Greater Springfield Credit Union

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CURRENT TOP RATE

9 Month Traditional IRA CD

Overview / Commentary

413-782-3161

1030 Wilbraham Rd
Springfield, MA 01109

Greater Springfield Credit Union is headquartered in Springfield and is the 40^th largest credit union in the state of Massachusetts. It is also the 1,168^th largest credit union in the nation. It was established in 1927 and as of June of 2024, it had grown to 26 employees and 10,972 members at 3 locations. Greater Springfield Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Greater Springfield Credit Union is open to those who live, work, worship, or attend school in Hampshire or Hampden Counties in Massachusetts. Family members of membership-eligible individuals also qualify.
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Related Posts

View all posts from:

2020
2019

4/22 - Greater Springfield Credit Union (MA) Offers High Rate Long-Term CDs

11/11 - Greater Springfield Credit Union (MA) 15-Month CD Earns 2.38% APY
1/21 - 20-Month CD, 3.08% APY

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Health

A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67902
Year Chartered	1927
Employees	26
Primary Regulator

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	7.8%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$233.2MM$237.7MM
Loans	Q2 2024vs Q2 2023	$108.9MM$108MM
Deposits	Q2 2024vs Q2 2023	$198.5MM$205.3MM
Equity Capital	Q2 2024vs Q2 2023	$33.7MM$30.1MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$832K$877K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$344K$429K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Springfield Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$50k^*	$100k	IRA Share
OTHER TIERS: 0.20% → $25 - $50k
0.20%^*	$50k^*	-	Share Savings Accounts
OTHER TIERS: 0.05% → $25 - $2k \| 0.10% → $2k - $20k \| 0.15% → $20k - $50k
0.05%	$0	-	Christmas Club Account
0.05%	$0	-	Vacation Club Account

Greater Springfield Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.07%^*	$0	$15k	Free Kasasa Cash Checking
OTHER TIERS: 0.50% → $15k+
0.60%^*	$100k^*	-	Prime Checking
OTHER TIERS: 0.10% → $1.5k - $5k \| 0.25% → $5k - $10k \| 0.30% → $10k - $50k \| 0.40% → $50k - $100k
0.60%^*	$100k^*	-	DBA Prime Checking
OTHER TIERS: 0.10% → $1.5k - $5k \| 0.25% → $5k - $10k \| 0.30% → $10k - $50k \| 0.40% → $50k - $100k
0.05%	$500	-	Regular Checking
0.05%	$500	-	DBA Checking

Greater Springfield Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.07%	$1k	$100k	9 Month CD
3.92%	$1k	$100k	12 Month CD
3.51%	$1k	$100k	36 Month CD
3.30%	$1k	$100k	24 Month CD
3.04%	$1k	$100k	6 Month CD
3.04%	$1k	$100k	18 Month CD
3.04%	$1k	$100k	48 Month CD
3.04%	$1k	$100k	60 Month CD

Greater Springfield Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.18%	$1k	$100k	9 Month Traditional IRA CD
4.18%	$1k	$100k	9 Month Roth IRA CD
4.02%	$1k	$100k	12 Month Traditional IRA CD
4.02%	$1k	$100k	12 Month Roth IRA CD
3.61%	$1k	$100k	36 Month Traditional IRA CD
3.61%	$1k	$100k	36 Month Roth IRA CD
3.40%	$1k	$100k	24 Month Traditional IRA CD
3.40%	$1k	$100k	24 Month Roth IRA CD
3.15%	$1k	$100k	18 Month Traditional IRA CD
3.15%	$1k	$100k	48 Month Traditional IRA CD
3.15%	$1k	$100k	60 Month Traditional IRA CD
3.15%	$1k	$100k	18 Month Roth IRA CD
3.15%	$1k	$100k	48 Month Roth IRA CD
3.15%	$1k	$100k	60 Month Roth IRA CD

Locations

Greater Springfield Credit Union Locations
Branch Office	157 Shaker Rd	East Longmeadow, MA 01028
Branch Office	1030 Wilbraham Rd	Springfield, MA 01109
Branch Office	180 Pleasant St Ste 3	Easthampton, MA 01027-1297

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