Greater Cincinnati Credit Union


Overview / Commentary
513-559-1234
7221 Montgomery Rd
Cincinnati, OH 45236

Greater Cincinnati Credit Union is headquartered in Cincinnati and is the 64th largest credit union in the state of Ohio. It is also the 1,627th largest credit union in the nation. It was established in 1934 and as of March of 2024, it had grown to 28 employees and 8,948 members at 4 locations. Greater Cincinnati Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Greater Cincinnati Credit Union is open to anyone who: 1) has attended school within 100 miles of the city of Cincinnati, Ohio at any time; 2) lives or works in the North College Hill community; 3) works for any of the sponsor organizations, including: Cincinnati State Technical & Community College, Cincinnati Public Schools, Moeller High School, Hebrew Union College, Kings Local Schools, Mason City Schools, Ursuline Academy, or Cincinnati Hills Christian Academy; 3) is immediate family of credit union members.
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Health
B+

Health Grade Components

Overall
NCUA #96722
Year Chartered1934
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD1.92%
Return on Equity - YTD17.65%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$126.2MM$130.7MM
LoansQ1 2024vs Q1 2023$57.3MM$57.2MM
DepositsQ1 2024vs Q1 2023$111.7MM$120MM
Equity CapitalQ1 2024vs Q1 2023$13.7MM$10MM
Loan Loss AllowanceQ1 2024vs Q1 2023$232K$244K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$268K$69K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greater Cincinnati Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Cincinnati Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10-Holiday Club
0.50%$10-Vacation Club
0.25%$25-Educational IRA Passbook Account
0.20%$5-Youth Account
0.15%$25-Roth IRA Passbook Account
0.15%$0-Health Savings Account
0.10%$25-Traditional IRA Passbook Account
0.05%$5-Regular Shares

Greater Cincinnati Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.94%*$75k*-Money Market Account
OTHER TIERS: 2.78% $2.5k - $25k | 2.84% $25k - $50k | 2.89% $50k - $75k

Greater Cincinnati Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$300-6 Year Diamond Club Members CD
4.18%$300-3 Year Diamond Club Members CD
4.18%$300-5 Year Diamond Club Members CD
4.13%$300-2 Year Diamond Club Members CD
4.07%$300-1 Year Diamond Club Members CD
3.71%$300-6 Year CD
3.71%$1k-6 Year One Up CD
3.66%$300-3 Year CD
3.66%$300-4 Year CD
3.66%$300-5 Year CD
3.66%$1k-4 Year One Up CD
3.66%$100k-6 Month Jumbo CD
3.61%$300$100k2 Year CD
3.61%$300-30 Month CD
3.61%$1k-30 Month One Up CD
3.56%$300-1 Year CD
3.55%$300-6 Month CD

Greater Cincinnati Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$300-6 Year Diamond Club IRA
4.18%$300-3 Year Diamond Club IRA
4.18%$300-5 Year Diamond Club IRA
4.13%$300-2 Year Diamond Club IRA
4.07%$300-1 Year Diamond Club Members IRA
3.71%$300-6 Year IRA
3.71%$1k-6 Year One Up Share IRA
3.66%$300-3 Year IRA
3.66%$300-4 Year IRA
3.66%$1k-4 Year One Up Share IRA
3.66%$300-5 Year IRA
3.66%$100k-6 Month Jumbo IRA
3.61%$300$100k2 Year IRA
3.61%$300-30 Month IRA
3.61%$1k-30 Month One Up Share IRA
3.56%$300-1 Year IRA
3.55%$300-6 Month IRA
Locations


Greater Cincinnati Credit Union Locations
Branch Office7221 Montgomery RdCincinnati, OH 45236
Branch Office6899 Hamilton AveCincinnati, OH 45224
Branch Office3287 Werk RdCincinnati, OH 45211
Branch Office7948 S Mason Montgomery RdMason, OH 45040-8249

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