Greater Niagara Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.50% APY
2 Year CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.35% | 1-year CD | 1 Year CD |
| 0.10% | Savings | Share Savings |
| 0.50% | 2-year CD | 2 Year CD 2.25% - Synchrony Bank 24 Month CD |
Overview / Commentary
Greater Niagara Federal Credit Union is headquartered in NIAGARA FALLS and is the 116th largest credit union in the state of New York. It is also the 2,318th largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 15 employees and 8,104 members at 2 locations. Greater Niagara Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school, or conduct business in Niagara County.
See current membership details
Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Niagara Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9537 |
| Year Chartered | 1954 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 3.21% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $50.1MM$46.9MM |
| Loans | Q4 2017vs Q4 2016 | $23.8MM$22.6MM |
| Deposits | Q4 2017vs Q4 2016 | $44.2MM$41.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $5.7MM$5.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $96.00K$43.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $224.00K$58.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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Greater Niagara Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Share Savings |
Greater Niagara Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 2 Year CD | |
| 0.50% | $500 | - | 3 Year CD | |
| 0.35% | $500 | - | 1 Year CD | |
| 0.25% | $500 | - | 6 Month CD |
Locations
| Greater Niagara Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2901 MILITARY RD | NIAGARA FALLS, NY 14304-1251 |
| Branch Office | 160 WARD RD | NORTH TONAWANDA, NY 14120-2446 |