2. Greater Cincinnati Credit Union

Greater Cincinnati Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.79%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
1.87%1-year CD
1.30% - National Average
0.05%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Greater Cincinnati Credit Union rates »

Overview / Commentary
www.gccu.org
513-559-1234
2721 Central Parkway
Cincinnati, OH 45225

Greater Cincinnati Credit Union is headquartered in Cincinnati and is the 60th largest credit union in the state of Ohio. It is also the 1,588th largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 32 employees and 11,103 members at 4 locations. Greater Cincinnati Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Greater Cincinnati Credit Union is open to anyone who: 1) has attended school within 100 miles of the city of Cincinnati, Ohio at any time; 2) lives or works in the North College Hill community; 3) works for any of the sponsor organizations, including: Cincinnati State Technical & Community College, Cincinnati Public Schools, Moeller High School, Hebrew Union College, Kings Local Schools, Mason City Schools, Ursuline Academy, or Cincinnati Hills Christian Academy; 3) is immediate family of credit union members.
See current membership details

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Reviews (2)

Greater Cincinnati School Credit Union

Posted by: MarianFlory | Feb 15, 2011

I have been their customer approximately fifteen years.  Every experience with them has been good.  Every employee has been very courteous and efficient, whether I called on the telephone or met them face to face.

5

Closing My Account, Bank Employees Aren't Friendly

Posted by: Anonymous | Sep 27, 2012

I work 8-5 Monday - Friday at the University of Cincinnati. I have to rush to get over to the central parkway location by the time GCCU closes at 5:30 to do my banking in person. I make it roughly 5 minutes before they close. Everytime I come in at this time everyone is busy closing up and makes me fell like I'm a burden. No one is friendly and the bank employees are too busy dealing with closing procedures. This is the only time I can make it to the bank. I'm closing my account because I don't want to deal with bank employees that lack friendly customer service. And I don't like the banking fees. I've only had my account 3 months and I'm closing it because the bank employees are not friendly and are all to ready to close up before 5:30pm. I understand wanted to leave when it's time to close, I've worked customer service but this bank needs to remember the workers that work get off work at 5:00pm

4


Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #96722
Year Chartered1934
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.5%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$102.6MM$97.3MM
LoansQ3 2018vs Q3 2017$60.0MM$57.6MM
DepositsQ3 2018vs Q3 2017$94.1MM$89.4MM
Equity CapitalQ3 2018vs Q3 2017$8.0MM$7.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$189.00K$199.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$704.00K$605.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$112.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Cincinnati Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Educational IRA Passbook Account
0.30%$25-Roth IRA Passbook Account
0.25%$10-Holiday Club
0.25%$10-Vacation Club
0.25%--Health Savings Account
0.20%$5-Youth Account
0.20%$25-Traditional IRA Passbook Account
0.05%$5-Regular Shares

Greater Cincinnati Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$75k*-Money Market Account
OTHER TIERS: 0.50% → $2.5k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $75k

Greater Cincinnati Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$300-6 Year Diamond Club Members CD
3.30%$300-5 Year Diamond Club Members CD
3.05%$300-6 Year CD
3.05%$1k-6 Year One Up CD
2.94%$300-3 Year Diamond Club Members CD
2.79%$300-5 Year CD
2.74%$300-2 Year Diamond Club Members CD
2.63%$300-4 Year CD
2.63%$1k-4 Year One Up CD
2.43%$300-3 Year CD
2.38%$300-30 Month CD
2.38%$1k-30 Month One Up CD
2.38%$300-1 Year Diamond Club Members CD
2.22%$300$100k2 Year CD
2.07%$100k-6 Month Jumbo CD
1.87%$300-1 Year CD
1.56%$300-6 Month CD

Greater Cincinnati Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$300-6 Year Diamond Club IRA
3.30%$300-5 Year Diamond Club IRA
3.05%$300-6 Year IRA
3.05%$1k-6 Year One Up Share IRA
2.94%$300-3 Year Diamond Club IRA
2.79%$300-5 Year IRA
2.74%$300-2 Year Diamond Club IRA
2.63%$300-4 Year IRA
2.63%$1k-4 Year One Up Share IRA
2.43%$300-3 Year IRA
2.38%$300-30 Month IRA
2.38%$1k-30 Month One Up Share IRA
2.38%$300-1 Year Diamond Club Members IRA
2.22%$300$100k2 Year IRA
2.07%$100k-6 Month Jumbo IRA
1.87%$300-1 Year IRA
1.56%$300-6 Month IRA
Locations


Greater Cincinnati Credit Union Locations
Branch Office7221 Montgomery RdCincinnati, OH 45236
Branch Office6899 Hamilton AveCincinnati, OH 45224
Branch Office3287 Werk RdCincinnati, OH 45211
Branch Office7948 S Mason Montgomery RdMason, OH 45040-8249

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