Greater Springfield Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.33%	5-year CD	60 Month CD 3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
1.11%	1-year CD	12 Month CD 2.45% - Goldman Sachs Bank USA High-yield 12 Month CD
0.40%	Savings	Share Savings Accounts 1.75% - American Express National Bank High Yield Savings Account

View all Greater Springfield Credit Union rates »

Overview / Commentary

www.grscu.org

413-782-3161

1030 Wilbraham Rd
Springfield, MA 01109

Greater Springfield Credit Union is headquartered in Springfield and is the 43^rd largest credit union in the state of Massachusetts. It is also the 1,175^th largest credit union in the nation. It was established in 1927 and as of March of 2018, it had grown to 19 employees and 10,234 members at 2 locations. Greater Springfield Credit Union's CD rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Greater Springfield Credit Union is open to those who live, work, attends school or worships in Hampden or Hampshire counties in Massachusetts and to their family.
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Health

A

Data as of Q1 2018

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Health Grade Components

Overall
NCUA #	67902
Year Chartered	1927
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	1.56%
Return on Equity - YTD	11.53%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$168.0MM$164.8MM
Loans	Q1 2018vs Q1 2017	$84.5MM$80.1MM
Deposits	Q1 2018vs Q1 2017	$144.4MM$143.4MM
Equity Capital	Q1 2018vs Q1 2017	$22.6MM$20.6MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$644.00K$668.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$56.00K$8.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Springfield Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$50k^*	$100k	IRA Share
OTHER TIERS: 0.35% → $25 - $50k
0.40%^*	$50k^*	-	Share Savings Accounts
OTHER TIERS: 0.15% → $25 - $2k \| 0.25% → $2k - $20k \| 0.35% → $20k - $50k
0.15%	-	-	Christmas Club Account
0.15%	-	-	Vacation Club Account

Greater Springfield Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	Prime Checking
OTHER TIERS: 0.25% → $2,500 - $5k \| 0.35% → $5k - $10k \| 0.40% → $10k - $50k \| 0.45% → $50k - $100k
0.55%^*	$100k^*	-	DBA PRIME Checking
OTHER TIERS: 0.25% → $2,500 - $5k \| 0.35% → $5k - $10k \| 0.40% → $10k - $50k \| 0.45% → $50k - $100k
0.15%	$500	-	Regular Checking
0.15%	$500	-	DBA Checking

Greater Springfield Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.33%	$1k	$100k	60 Month CD
2.22%	$1k	$100k	48 Month CD
2.07%	$1k	$100k	20 Month CD Special
1.83%	$1k	$100k	36 Month CD
1.67%	$1k	$100k	24 Month CD
1.42%	$1k	$100k	18 Month CD
1.11%	$1k	$100k	12 Month CD
0.50%	$1k	$100k	6 Month CD

Greater Springfield Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.38%	$1k	$100k	60 Month Roth IRA CD
2.35%	$1k	$100k	60 Month IRA CD
2.28%	$1k	$100k	48 Month IRA CD
2.28%	$1k	$100k	48 Month Roth IRA CD
2.12%	$1k	$100k	20 Month IRA CD
2.12%	$1k	$100k	20 Month Roth IRA CD
1.88%	$1k	$100k	36 Month IRA CD
1.88%	$1k	$100k	36 Month Roth IRA CD
1.72%	$1k	$100k	24 Month IRA CD
1.72%	$1k	$100k	24 Month Roth IRA CD
1.47%	$1k	$100k	18 Month IRA CD
1.47%	$1k	$100k	18 Month Roth IRA CD
1.16%	$1k	$100k	12 Month IRA CD
1.16%	$1k	$100k	12 Month Roth IRA CD

Locations

Greater Springfield Credit Union Locations
Branch Office	157 Shaker Rd	East Longmeadow, MA 01028
Branch Office	1030 Wilbraham Rd	Springfield, MA 01109

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