Advertising Disclosure
  1. Banks
  2. Great River Federal Credit Union

Great River Federal Credit Union


Overview / Commentary
www.greatriverfcu.org
320-252-5393
1532 W Saint Germain St
Saint Cloud, MN 56301-4129

Great River Federal Credit Union is headquartered in Saint Cloud and is the 21st largest credit union in the state of Minnesota. It is also the 1,041st largest credit union in the nation. It was established in 1948 and as of December of 2021, it had grown to 58 employees and 16,329 members at 7 locations. Great River Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Great River Federal Credit Union is open to all U.S. citizens/residents aliens through membership in the American Consumer Council (ACC). Immediate family members of current Great River Federal Credit Union membership also qualify for member, as do the employees of nearly 40 Select Employer Groups.
See current membership details

Related Posts

Expired - Great River Federal Credit Union Adds Competitive 63-Mo CD Special - 10/29/2021

Great River Federal Credit Union has added two 63-month Bump-Up CD Specials, both of which offers exceedingly competitive APYs. Minimum deposit is $500 of new money.

Reviews (1)

GRFCU Front Door Service

Posted by: |

Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!

2


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #24632
Year Chartered1948
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.98%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$269.6MM$226.8MM
LoansQ4 2021vs Q4 2020$185.1MM$166.2MM
DepositsQ4 2021vs Q4 2020$246.1MM$205.1MM
Equity CapitalQ4 2021vs Q4 2020$21.6MM$20.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$685.00K$741.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$428.00K$497.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Great River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Great River Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Health Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.35%*$100k*-IRA Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k
0.05%$10-Share Savings
0.05%$10-Kids Club Accounts

Great River Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k

Great River Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%$500-60 Month Premier Advantage CD
1.00%$500$1k60 Month Classic Advantage Youth CD
1.00%$500-60 Month Classic Advantage CD
0.95%$500-48 Month Premier Advantage CD
0.90%$500$1k48 Month Classic Advantage Youth CD
0.90%$500-48 Month Classic Advantage CD
0.80%$500-36 Month Premier Advantage CD
0.75%$500$1k36 Month Classic Advantage Youth CD
0.75%$500-36 Month Classic Advantage CD
0.60%$500-24 Month Premier Advantage CD
0.55%$500$1k24 Month Classic Advantage Youth CD
0.55%$500-24 Month Classic Advantage CD
0.50%$500-18 Month Premier Advantage CD
0.45%$500$1k18 Month Classic Advantage Youth CD
0.45%$500-18 Month Classic Advantage CD
0.45%$500-12 Month Premier Advantage CD
0.40%$500$1k12 Month Classic Advantage Youth CD
0.40%$500-12 Month Classic Advantage CD
0.30%$500-6 Month Premier Advantage CD
0.25%$500$1k6 Month Classic Advantage Youth CD
0.25%$500-6 Month Classic Advantage CD

Great River Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%$500-60 Month Premier Advantage IRA
1.00%$500-60 Month Classic Advantage IRA
0.95%$500-48 Month Premier Advantage IRA
0.90%$500-48 Month Classic Advantage IRA
0.80%$500-36 Month Premier Advantage IRA
0.75%$500-36 Month Classic Advantage IRA
0.60%$500-24 Month Premier Advantage IRA
0.55%$500-24 Month Classic Advantage IRA
0.50%$500-18 Month Premier Advantage IRA
0.45%$500-12 Month Premier Advantage IRA
0.45%$500-18 Month Classic Advantage IRA
0.40%$500-12 Month Classic Advantage IRA
0.30%$500-6 Month Premier Advantage IRA
0.25%$500-6 Month Classic Advantage IRA
Locations


Great River Federal Credit Union Locations
Branch Office206 1st St SWaite Park, MN 56387-1306
Branch Office4 2nd Ave NSauk Rapids, MN 56379-1604
Branch Office1532 W Saint Germain StSaint Cloud, MN 56301-4129
Branch Office1725 Pine Cone Rd SSartell, MN 56377-0030
Branch Office161 Glen StFoley, MN 56329
Branch Office18146 198th AveBig Lake, MN 55309
Branch Office214 12th St SSauk Centre, MN 56378-1614

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.