Greater Central Texas Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.35%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Savings Account 1.20% - Goldman Sachs Bank USA Online Savings
0.65%	3-year CD	36 Month CD 1.85% - Synchrony Bank 36 Month CD

View all Greater Central Texas Federal Credit Union rates »

Overview / Commentary

gctfcu.net

254-690-2274

3305 E Elms Rd
Killeen, TX 76542

Greater Central Texas Federal Credit Union is headquartered in Killeen and is the 243^rd largest credit union in the state of Texas. It is also the 3,185^th largest credit union in the nation. It was established in 1957 and as of March of 2017, it had grown to 8 employees and 3,168 members at 1 location. Greater Central Texas Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or worship in western Bell County, Texas, with the specific area being west of Interstate 35.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Central Texas Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	11995
Year Chartered	1957
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.06%
Return on Equity - YTD	0.9%
Annual Interest Income	$162.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$24.9MM$24.7MM
Loans	Q1 2017vs Q1 2016	$6.3MM$6.8MM
Deposits	Q1 2017vs Q1 2016	$23.1MM$22.9MM
Equity Capital	Q1 2017vs Q1 2016	$1.8MM$1.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$4.00K$30.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$10.00K$14.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Central Texas Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	-	-	IRA Savings Account
0.05%	$20	-	Savings Account

Greater Central Texas Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.05% → $2,500 - $25k

Greater Central Texas Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$1k	-	36 Month CD
0.50%	$1k	-	24 Month CD
0.35%	$1k	-	12 Month CD
0.25%	$1k	-	6 Month CD

Locations

Greater Central Texas Federal Credit Union Locations
Branch Office	3305 E Elms Rd	Killeen, TX 76542