Greater Cincinnati Credit Union


Overview / Commentary
513-559-1234
7221 Montgomery Rd
Cincinnati, OH 45236

Greater Cincinnati Credit Union is headquartered in Cincinnati and is the 65th largest credit union in the state of Ohio. It is also the 1,602nd largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 28 employees and 8,438 members at 5 locations. Greater Cincinnati Credit Union has an A health rating.

Field of Membership Restrictions

Greater Cincinnati Credit Union is open to anyone who: 1) has attended school within 100 miles of the city of Cincinnati, Ohio at any time; 2) lives or works in the North College Hill community; 3) works for any of the sponsor organizations, including: Cincinnati State Technical & Community College, Cincinnati Public Schools, Moeller High School, Hebrew Union College, Kings Local Schools, Mason City Schools, Ursuline Academy, or Cincinnati Hills Christian Academy; 3) is immediate family of credit union members.
See current membership details

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Health

Health Grade Components

Overall
NCUA #96722
Year Chartered1934
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD1.89%
Return on Equity - YTD15.59%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$129MM$126.4MM
LoansQ4 2024vs Q4 2023$56.6MM$57.2MM
DepositsQ4 2024vs Q4 2023$112.8MM$112.5MM
Equity CapitalQ4 2024vs Q4 2023$15.6MM$13.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$241K$225K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$437K$281K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Greater Cincinnati Credit Union are currently being reviewed.

Locations


Greater Cincinnati Credit Union Locations
Branch Office7221 Montgomery RdCincinnati, OH 45236
Branch Office6899 Hamilton AveCincinnati, OH 45224
Branch Office3287 Werk RdCincinnati, OH 45211
Branch Office7948 S Mason Montgomery RdMason, OH 45040-8249
Branch Office5440 Muddy Creek RdCincinnati, OH 45238

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