Great River Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.05%	5-year CD	3.10% - Barclays 60 Month Online CD
1.15%	1-year CD	2.75% - Barclays 12 Month Online CD
0.05%	Savings	0.26% - National Average

View all Great River Federal Credit Union rates »

Overview / Commentary

www.greatriverfcu.org

320-252-5393

1532 W Saint Germain St
Saint Cloud, MN 56301-4129

Great River Federal Credit Union is headquartered in Saint Cloud and is the 26^th largest credit union in the state of Minnesota. It is also the 1,128^th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 60 employees and 14,853 members at 4 locations. Great River Federal Credit Union's CD rates are 29% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county.
See current membership details

Reviews (1)

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Featured Account Options

GRFCU Front Door Service

Posted by: DSmith123 | Apr 25, 2014

Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24632
Year Chartered	1948
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.03%
Return on Equity - YTD	0.28%
Annual Interest Income	$6.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$179.1MM$174.3MM
Loans	Q4 2018vs Q4 2017	$117.3MM$113.0MM
Deposits	Q4 2018vs Q4 2017	$159.8MM$155.0MM
Equity Capital	Q4 2018vs Q4 2017	$18.9MM$18.9MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$910.00K$427.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$489.00K$783.00K
Real Estate Owned	Q4 2018vs Q4 2017	$44.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Great River Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$100k^*	-	Money Fund Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k \| 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k
0.45%^*	$100k^*	-	Health Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k \| 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k
0.45%^*	$100k^*	-	IRA Passbook Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k \| 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k
0.05%	$10	-	Share Savings
0.05%	$10	-	Kids Club Accounts

Great River Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%	$1k	-	60 Month Premier Advantage CD
2.07%	$500	-	60 Month Premier Advantage Minor CD
2.05%	$500	$1k	60 Month Classic Advantage Minor CD
2.05%	$1k	-	60 Month Classic Advantage CD
1.56%	$1k	-	48 Month Premier Advantage CD
1.56%	$500	-	48 Month Premier Advantage Minor CD
1.55%	$500	$1k	48 Month Classic Advantage Minor CD
1.55%	$1k	-	48 Month Classic Advantage CD
1.51%	$500	-	15 Month Premier Advantage Minor CD
1.51%	$1k	-	15 Month Premier Advantage CD
1.50%	$500	-	15 Month Classic Advantage Minor CD
1.50%	$1k	-	15 Month Classic Advantage CD
1.46%	$1k	-	36 Month Premier Advantage CD
1.46%	$500	-	36 Month Premier Advantage Minor CD
1.45%	$500	$1k	36 Month Classic Advantage Minor CD
1.45%	$1k	-	36 Month Classic Advantage CD
1.41%	$1k	-	24 Month Premier Advantage CD
1.41%	$500	-	24 Month Premier Advantage Minor CD
1.40%	$500	$1k	24 Month Classic Advantage Minor CD
1.40%	$1k	-	24 Month Classic Advantage CD
1.31%	$1k	-	18 Month Premier Advantage CD
1.31%	$500	-	11 Month Premier Advantage Minor CD
1.31%	$1k	-	11 Month Premier Advantage CD
1.31%	$500	-	18 Month Premier Advantage Minor CD
1.30%	$500	$1k	18 Month Classic Advantage Minor CD
1.30%	$1k	-	18 Month Classic Advantage CD
1.30%	$500	-	11 Month Classic Advantage Minor CD
1.30%	$1k	-	11 Month Classic Advantage CD
1.16%	$1k	-	12 Month Premier Advantage CD
1.16%	$500	-	12 Month Premier Advantage Minor CD
1.15%	$500	$1k	12 Month Classic Advantage Minor CD
1.15%	$1k	-	12 Month Classic Advantage CD
0.80%	$500	$1k	6 Month Classic Advantage Minor CD
0.80%	$1k	-	6 Month Classic Advantage CD
0.80%	$1k	-	6 Month Premier Advantage CD
0.80%	$500	-	6 Month Premier Advantage Minor CD

Great River Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%	$1k	-	60 Month Premier Advantage IRA
2.05%	$1k	-	60 Month Classic Advantage IRA
1.56%	$1k	-	48 Month Premier Advantage IRA
1.55%	$1k	-	48 Month Classic Advantage IRA
1.46%	$1k	-	36 Month Premier Advantage IRA
1.45%	$1k	-	36 Month Classic Advantage IRA
1.41%	$1k	-	24 Month Premier Advantage IRA
1.40%	$1k	-	24 Month Classic Advantage IRA
1.31%	$1k	-	18 Month Premier Advantage IRA
1.30%	$1k	-	18 Month Classic Advantage IRA
1.16%	$1k	-	12 Month Premier Advantage IRA
1.15%	$1k	-	12 Month Classic Advantage IRA
0.80%	$1k	-	6 Month Classic Advantage IRA
0.80%	$1k	-	6 Month Premier Advantage IRA

Locations

Great River Federal Credit Union Locations
Branch Office	206 1st ST S	Waite Park, MN 56387-1306
Branch Office	4 2nd AVE N	Sauk Rapids, MN 56379-1604
Branch Office	1532 W Saint Germain St	Saint Cloud, MN 56301-4129
Branch Office	1725 Pine Cone RD S	Sartell, MN 56377-5801

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