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Greater Kentucky Credit Union


Overview / Commentary
www.gtkycu.com
859-231-9300
1001 Red Mile Road
Lexington, KY 40504

Greater Kentucky Credit Union is headquartered in LEXINGTON and is the 17th largest credit union in the state of Kentucky. It is also the 1,754th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 23 employees and 9,811 members at 2 locations. Greater Kentucky Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Greater Kentucky Credit Union is open to those who live, work, worship, or go to school in Anderson, Boyle, Bourbon, Bullitt, Estill, Clark, Fayette, Franklin, Harrison, Garrard, Henry, Jefferson, Lincoln, Jessamine, Madison, Nicholas, Mercer, Oldham, Powell, Scott, Shelby, Spencer, Woodford, or Trimble counties.
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Health
A

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Kentucky Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62228
Year Chartered1953
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.16%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$87.8MM$82.8MM
LoansQ4 2019vs Q4 2018$67.5MM$65.1MM
DepositsQ4 2019vs Q4 2018$75.0MM$72.6MM
Equity CapitalQ4 2019vs Q4 2018$8.4MM$7.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$588.00K$758.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$697.00K$959.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greater Kentucky Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Kentucky Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% → $15k+
0.45%$25-IRA Passbook Account
0.15%$50-Business Savings
0.15%$50-Regular Savings Account
0.15%$50-Teen Savings
0.15%$50-Student Savings
0.15%$10-Club Accounts
0.15%$50-Minor/Custodian Share
0.15%$10-Parking Share (For VAMC Members Only)

Greater Kentucky Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-Money Market Investment Account
OTHER TIERS: 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k

Greater Kentucky Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$15kKasasa Cash
OTHER TIERS: 0.51% → $15k+

Greater Kentucky Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$50k-5 Year Jumbo Certificate
2.55%$50k-3 Year Jumbo Certificate
2.45%$50k-2 Year Jumbo Certificate
2.40%$1k-5 Year Certificate
2.30%$1k-3 Year Certificate
2.05%$1k-2 Year Certificate
2.00%$1k-1 Year Certificate
0.55%$1k-6 Month Certificate
0.35%$500-90 Day Super Saver Certificate

Greater Kentucky Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-5 Year IRA Certificate
2.40%$1k-5 Year CESA Certificate
2.40%$1k-5 Year Roth Certificate
2.30%$1k-3 Year IRA Certificate
2.30%$1k-3 Year Roth Certificate
2.05%$1k-2 Year Flex IRA Certificate
2.05%$1k-2 Year IRA Certificate
2.05%$1k-2 Year CESA Certificate
2.05%$1k-2 Year Roth Certificate
2.05%$1k-2 Year Flex Roth Certificate.
2.05%$1k-2 Year Flex CESA Certificate
2.00%$1k-1 Year IRA Certificate
2.00%$1k-1 Year Roth Certificate
0.55%$1k-6 Month IRA Certificate
0.55%$1k-6 CESA Certificate
0.55%$1k-6 Month Roth Certificate
0.35%$500-90 Day Super Saver IRA Certificate
0.35%$500-90 Day Super Saver CESA Certificate
0.35%$500-90 Day Super Saver Roth Certificate
Locations


Greater Kentucky Credit Union Locations
Branch Office479 Lexington RdVERSAILLES, KY 40383
Branch Office1001 RED MILE RDLEXINGTON, KY 40504-2650

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