Greater Springfield Credit Union

Overview / Commentary
1030 Wilbraham Rd
Springfield, MA 01109

Greater Springfield Credit Union is headquartered in Springfield and is the 41st largest credit union in the state of Massachusetts. It is also the 1,163rd largest credit union in the nation. It was established in 1927 and as of December of 2023, it had grown to 28 employees and 10,863 members at 3 locations. Greater Springfield Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Greater Springfield Credit Union is open to those who live, work, worship, or attend school in Hampshire or Hampden Counties in Massachusetts. Family members of membership-eligible individuals also qualify.
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Health Grade Components

NCUA #67902
Year Chartered1927
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD6.4%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$232.3MM$247.2MM
LoansQ4 2023vs Q4 2022$108.2MM$105.6MM
DepositsQ4 2023vs Q4 2022$197.7MM$210.7MM
Equity CapitalQ4 2023vs Q4 2022$32.7MM$29MM
Loan Loss AllowanceQ4 2023vs Q4 2022$851K$847K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$720K$254K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Greater Springfield Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Springfield Credit Union Savings Account Rates

0.35%*$50k*$100kIRA Share
OTHER TIERS: 0.20% $25 - $50k
0.20%*$50k*-Share Savings Accounts
OTHER TIERS: 0.05% $25 - $2k | 0.10% $2k - $20k | 0.15% $20k - $50k
0.05%--Christmas Club Account
0.05%--Vacation Club Account

Greater Springfield Credit Union Checking Account Rates

0.60%*$100k*-Prime Checking
OTHER TIERS: 0.10% $1.5k - $5k | 0.25% $5k - $10k | 0.30% $10k - $50k | 0.40% $50k - $100k
0.60%*$100k*-DBA Prime Checking
OTHER TIERS: 0.10% $1.5k - $5k | 0.25% $5k - $10k | 0.30% $10k - $50k | 0.40% $50k - $100k
0.05%$500-Regular Checking
0.05%$500-DBA Checking

Greater Springfield Credit Union CD Rates

5.12%$1k$100k9 Month CD
3.92%$1k$100k12 Month CD
3.81%$1k$100k6 Month CD
3.04%$1k$100k24 Month CD
3.04%$1k$100k48 Month CD
3.04%$1k$100k60 Month CD
3.04%$1k$100k36 Month CD
2.01%$1k$100k18 Month CD

Greater Springfield Credit Union IRA Rates

5.22%$1k$100k9 Month Traditional IRA CD
5.12%$1k$100k9 Month Roth IRA CD
4.02%$1k$100k12 Month Traditional IRA CD
4.02%$1k$100k12 Month Roth IRA CD
3.15%$1k$100k24 Month Traditional IRA CD
3.15%$1k$100k48 Month Traditional IRA CD
3.15%$1k$100k36 Month Traditional IRA CD
3.15%$1k$100k60 Month Traditional IRA CD
3.15%$1k$100k24 Month Roth IRA CD
3.15%$1k$100k36 Month Roth IRA CD
3.15%$1k$100k48 Month Roth IRA CD
3.15%$1k$100k60 Month Roth IRA CD
2.12%$1k$100k18 Month Traditional IRA CD
2.12%$1k$100k18 Month Roth IRA CD

Greater Springfield Credit Union Locations
Branch Office157 Shaker RdEast Longmeadow, MA 01028
Branch Office1030 Wilbraham RdSpringfield, MA 01109
Branch Office180 Pleasant St Ste 3Easthampton, MA 01027-1297

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