Greater Kinston Credit Union


Overview / Commentary
252-527-4002
901 N Queen Street
Kinston, NC 28501

Greater Kinston Credit Union is headquartered in KINSTON and is the 52nd largest credit union in the state of North Carolina. It is also the 3,532nd largest credit union in the nation. It was established in 1952 and as of December of 2023, it had grown to 5 employees and 3,922 members at 1 location. Greater Kinston Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Greater Kinston Credit Union is open to those who live, work, worship, or attend school, and businesses, associations and societies located in the North Carolina counties of Craven, Greene, Jones, Lenoir, or Pitt.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Kinston Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64034
Year Chartered1952
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD3.72%
Annual Interest Income$642K
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$14.1MM$13.5MM
LoansQ4 2023vs Q4 2022$8.7MM$8.7MM
DepositsQ4 2023vs Q4 2022$12MM$11.6MM
Equity CapitalQ4 2023vs Q4 2022$1.9MM$1.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$190K$231K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$102K$222K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Greater Kinston Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%$25-IRA Share
0.10%$5-Savings (Share)
0.10%--Holiday Cash
0.10%$5-FAT CAT Share
0.10%$5-Zard Share
0.10%$10-Non-Profit Savings (Share)

Greater Kinston Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$250-Money Market
0.60%$1k-Non-Profit Money Market

Greater Kinston Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account
0.05%$5-Zard Checking

Greater Kinston Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$250-24 Month CD
4.15%$250-24 Month Non Profit Share Term Certificate
4.00%$250-12 Month CD
4.00%$250-18 Month CD
4.00%$250-12 Month Non Profit Share Term Certificate
3.75%$250-6 Month CD
3.75%$250-6 Month Non Profit Share Term Certificate
3.50%$250-60 Month CD
3.20%$250-36 Month CD
3.20%$250-48 Month CD
Locations


Greater Kinston Credit Union Locations
Branch Office901 N Queen StKINSTON, NC 28501-3943

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