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Greater Cincinnati Credit Union


Overview / Commentary
www.gccu.org
513-559-1234
2721 Central Parkway
Cincinnati, OH 45225

Greater Cincinnati Credit Union is headquartered in Cincinnati and is the 60th largest credit union in the state of Ohio. It is also the 1,571st largest credit union in the nation. It was established in 1934 and as of December of 2019, it had grown to 32 employees and 10,596 members at 4 locations. Greater Cincinnati Credit Union has an A health rating.

Field of Membership Restrictions

Greater Cincinnati Credit Union is open to anyone who: 1) has attended school within 100 miles of the city of Cincinnati, Ohio at any time; 2) lives or works in the North College Hill community; 3) works for any of the sponsor organizations, including: Cincinnati State Technical & Community College, Cincinnati Public Schools, Moeller High School, Hebrew Union College, Kings Local Schools, Mason City Schools, Ursuline Academy, or Cincinnati Hills Christian Academy; 3) is immediate family of credit union members.
See current membership details

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Reviews (2)

Greater Cincinnati School Credit Union

Posted by: |

I have been their customer approximately fifteen years.  Every experience with them has been good.  Every employee has been very courteous and efficient, whether I called on the telephone or met them face to face.

5

Closing My Account, Bank Employees Aren't Friendly

Posted by: |

I work 8-5 Monday - Friday at the University of Cincinnati. I have to rush to get over to the central parkway location by the time GCCU closes at 5:30 to do my banking in person. I make it roughly 5 minutes before they close. Everytime I come in at this time everyone is busy closing up and makes me fell like I'm a burden. No one is friendly and the bank employees are too busy dealing with closing procedures. This is the only time I can make it to the bank. I'm closing my account because I don't want to deal with bank employees that lack friendly customer service. And I don't like the banking fees. I've only had my account 3 months and I'm closing it because the bank employees are not friendly and are all to ready to close up before 5:30pm. I understand wanted to leave when it's time to close, I've worked customer service but this bank needs to remember the workers that work get off work at 5:00pm

4


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #96722
Year Chartered1934
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.53%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$108.6MM$104.9MM
LoansQ4 2019vs Q4 2018$61.4MM$60.9MM
DepositsQ4 2019vs Q4 2018$99.2MM$96.5MM
Equity CapitalQ4 2019vs Q4 2018$8.7MM$7.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$208.00K$202.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$134.00K$473.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greater Cincinnati Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Cincinnati Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10-Holiday Club
0.50%$10-Vacation Club
0.50%$25-Educational IRA Passbook Account
0.30%$25-Roth IRA Passbook Account
0.25%--Health Savings Account
0.20%$5-Youth Account
0.20%$25-Traditional IRA Passbook Account
0.05%$5-Regular Shares

Greater Cincinnati Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $75k

Greater Cincinnati Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$300-6 Year Diamond Club Members CD
1.01%$300-5 Year Diamond Club Members CD
0.90%$300-3 Year Diamond Club Members CD
0.80%$300-2 Year Diamond Club Members CD
0.70%$300-1 Year Diamond Club Members CD
0.65%$300-6 Year CD
0.65%$1k-6 Year One Up CD
0.50%$300-5 Year CD
0.45%$300-4 Year CD
0.45%$1k-4 Year One Up CD
0.40%$300-3 Year CD
0.35%$300-30 Month CD
0.35%$1k-30 Month One Up CD
0.30%$300$100k2 Year CD
0.30%$100k-6 Month Jumbo CD
0.20%$300-6 Month CD
0.20%$300-1 Year CD

Greater Cincinnati Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$300-6 Year Diamond Club IRA
1.01%$300-5 Year Diamond Club IRA
0.90%$300-3 Year Diamond Club IRA
0.80%$300-2 Year Diamond Club IRA
0.70%$300-1 Year Diamond Club Members IRA
0.65%$300-6 Year IRA
0.65%$1k-6 Year One Up Share IRA
0.50%$300-5 Year IRA
0.45%$300-4 Year IRA
0.45%$1k-4 Year One Up Share IRA
0.40%$300-3 Year IRA
0.35%$300-30 Month IRA
0.35%$1k-30 Month One Up Share IRA
0.30%$300$100k2 Year IRA
0.30%$100k-6 Month Jumbo IRA
0.20%$300-1 Year IRA
0.20%$300-6 Month IRA
Locations


Greater Cincinnati Credit Union Locations
Branch Office7221 Montgomery RdCincinnati, OH 45236
Branch Office6899 Hamilton AveCincinnati, OH 45224
Branch Office3287 Werk RdCincinnati, OH 45211
Branch Office7948 S Mason Montgomery RdMason, OH 45040-8249

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