Featured Savings Rates
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Great River Federal Credit Union

Popular Accounts at this Credit Union

1.00%5-year CD60 Month Classic Advantage CD
0.25%1-year CD12 Month Classic Advantage CD
0.05%SavingsShare Savings

Overview / Commentary
1532 W Saint Germain St
Saint Cloud, MN 56301-4129

Great River Federal Credit Union is headquartered in Saint Cloud and is the 23rd largest credit union in the state of Minnesota. It is also the 1,143rd largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 61 employees and 14,300 members at 4 locations. Great River Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county.
See current membership details

Reviews (1)

GRFCU Front Door Service

Posted by: DSmith123 | Apr 25, 2014

Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!


Health Grade Components

NCUA #24632
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.36%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$162.5MM$158.3MM
LoansQ2 2016vs Q2 2015$97.2MM$100.2MM
DepositsQ2 2016vs Q2 2015$144.2MM$140.6MM
Equity CapitalQ2 2016vs Q2 2015$17.6MM$17.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$301.00K$303.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$351.00K$138.00K
Real Estate OwnedQ2 2016vs Q2 2015$114.00K$39.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Great River Federal Credit Union Savings Account Rates

0.20%$75k-Premier Money Fund Account
0.15%*$25k*-Money Fund Savings Account
OTHER TIERS: 0.05% $10 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Health Savings Account
OTHER TIERS: 0.05% $10 - $10k | 0.10% $10k - $25k
0.15%*$25k*-IRA Passbook Savings Account
OTHER TIERS: 0.05% $10 - $10k | 0.10% $10k - $25k
0.05%--Share Savings
0.05%--Kids Club Accounts

Great River Federal Credit Union CD Rates

1.06%$1k-60 Month Premier Advantage CD
1.00%$500$1k60 Month Minor CD
1.00%$1k-60 Month Classic Advantage CD
0.80%$1k-48 Month Premier Advantage CD
0.75%$500$1k48 Month Minor CD
0.75%$1k-48 Month Classic Advantage CD
0.65%$1k-36 Month Premier Advantage CD
0.60%$500$1k36 Month Minor CD
0.60%$1k-36 Month Classic Advantage CD
0.55%$1k-24 Month Premier Advantage CD
0.50%$500$1k24 Month Minor CD
0.50%$1k-24 Month Classic Advantage CD
0.45%$1k-18 Month Premier Advantage CD
0.40%$500$1k18 Month Minor CD
0.40%$1k-18 Month Classic Advantage CD
0.30%$1k-12 Month Premier Advantage CD
0.25%$500$1k12 Month Minor CD
0.25%$1k-12 Month Classic Advantage CD
0.20%$1k-6 Month Premier Advantage CD
0.15%$500$1k6 Month Minor CD
0.15%$1k-6 Month Classic Advantage CD

Great River Federal Credit Union IRA Rates

1.06%$1k-60 Month Premier Advantage IRA
1.00%$1k-60 Month Classic Advantage IRA
0.80%$1k-48 Month Premier Advantage IRA
0.75%$1k-48 Month Classic Advantage IRA
0.65%$1k-36 Month Premier Advantage IRA
0.60%$1k-36 Month Classic Advantage IRA
0.55%$1k-24 Month Premier Advantage IRA
0.50%$1k-24 Month Classic Advantage IRA
0.45%$1k-18 Month Premier Advantage IRA
0.40%$1k-18 Month Classic Advantage IRA
0.30%$1k-12 Month Premier Advantage IRA
0.25%$1k-12 Month Classic Advantage IRA
0.20%$1k-6 Month Premier Advantage IRA
0.15%$1k-6 Month Classic Advantage IRA

Great River Federal Credit Union Locations
Branch Office206 1st ST SWaite Park, MN 56387-1306
Branch Office4 2nd AVE NSauk Rapids, MN 56379-1604
Branch Office1532 W Saint Germain StSaint Cloud, MN 56301-4129
Branch Office1725 Pine Cone RD SSartell, MN 56377-5801