Greater Cincinnati Credit Union is headquartered in Cincinnati and is the 60th largest credit union in the state of Ohio. It is also the 1,586th largest credit union in the nation. It was established in 1934 and as of June of 2019, it had grown to 32 employees and 10,815 members at 4 locations. Greater Cincinnati Credit Union's CD rates are 23% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Greater Cincinnati Credit Union is open to anyone who: 1) has attended school within 100 miles of the city of Cincinnati, Ohio at any time; 2) lives or works in the North College Hill community; 3) works for any of the sponsor organizations, including: Cincinnati State Technical & Community College, Cincinnati Public Schools, Moeller High School, Hebrew Union College, Kings Local Schools, Mason City Schools, Ursuline Academy, or Cincinnati Hills Christian Academy; 3) is immediate family of credit union members.
See current membership details
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I have been their customer approximately fifteen years. Every experience with them has been good. Every employee has been very courteous and efficient, whether I called on the telephone or met them face to face.
Closing My Account, Bank Employees Aren't Friendly
I work 8-5 Monday - Friday at the University of Cincinnati. I have to rush to get over to the central parkway location by the time GCCU closes at 5:30 to do my banking in person. I make it roughly 5 minutes before they close. Everytime I come in at this time everyone is busy closing up and makes me fell like I'm a burden. No one is friendly and the bank employees are too busy dealing with closing procedures. This is the only time I can make it to the bank. I'm closing my account because I don't want to deal with bank employees that lack friendly customer service. And I don't like the banking fees. I've only had my account 3 months and I'm closing it because the bank employees are not friendly and are all to ready to close up before 5:30pm. I understand wanted to leave when it's time to close, I've worked customer service but this bank needs to remember the workers that work get off work at 5:00pm
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 96722 |
| Year Chartered | 1934 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.21% |
| Return on Equity - YTD | 2.62% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $106.1MM$103.6MM |
| Loans | Q2 2019vs Q2 2018 | $60.5MM$59.1MM |
| Deposits | Q2 2019vs Q2 2018 | $97.2MM$95.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $8.4MM$7.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $209.00K$180.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $279.00K$665.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Greater Cincinnati Credit Union Savings Account Rates
Greater Cincinnati Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2.5k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $75k | |||||
Greater Cincinnati Credit Union CD Rates
Greater Cincinnati Credit Union IRA Rates
| Greater Cincinnati Credit Union Locations | ||
|---|---|---|
| Branch Office | 7221 Montgomery Rd | Cincinnati, OH 45236 |
| Branch Office | 6899 Hamilton Ave | Cincinnati, OH 45224 |
| Branch Office | 3287 Werk Rd | Cincinnati, OH 45211 |
| Branch Office | 7948 S Mason Montgomery Rd | Mason, OH 45040-8249 |