Overview / Commentary
3305 E Elms Rd
Killeen, TX 76542

Greater Central Texas Federal Credit Union is headquartered in Killeen and is the 241st largest credit union in the state of Texas. It is also the 3,123rd largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 8 employees and 2,853 members at 1 location. Greater Central Texas Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership to Greater Central Texas Federal Credit Union is open to those who live, work, or worship in western Bell County, Texas, with the specific area being west of Interstate 35.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Central Texas Federal Credit Union has a low asset base.

Health Grade Components

NCUA #11995
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD7.44%
Annual Interest Income$677.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$24.3MM$24.3MM
LoansQ4 2018vs Q4 2017$6.7MM$6.5MM
DepositsQ4 2018vs Q4 2017$22.3MM$22.4MM
Equity CapitalQ4 2018vs Q4 2017$2.0MM$1.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$23.00K$24.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$9.00K$38.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Central Texas Federal Credit Union Savings Account Rates

0.50%--IRA Savings Account
0.05%$20-Savings Account

Greater Central Texas Federal Credit Union Money Market Rates

0.10%*$25k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $25k

Greater Central Texas Federal Credit Union CD Rates

0.95%$1k-36 Month CD
0.80%$1k-24 Month CD
0.65%$1k-12 Month CD
0.55%$1k-6 Month CD

Greater Central Texas Federal Credit Union Locations
Branch Office3305 E Elms RdKilleen, TX 76542

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