Greater Springfield Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.84%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.65%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.40%	Savings	Share Savings Accounts 1.20% - Synchrony Bank High Yield Savings

View all Greater Springfield Credit Union rates »

Overview / Commentary

www.grscu.org

413-782-3161

1030 Wilbraham Rd
Springfield, MA 01109

Greater Springfield Credit Union is headquartered in Springfield and is the 43^rd largest credit union in the state of Massachusetts. It is also the 1,169^th largest credit union in the nation. It was established in 1927 and as of March of 2017, it had grown to 19 employees and 9,169 members at 2 locations. Greater Springfield Credit Union has an A+ health rating.

Field of Membership Restrictions

Greater Springfield Credit Union of Massachusetts is open to the residents, registered students, and people that maintain employment within these qualified counties: Hampden and Hampshire,along with the City of Springfield employees and affiliates that fall under the original field of membership that is defined in detail on the credit union website, and the employees of colleges, schools, healthcare, and charity organizations in Hampden County,
See current membership details

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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	67902
Year Chartered	1927
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	1.4%
Return on Equity - YTD	11.03%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$164.8MM$152.0MM
Loans	Q1 2017vs Q1 2016	$80.1MM$76.2MM
Deposits	Q1 2017vs Q1 2016	$143.4MM$132.0MM
Equity Capital	Q1 2017vs Q1 2016	$20.6MM$19.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$668.00K$656.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$8.00K$9.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Springfield Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$50k^*	$100k	Traditional IRA Share
OTHER TIERS: 0.35% → $25 - $50k
0.40%^*	$50k^*	-	Share Savings Accounts
OTHER TIERS: 0.15% → $25 - $2k \| 0.25% → $2k - $20k \| 0.35% → $20k - $50k
0.15%	-	-	Christmas Club Account
0.15%	-	-	Vacation Club Account

Greater Springfield Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	Prime Checking
OTHER TIERS: 0.25% → $2,500 - $5k \| 0.35% → $5k - $10k \| 0.40% → $10k - $50k \| 0.45% → $50k - $100k
0.55%^*	$100k^*	-	DBA PRIME Checking
OTHER TIERS: 0.25% → $2,500 - $5k \| 0.35% → $5k - $10k \| 0.40% → $10k - $50k \| 0.45% → $50k - $100k
0.15%	$500	-	Regular Checking
0.15%	$500	-	DBA Checking

Greater Springfield Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.84%	$1k	-	60 Month CD
1.51%	$1k	-	48 Month CD
1.41%	$1k	-	24 Month CD
1.26%	$1k	-	18 Month CD
1.21%	$1k	-	36 Month CD
0.65%	$1k	-	12 Month CD
0.50%	$1k	-	6 Month CD

Greater Springfield Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.89%	$1k	-	60 Month IRA CD
1.89%	$1k	-	60 Month Roth IRA CD
1.56%	$1k	-	48 Month IRA CD
1.56%	$1k	-	48 Month Roth IRA CD
1.46%	$1k	-	24 Month IRA CD
1.46%	$1k	-	24 Month Roth IRA CD
1.31%	$1k	-	18 Month IRA CD
1.31%	$1k	-	36 Month IRA CD
1.31%	$1k	-	18 Month Roth IRA CD
1.31%	$1k	-	36 Month Roth IRA CD
0.70%	$1k	-	12 Month IRA CD
0.70%	$1k	-	12 Month Roth IRA CD

Locations

Greater Springfield Credit Union Locations
Branch Office	157 Shaker Rd	East Longmeadow, MA 01028
Branch Office	1030 Wilbraham Rd	Springfield, MA 01109