Overview / Commentary
Greater Kinston Credit Union is headquartered in KINSTON and is the 49th largest credit union in the state of North Carolina. It is also the 3,411th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 5 employees and 3,963 members at 1 location. Greater Kinston Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in Greater Kinston Credit Union is open to those who live, work, worship, or attend school, and businesses, associations and societies located in the North Carolina counties of Craven, Greene, Jones, Lenoir, or Pitt.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Kinston Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64034 |
| Year Chartered | 1952 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.01% |
| Return on Equity - YTD | 0.07% |
| Annual Interest Income | $175K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $14.6MM$14.2MM |
| Loans | Q1 2025vs Q1 2024 | $10.2MM$8.6MM |
| Deposits | Q1 2025vs Q1 2024 | $12.5MM$12.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2MM$1.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $95K$165K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $275K$93K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |