Greater Cincinnati Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.58% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.87% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.26% - National Average |
Greater Cincinnati Credit Union is headquartered in Cincinnati and is the 60th largest credit union in the state of Ohio. It is also the 1,574th largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 32 employees and 11,002 members at 4 locations. Greater Cincinnati Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Greater Cincinnati Credit Union is open to anyone who: 1) has attended school within 100 miles of the city of Cincinnati, Ohio at any time; 2) lives or works in the North College Hill community; 3) works for any of the sponsor organizations, including: Cincinnati State Technical & Community College, Cincinnati Public Schools, Moeller High School, Hebrew Union College, Kings Local Schools, Mason City Schools, Ursuline Academy, or Cincinnati Hills Christian Academy; 3) is immediate family of credit union members.
See current membership details
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I have been their customer approximately fifteen years. Every experience with them has been good. Every employee has been very courteous and efficient, whether I called on the telephone or met them face to face.
Closing My Account, Bank Employees Aren't Friendly
I work 8-5 Monday - Friday at the University of Cincinnati. I have to rush to get over to the central parkway location by the time GCCU closes at 5:30 to do my banking in person. I make it roughly 5 minutes before they close. Everytime I come in at this time everyone is busy closing up and makes me fell like I'm a burden. No one is friendly and the bank employees are too busy dealing with closing procedures. This is the only time I can make it to the bank. I'm closing my account because I don't want to deal with bank employees that lack friendly customer service. And I don't like the banking fees. I've only had my account 3 months and I'm closing it because the bank employees are not friendly and are all to ready to close up before 5:30pm. I understand wanted to leave when it's time to close, I've worked customer service but this bank needs to remember the workers that work get off work at 5:00pm
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 96722 |
| Year Chartered | 1934 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 2.27% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $104.9MM$98.3MM |
| Loans | Q4 2018vs Q4 2017 | $60.9MM$58.1MM |
| Deposits | Q4 2018vs Q4 2017 | $96.5MM$90.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.9MM$7.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $202.00K$199.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $473.00K$512.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Greater Cincinnati Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Greater Cincinnati Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $10 | - | Holiday Club | |
| 0.50% | $25 | - | Educational IRA Passbook Account | |
| 0.30% | $25 | - | Roth IRA Passbook Account | |
| 0.25% | $10 | - | Vacation Club | |
| 0.25% | - | - | Health Savings Account | |
| 0.20% | $5 | - | Youth Account | |
| 0.20% | $25 | - | Traditional IRA Passbook Account | |
| 0.05% | $5 | - | Regular Shares |
Greater Cincinnati Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.50% → $2.5k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $75k | |||||
Greater Cincinnati Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.20% | $300 | - | 6 Year Diamond Club Members CD | |
| 3.10% | $300 | - | 5 Year Diamond Club Members CD | |
| 2.84% | $300 | - | 3 Year Diamond Club Members CD | |
| 2.74% | $300 | - | 2 Year Diamond Club Members CD | |
| 2.69% | $300 | - | 6 Year CD | |
| 2.69% | $1k | - | 6 Year One Up CD | |
| 2.58% | $300 | - | 5 Year CD | |
| 2.43% | $300 | - | 4 Year CD | |
| 2.43% | $1k | - | 4 Year One Up CD | |
| 2.38% | $300 | - | 1 Year Diamond Club Members CD | |
| 2.33% | $300 | - | 3 Year CD | |
| 2.28% | $300 | - | 30 Month CD | |
| 2.28% | $1k | - | 30 Month One Up CD | |
| 2.22% | $300 | $100k | 2 Year CD | |
| 1.92% | $100k | - | 6 Month Jumbo CD | |
| 1.87% | $300 | - | 1 Year CD | |
| 1.56% | $300 | - | 6 Month CD |
Greater Cincinnati Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.20% | $300 | - | 6 Year Diamond Club IRA | |
| 3.10% | $300 | - | 5 Year Diamond Club IRA | |
| 2.84% | $300 | - | 3 Year Diamond Club IRA | |
| 2.74% | $300 | - | 2 Year Diamond Club IRA | |
| 2.69% | $300 | - | 6 Year IRA | |
| 2.69% | $1k | - | 6 Year One Up Share IRA | |
| 2.58% | $300 | - | 5 Year IRA | |
| 2.43% | $300 | - | 4 Year IRA | |
| 2.43% | $1k | - | 4 Year One Up Share IRA | |
| 2.38% | $300 | - | 1 Year Diamond Club Members IRA | |
| 2.33% | $300 | - | 3 Year IRA | |
| 2.28% | $300 | - | 30 Month IRA | |
| 2.28% | $1k | - | 30 Month One Up Share IRA | |
| 2.22% | $300 | $100k | 2 Year IRA | |
| 1.92% | $100k | - | 6 Month Jumbo IRA | |
| 1.87% | $300 | - | 1 Year IRA | |
| 1.56% | $300 | - | 6 Month IRA |
| Greater Cincinnati Credit Union Locations | ||
|---|---|---|
| Branch Office | 7221 Montgomery Rd | Cincinnati, OH 45236 |
| Branch Office | 6899 Hamilton Ave | Cincinnati, OH 45224 |
| Branch Office | 3287 Werk Rd | Cincinnati, OH 45211 |
| Branch Office | 7948 S Mason Montgomery Rd | Mason, OH 45040-8249 |