Overview / Commentary
901 N Queen Street
Kinston, NC 28501

Greater Kinston Credit Union is headquartered in KINSTON and is the 58th largest credit union in the state of North Carolina. It is also the 3,926th largest credit union in the nation. It was established in 1952 and as of December of 2018, it had grown to 5 employees and 6,245 members at 1 location. Greater Kinston Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Greater Kinston Credit Union of North Carolina is open to the businesses, associations, societies, residents, church members, registered students, and people that maintain employment within these qualified counties: Lenoir, Greene, Jones, Craven, and Pitt.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Kinston Credit Union has a low asset base.

Health Grade Components

NCUA #64034
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.01%
Annual Interest Income$540.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$11.4MM$10.6MM
LoansQ4 2018vs Q4 2017$8.1MM$7.8MM
DepositsQ4 2018vs Q4 2017$9.7MM$9.4MM
Equity CapitalQ4 2018vs Q4 2017$1.2MM$1.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$168.00K$139.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$21.00K$60.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Greater Kinston Credit Union Savings Account Rates

2.00%$25-IRA Share
0.25%$5-Savings (Share)
0.25%--Holiday Cash
0.25%$5-FAT CAT Share
0.25%$10-Non-Profit Savings (Share)

Greater Kinston Credit Union Money Market Rates

0.60%$250-Money Market
0.60%$1k-Non-Profit Money Market

Greater Kinston Credit Union Checking Account Rates

0.20%--Checking Account
0.20%--Non-Profit Checking

Greater Kinston Credit Union CD Rates

2.35%$250-60 Months CD
2.10%$250-48 Months CD
1.80%$250-36 Months CD
1.55%$250-24 Months CD
1.30%$250-18 Months CD
1.15%$250-12 Month CD
1.00%$250-6 Months CD

Greater Kinston Credit Union Locations
Branch Office901 N Queen StKINSTON, NC 28501-3943

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