Greater Nevada Credit Union


Overview / Commentary
775-882-2060
451 Eagle Station Ln.
Carson City, NV 89701

Greater Nevada Credit Union is headquartered in Carson City and is the largest credit union in the state of Nevada. It is also the 266th largest credit union in the nation. It was established in 1949 and as of September of 2023, it had grown to 354 employees and 88,134 members at 20 locations. Greater Nevada Credit Union's CD rates are 5X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Greater Nevada Credit Union is open to anyone who lives or works within the state of Nevada and to immediate family of existing members.
See current membership details

Wonderful Video Teller Maria

Posted by: |

I was treated as royalty by the most professional and pleasant video teller named Maria, she went out of her way to make sure my deposit was successful, she even warned me about grabbing my money fast because it was a windy day, I didn't know Greater Nevada Credit Union had a drive up video service. It was comfortable, convenient and this lady was kind and so polite. I was impressed by the service.

Just too many fees

Posted by: |

Greater Nevada Credit Union (GNCU) rates above average in all categories except when it comes to fees . Everything has a fee and the requirements to waive the fees are way too restrictive to be fair . For example a cashiers check will cost $6 no matter how much money you have on deposit . You have to use your debit card at least 10 times in a billing cycle to avoid the service charges on a checking account , which in themselves are way too high . Our retirement account has an annual fee of $20 , with no way to avoid the fee , and we are being paid one tenth of one percent interest .

When we opened our accounts the teller turned out to really be a saleslady . She continually tried to get us to buy more products and talk to her in house investment adviser , who charges high fees . I had to complain to the manager in order to get her to stop . In the end the manager apologized and entered a "Do not up sell" into our file .

If you are going to use this bank to hold some emergency money and maybe some retirement money it is better than average . For day to day banking I advise you to go shop around .

Closed Account After Six Months

Bonus interest on a $25000 cap not worth hassle of meeting requirements and dealing with problematic employee training, call center waits, and IT issues.

Worst Bank Ever

Posted by: |

We moved across country and the bank isn't there. not able nor is it practical to stick with them. This "institution" has done everything in its negligence and greed to delay the final closing. meanwhile as my account need to be at zero to close it. Some fees snuck through days after we requested it get closed and nobody informed us that they were not able to close the account. Meaning they slapped us with over $300 dollars in fees for an account we don't want, use, or need.

The mobile app is pretty intuitive as a basic platform. But getting in contact with someone who can actually help you facilitate any sort of help is wasted effort at best. Most of the time you get and automated message calling you phone saying to please call the bank as it is important.

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Health

Health Grade Components

Overall
NCUA #68228
Year Chartered1949
Employees354
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.26%
Annual Interest Income$50.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.78B$1.71B
LoansQ3 2023vs Q3 2022$1.29B$1.19B
DepositsQ3 2023vs Q3 2022$1.63B$1.55B
Equity CapitalQ3 2023vs Q3 2022$112.3MM$119.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$14.4MM$5.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$67.6MM$46.4MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greater Nevada Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Nevada Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*-$2.5kI Can Save
OTHER TIERS: 0.10% $2.5k+
0.10%--Commercial Savings
0.10%--Regular Share
0.10%--Christmas Club
0.10%--Youth Share
0.10%--IRA Shares
0.10%--Health Savings Account

Greater Nevada Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market
OTHER TIERS: 0.50% Up to $50k
1.00%*$50k*-Business Money Market
OTHER TIERS: 0.50% Up to $50k

Greater Nevada Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$50kAspire Checking
OTHER TIERS: 0.05% $50k+

Greater Nevada Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-17 Month CD Special w/Aspire Checking
4.85%$500-17 Month CD Special
4.85%$500-Business 17 Month CD Special
4.75%$500-12 Month CD
4.75%$500-21 Month CD Special
4.75%$500-Business 12 Month CD
4.75%$500-Business 21 Month CD Special
4.25%$500-18 Month CD
4.25%$500-Business 18 Month CD
4.00%$500-28 Month CD Special
4.00%$500-Business 28 Month CD Special
3.10%$500-24 Month CD
3.10%$500-30 Month CD
3.10%$500-36 Month CD
3.10%$500-Business 24 Month CD
3.10%$500-Business 30 Month CD
3.10%$500-Business 36 Month CD
2.50%$500-48 Month CD
2.50%$500-60 Month CD
2.50%$500-Business 48 Month CD
2.50%$500-Business 60 Month CD
2.00%$500-6 Month CD
2.00%$500-Business 6 Month CD
1.50%$500-3 Month CD
1.50%$500-Business 3 Month CD

Greater Nevada Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-17 Month IRA Special w/Aspire Checking - Special Distribution
5.00%$500-17 Month IRA Special w/Aspire Checking
4.85%$500-17 Month IRA Special
4.85%$500-17 Month IRA Special - Special Distribution
4.75%$500-12 Month IRA
4.75%$500-12 Month IRA - Special Distribution
4.75%$500-21 Month IRA Special
4.75%$500-21 Month IRA Special w/ Special Distribution
4.25%$500-18 Month IRA
4.25%$500-18 Month IRA - Special Distribution
4.00%$500-28 Month IRA Special
4.00%$500-28 Month IRA Special - Special Distribution
3.10%$500-24 Month IRA
3.10%$500-30 Month IRA
3.10%$500-36 Month IRA
3.10%$500-24 Month IRA - Special Distribution
3.10%$500-30 Month IRA - Special Distribution
3.10%$500-36 Month IRA - Special Distribution
2.50%$500-48 Month IRA
2.50%$500-60 Month IRA
2.50%$500-48 Month IRA - Special Distribution
2.50%$500-60 Month IRA - Special Distribution
2.00%$500-6 Month IRA
2.00%$500-6 Month IRA - Special Distribution
1.50%$500-3 Month IRA
1.50%$500-3 Month IRA - Special Distribution
Locations

Availability



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