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Great River Federal Credit Union


Overview / Commentary
www.greatriverfcu.org
320-252-5393
1532 W Saint Germain St
Saint Cloud, MN 56301-4129

Great River Federal Credit Union is headquartered in Saint Cloud and is the 24th largest credit union in the state of Minnesota. It is also the 1,110th largest credit union in the nation. It was established in 1948 and as of December of 2019, it had grown to 60 employees and 15,352 members at 4 locations. Great River Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county.
See current membership details

Reviews (1)

GRFCU Front Door Service

Posted by: |

Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!

1


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #24632
Year Chartered1948
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.95%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$188.9MM$179.1MM
LoansQ4 2019vs Q4 2018$125.4MM$117.3MM
DepositsQ4 2019vs Q4 2018$168.8MM$159.8MM
Equity CapitalQ4 2019vs Q4 2018$19.3MM$18.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.0MM$910.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$570.00K$489.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$44.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Great River Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Great River Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Fund Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.45%*$100k*-Health Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.45%*$100k*-IRA Savings Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.05%$10-Share Savings
0.05%$10-Kids Club Accounts

Great River Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-24 Month Premier Advantage CD
0.95%$500-36 Month Premier Advantage CD
0.95%$500-48 Month Premier Advantage CD
0.95%$500-60 Month Premier Advantage CD
0.90%$500-24 Month Classic Advantage CD
0.90%$500-36 Month Classic Advantage CD
0.90%$500-48 Month Classic Advantage CD
0.90%$500-60 Month Classic Advantage CD
0.55%$500-12 Month Premier Advantage CD
0.55%$500-18 Month Premier Advantage CD
0.50%$500-12 Month Classic Advantage CD
0.50%$500-18 Month Classic Advantage CD
0.45%$500-6 Month Premier Advantage CD
0.40%$500-6 Month Classic Advantage CD

Great River Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-24 Month Premier Advantage IRA
0.95%$500-36 Month Premier Advantage IRA
0.95%$500-48 Month Premier Advantage IRA
0.95%$500-60 Month Premier Advantage IRA
0.90%$500-24 Month Classic Advantage IRA
0.90%$500-36 Month Classic Advantage IRA
0.90%$500-48 Month Classic Advantage IRA
0.90%$500-60 Month Classic Advantage IRA
0.55%$500-12 Month Premier Advantage IRA
0.55%$500-18 Month Premier Advantage IRA
0.50%$500-12 Month Classic Advantage IRA
0.50%$500-18 Month Classic Advantage IRA
0.45%$500-6 Month Premier Advantage IRA
0.40%$500-6 Month Classic Advantage IRA
Locations


Great River Federal Credit Union Locations
Branch Office206 1st ST SWaite Park, MN 56387-1306
Branch Office4 2nd AVE NSauk Rapids, MN 56379-1604
Branch Office1532 W Saint Germain StSaint Cloud, MN 56301-4129
Branch Office1725 Pine Cone RD SSartell, MN 56377-5801

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