Great River Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 60 Month Classic Advantage CD 1.85% - Synchrony Bank 60 Month CD |
| 0.25% | 1-year CD | 12 Month Classic Advantage CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Share Savings 1.00% - Ally Bank Online Savings Account |
Great River Federal Credit Union is headquartered in Saint Cloud and is the 23rd largest credit union in the state of Minnesota. It is also the 1,143rd largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 61 employees and 14,300 members at 4 locations. Great River Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county.
See current membership details
GRFCU Front Door Service
Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24632 |
| Year Chartered | 1948 |
| Employees | 61 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.25% |
| Return on Equity - YTD | 2.36% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $162.5MM$158.3MM |
| Loans | Q2 2016vs Q2 2015 | $97.2MM$100.2MM |
| Deposits | Q2 2016vs Q2 2015 | $144.2MM$140.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $17.6MM$17.3MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $301.00K$303.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $351.00K$138.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $114.00K$39.00K |
Always verify rates and promotions with the bank or credit union. We are not Great River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Great River Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20% | $75k | - | Premier Money Fund Account | ||
| 0.15%* | $25k* | - | Money Fund Savings Account | ||
| OTHER TIERS: 0.05% → $10 - $10k | 0.10% → $10k - $25k | |||||
| 0.15%* | $25k* | - | Health Savings Account | ||
| OTHER TIERS: 0.05% → $10 - $10k | 0.10% → $10k - $25k | |||||
| 0.15%* | $25k* | - | IRA Passbook Savings Account | ||
| OTHER TIERS: 0.05% → $10 - $10k | 0.10% → $10k - $25k | |||||
| 0.05% | - | - | Share Savings | ||
| 0.05% | - | - | Kids Club Accounts | ||
Great River Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.06% | $1k | - | 60 Month Premier Advantage CD | |
| 1.00% | $500 | $1k | 60 Month Minor CD | |
| 1.00% | $1k | - | 60 Month Classic Advantage CD | |
| 0.80% | $1k | - | 48 Month Premier Advantage CD | |
| 0.75% | $500 | $1k | 48 Month Minor CD | |
| 0.75% | $1k | - | 48 Month Classic Advantage CD | |
| 0.65% | $1k | - | 36 Month Premier Advantage CD | |
| 0.60% | $500 | $1k | 36 Month Minor CD | |
| 0.60% | $1k | - | 36 Month Classic Advantage CD | |
| 0.55% | $1k | - | 24 Month Premier Advantage CD | |
| 0.50% | $500 | $1k | 24 Month Minor CD | |
| 0.50% | $1k | - | 24 Month Classic Advantage CD | |
| 0.45% | $1k | - | 18 Month Premier Advantage CD | |
| 0.40% | $500 | $1k | 18 Month Minor CD | |
| 0.40% | $1k | - | 18 Month Classic Advantage CD | |
| 0.30% | $1k | - | 12 Month Premier Advantage CD | |
| 0.25% | $500 | $1k | 12 Month Minor CD | |
| 0.25% | $1k | - | 12 Month Classic Advantage CD | |
| 0.20% | $1k | - | 6 Month Premier Advantage CD | |
| 0.15% | $500 | $1k | 6 Month Minor CD | |
| 0.15% | $1k | - | 6 Month Classic Advantage CD |
Great River Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.06% | $1k | - | 60 Month Premier Advantage IRA | |
| 1.00% | $1k | - | 60 Month Classic Advantage IRA | |
| 0.80% | $1k | - | 48 Month Premier Advantage IRA | |
| 0.75% | $1k | - | 48 Month Classic Advantage IRA | |
| 0.65% | $1k | - | 36 Month Premier Advantage IRA | |
| 0.60% | $1k | - | 36 Month Classic Advantage IRA | |
| 0.55% | $1k | - | 24 Month Premier Advantage IRA | |
| 0.50% | $1k | - | 24 Month Classic Advantage IRA | |
| 0.45% | $1k | - | 18 Month Premier Advantage IRA | |
| 0.40% | $1k | - | 18 Month Classic Advantage IRA | |
| 0.30% | $1k | - | 12 Month Premier Advantage IRA | |
| 0.25% | $1k | - | 12 Month Classic Advantage IRA | |
| 0.20% | $1k | - | 6 Month Premier Advantage IRA | |
| 0.15% | $1k | - | 6 Month Classic Advantage IRA |
| Great River Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 206 1st ST S | Waite Park, MN 56387-1306 |
| Branch Office | 4 2nd AVE N | Sauk Rapids, MN 56379-1604 |
| Branch Office | 1532 W Saint Germain St | Saint Cloud, MN 56301-4129 |
| Branch Office | 1725 Pine Cone RD S | Sartell, MN 56377-5801 |