classic Advantage IRA
1.31%$1k-18 Month Premier Advantage IRA
1.30%$1k-18 Month Classic Advantage IRA
1.16%$1k-12 Month Premier Advantage IRA
1.15%$1k-12 Month Classic Advantage IRA
0.80%$1k-6 Month Classic Advantage IRA
0.80%$1k-6 Month Premier Advantage IRA
Locations


Great River Federal Credit Union Locations
Branch Office206 1st ST SWaite Park, MN 56387-1306
Branch Office4 2nd AVE NSauk Rapids, MN 56379-1604
Branch Office1532 W Saint Germain StSaint Cloud, MN 56301-4129
Branch Office1725 Pine Cone RD SSartell, MN 56377-5801

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