Greater Chautauqua Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.greatercfcu.com

716-665-3799

51 E Main St
Falconer, NY 14733

Greater Chautauqua Federal Credit Union is headquartered in Falconer and is the 87^th largest credit union in the state of New York. It is also the 1,842^nd largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 28 employees and 9,576 members at 4 locations. Greater Chautauqua Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Greater Chautauqua Federal Credit Union offers membership to those who live, work, worship, or attend school in, and businesses and other legal entities located in Chautauqua County, New York
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Chautauqua Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3759
Year Chartered	1940
Employees	28
Primary Regulator

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	10.72%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$98.8MM$95.3MM
Loans	Q1 2025vs Q1 2024	$44.1MM$40.7MM
Deposits	Q1 2025vs Q1 2024	$88.4MM$86.2MM
Equity Capital	Q1 2025vs Q1 2024	$10.2MM$9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$392K$389K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$524K$470K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Chautauqua Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$0	$2.5k	Billy's Club
OTHER TIERS: 1.00% → $2.5k+
1.51%^*	$0	$2.5k	Teen Club
OTHER TIERS: 1.00% → $2.5k+
1.00%	$0	-	Holiday Club
1.00%	$0	-	Vacation Club
0.65%^*	$0	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+
0.05%	$100	-	Regular Shares
0.05%	$100	-	Youth Savings Account

Greater Chautauqua Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.27%^*	$25k^*	-	Money Market
OTHER TIERS: 1.97% → $2.5k - $10k \| 2.12% → $10k - $25k

Greater Chautauqua Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	$0	$5k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $5k+

Greater Chautauqua Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.58%	$250	$5k	12 Month Teen Saver Certificate
3.96%	$500	-	36 Month Share Certificate
3.96%	$500	-	60 Month Share Certificate
3.91%	$500	-	24 Month Share Certificate
3.90%	$500	-	18 Month Share Certificate
3.85%	$500	-	12 Month Share Certificate
3.80%	$25	-	12 Month Lucky Savers Share Certificate
3.79%	$500	-	6 Month Share Certificate

Greater Chautauqua Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.01%	$1k	-	36 Month IRA Certificate
4.01%	$1k	-	60 Month IRA Certificate
3.91%	$1k	-	15 Month IRA Certificate
1.11%	$100	-	IRA Shares

Locations

Greater Chautauqua Federal Credit Union Locations
Branch Office	41 S Erie St	Mayville, NY 14757
Branch Office	57 Lake Shore Dr W	Dunkirk, NY 14048-1517
Branch Office	51 E Main St	Falconer, NY 14733-1336
Branch Office	501 W 5th St	Jamestown, NY 14701-4812

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