Great River Federal Credit Union

Overview / Commentary
1532 W Saint Germain St
Saint Cloud, MN 56301-4129

Great River Federal Credit Union is headquartered in Saint Cloud and is the 24th largest credit union in the state of Minnesota. It is also the 1,095th largest credit union in the nation. It was established in 1948 and as of June of 2021, it had grown to 57 employees and 15,943 members at 7 locations. Great River Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Great River Federal Credit Union is open to all U.S. citizens/residents aliens through membership in the American Consumer Council (ACC). Immediate family members of current Great River Federal Credit Union membership also qualify for member, as do the employees of nearly 40 Select Employer Groups.
See current membership details

Related Posts

Expired - Great River Federal Credit Union Adds Competitive 63-Mo CD Special - 10/29/2021

Great River Federal Credit Union has added two 63-month Bump-Up CD Specials, both of which offers exceedingly competitive APYs. Minimum deposit is $500 of new money.

Reviews (1)

GRFCU Front Door Service

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Great River Federal Credit Union has by far been the best credit union I have ever dealt with in my life! The branches never have lines, the employees are ALWAYS respectful, and friendly. It's always nice to enter an establishment and the employees recognize you on a somewhat personal level. GRFCU loan officers are top performers; They WILL do what it takes to get your needs assessed and taken care of. I have never found any errors in statements that I received from them during my 7 year membership. Since I moved out of state, I am sad to say I can longer utilize their services; however, I would strongly encourage anyone considering a financial relationship with them to move forward, they definitely deliver!


Health Grade Components

NCUA #24632
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD9.05%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$243.6MM$216.6MM
LoansQ2 2021vs Q2 2020$171.6MM$150.9MM
DepositsQ2 2021vs Q2 2020$220.7MM$190.8MM
Equity CapitalQ2 2021vs Q2 2020$21.3MM$19.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$791.00K$969.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$190.00K$321.00K
Real Estate OwnedQ2 2021vs Q2 2020$126.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Great River Federal Credit Union Savings Account Rates

0.45%*$100k*-Health Savings Account
OTHER TIERS: 0.05% $10 - $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.45%*$100k*-IRA Savings Account
OTHER TIERS: 0.05% $10 - $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.05%$10-Share Savings
0.05%$10-Kids Club Accounts

Great River Federal Credit Union Money Market Rates

0.45%*$100k*-Money Market
OTHER TIERS: 0.05% $10 - $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k

Great River Federal Credit Union CD Rates

1.06%$500-60 Month Premier Advantage CD
1.00%$500-60 Month Classic Advantage CD
0.95%$500-48 Month Premier Advantage CD
0.90%$500-48 Month Classic Advantage CD
0.80%$500-36 Month Premier Advantage CD
0.75%$500-36 Month Classic Advantage CD
0.60%$500-24 Month Premier Advantage CD
0.55%$500-24 Month Classic Advantage CD
0.50%$500-18 Month Premier Advantage CD
0.45%$500-18 Month Classic Advantage CD
0.45%$500-12 Month Premier Advantage CD
0.40%$500-12 Month Classic Advantage CD
0.30%$500-6 Month Premier Advantage CD
0.25%$500-6 Month Classic Advantage CD

Great River Federal Credit Union IRA Rates

1.06%$500-60 Month Premier Advantage IRA
1.00%$500-60 Month Classic Advantage IRA
0.95%$500-48 Month Premier Advantage IRA
0.90%$500-48 Month Classic Advantage IRA
0.80%$500-36 Month Premier Advantage IRA
0.75%$500-36 Month Classic Advantage IRA
0.60%$500-24 Month Premier Advantage IRA
0.55%$500-24 Month Classic Advantage IRA
0.50%$500-18 Month Premier Advantage IRA
0.45%$500-12 Month Premier Advantage IRA
0.45%$500-18 Month Classic Advantage IRA
0.40%$500-12 Month Classic Advantage IRA
0.30%$500-6 Month Premier Advantage IRA
0.25%$500-6 Month Classic Advantage IRA

Great River Federal Credit Union Locations
Branch Office206 1st St SWaite Park, MN 56387-1306
Branch Office4 2nd Ave NSauk Rapids, MN 56379-1604
Branch Office1532 W Saint Germain StSaint Cloud, MN 56301-4129
Branch Office1725 Pine Cone Rd SSartell, MN 56377-0030
Branch Office161 Glen StFoley, MN 56329
Branch Office214 12th St S Sauk Centre, MN 56378
Branch Office18146 198th Ave Big Lake , MN 55309

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