2. Greater Kentucky Credit Union

Greater Kentucky Credit Union


Overview / Commentary
www.gtkycu.com
859-231-9300
1001 Red Mile Road
Lexington, KY 40504

Greater Kentucky Credit Union is headquartered in LEXINGTON and is the 17th largest credit union in the state of Kentucky. It is also the 1,768th largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 23 employees and 9,565 members at 2 locations. Greater Kentucky Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Greater Kentucky Credit Union of Kentucky is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties that are listed on the credit union website, members of Good Foods Co-op, or Costco, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
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Health
B+

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Kentucky Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62228
Year Chartered1953
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.4%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$86.4MM$79.0MM
LoansQ2 2019vs Q2 2018$63.9MM$64.7MM
DepositsQ2 2019vs Q2 2018$75.7MM$68.9MM
Equity CapitalQ2 2019vs Q2 2018$8.2MM$7.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$600.00K$843.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$724.00K$667.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Kentucky Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% → $15k+
0.45%$25-IRA Passbook Account
0.15%$50-Business Savings
0.15%$50-Regular Savings Account
0.15%$50-Teen Savings
0.15%$50-Student Savings
0.15%$10-Club Accounts
0.15%$50-Minor/Custodian Share
0.15%$10-Parking Share (For VAMC Members Only)

Greater Kentucky Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-Money Market Investment Account
OTHER TIERS: 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k

Greater Kentucky Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$15kKasasa Cash
OTHER TIERS: 0.51% → $15k+

Greater Kentucky Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$50k-5 Year Jumbo Certificate
2.55%$50k-3 Year Jumbo Certificate
2.45%$50k-2 Year Jumbo Certificate
2.40%$1k-5 Year Certificate
2.30%$1k-3 Year Certificate
2.05%$1k-2 Year Certificate
2.00%$1k-1 Year Certificate
0.55%$1k-6 Month Certificate
0.35%$500-90 Day Super Saver Certificate

Greater Kentucky Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-5 Year IRA Certificate
2.40%$1k-5 Year CESA Certificate
2.40%$1k-5 Year Roth Certificate
2.30%$1k-3 Year IRA Certificate
2.30%$1k-3 Year Roth Certificate
2.05%$1k-2 Year Flex IRA Certificate
2.05%$1k-2 Year IRA Certificate
2.05%$1k-2 Year CESA Certificate
2.05%$1k-2 Year Roth Certificate
2.05%$1k-2 Year Flex Roth Certificate.
2.05%$1k-2 Year Flex CESA Certificate
2.00%$1k-1 Year IRA Certificate
2.00%$1k-1 Year Roth Certificate
0.55%$1k-6 Month IRA Certificate
0.55%$1k-6 CESA Certificate
0.55%$1k-6 Month Roth Certificate
0.35%$500-90 Day Super Saver IRA Certificate
0.35%$500-90 Day Super Saver CESA Certificate
0.35%$500-90 Day Super Saver Roth Certificate
Locations


Greater Kentucky Credit Union Locations
Branch Office479 Lexington RdVERSAILLES, KY 40383
Branch Office1001 RED MILE RDLEXINGTON, KY 40504-2650

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