Great River Federal Credit Union is headquartered in Saint Cloud and is the 21st largest credit union in the state of Minnesota. It is also the 1,041st largest credit union in the nation. It was established in 1948 and as of December of 2021, it had grown to 58 employees and 16,329 members at 7 locations. Great River Federal Credit Union has an A health rating.
Membership in Great River Federal Credit Union is open to all U.S. citizens/residents aliens through membership in the American Consumer Council (ACC). Immediate family members of current Great River Federal Credit Union membership also qualify for member, as do the employees of nearly 40 Select Employer Groups.
See current membership details
Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!
Overall | |
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NCUA # | 24632 |
Year Chartered | 1948 |
Employees | 58 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.5% |
Return on Equity - YTD | 5.98% |
Annual Interest Income | $7.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $269.6MM$226.8MM |
Loans | Q4 2021vs Q4 2020 | $185.1MM$166.2MM |
Deposits | Q4 2021vs Q4 2020 | $246.1MM$205.1MM |
Equity Capital | Q4 2021vs Q4 2020 | $21.6MM$20.3MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $685.00K$741.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $428.00K$497.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Great River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.35%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k |
Great River Federal Credit Union Locations | ||
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Branch Office | 206 1st St S | Waite Park, MN 56387-1306 |
Branch Office | 4 2nd Ave N | Sauk Rapids, MN 56379-1604 |
Branch Office | 1532 W Saint Germain St | Saint Cloud, MN 56301-4129 |
Branch Office | 1725 Pine Cone Rd S | Sartell, MN 56377-0030 |
Branch Office | 161 Glen St | Foley, MN 56329 |
Branch Office | 18146 198th Ave | Big Lake, MN 55309 |
Branch Office | 214 12th St S | Sauk Centre, MN 56378-1614 |