Overview / Commentary
Greater Eastern Credit Union is headquartered in Johnson City and is the 58th largest credit union in the state of Tennessee. It is also the 2,317th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 20 employees and 3,973 members at 3 locations. Greater Eastern Credit Union has an A health rating.
Field of Membership Restrictions
Greater Eastern Credit Union is open to anyone who lives, works, worships or goes to school in Washington, Carter, or Unicoi counties, as well as employees/retirees of a government employer who live or work in Sullivan or Greene County. Immediate family are also eligible.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Eastern Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67701 |
| Year Chartered | 1952 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.07% |
| Return on Equity - YTD | -0.54% |
| Annual Interest Income | $649K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $57.5MM$56MM |
| Loans | Q1 2025vs Q1 2024 | $36.9MM$35.6MM |
| Deposits | Q1 2025vs Q1 2024 | $49.6MM$48.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.9MM$7.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $371K$369K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $186K$81K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |