Greater Central Texas Federal Credit Union
Greater Central Texas Federal Credit Union is headquartered in Killeen and is the 242nd largest credit union in the state of Texas. It is also the 3,119th largest credit union in the nation. It was established in 1957 and as of June of 2019, it had grown to 8 employees and 2,789 members at 1 location. Greater Central Texas Federal Credit Union's CD rates are 51% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership to Greater Central Texas Federal Credit Union is open to those who live, work, or worship in western Bell County, Texas, with the specific area being west of Interstate 35.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11995 |
| Year Chartered | 1957 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 5.76% |
| Annual Interest Income | $383.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $24.7MM$24.6MM |
| Loans | Q2 2019vs Q2 2018 | $7.3MM$6.2MM |
| Deposits | Q2 2019vs Q2 2018 | $22.6MM$22.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.0MM$1.9MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $40.00K$17.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1,000$2.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Greater Central Texas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Greater Central Texas Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Savings Account | |
| 0.05% | $20 | - | Savings Account |
Greater Central Texas Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $2.5k - $25k | |||||
Greater Central Texas Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 36 Month CD | |
| 1.76% | $1k | - | 24 Month CD | |
| 1.36% | $1k | - | 12 Month CD | |
| 1.00% | $1k | - | 6 Month CD |
| Greater Central Texas Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3305 E Elms Rd | Killeen, TX 76542 |