Greater Kentucky Credit Union


Overview / Commentary
859-231-9300
1001 Red Mile Road
Lexington, KY 40504

Greater Kentucky Credit Union is headquartered in LEXINGTON and is the 19th largest credit union in the state of Kentucky. It is also the 1,930th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 20 employees and 9,171 members at 2 locations. Greater Kentucky Credit Union has an A health rating.

Field of Membership Restrictions

Greater Kentucky Credit Union is open to those who live, work, worship, or go to school in Anderson, Boyle, Bourbon, Bullitt, Estill, Clark, Fayette, Franklin, Harrison, Garrard, Henry, Jefferson, Lincoln, Jessamine, Madison, Nicholas, Mercer, Oldham, Powell, Scott, Shelby, Spencer, Woodford, or Trimble counties.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Kentucky Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62228
Year Chartered1953
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.42%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$90.1MM$93.3MM
LoansQ1 2025vs Q1 2024$68.3MM$75.8MM
DepositsQ1 2025vs Q1 2024$79.7MM$80.3MM
Equity CapitalQ1 2025vs Q1 2024$10MM$9.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$407K$583K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$339K$490K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Greater Kentucky Credit Union are currently being reviewed.

Locations


Greater Kentucky Credit Union Locations
Branch Office479 Lexington RdVERSAILLES, KY 40383
Branch Office1001 RED MILE RDLEXINGTON, KY 40504-2650

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