Greater Springfield Credit Union

Overview / Commentary
1030 Wilbraham Rd
Springfield, MA 01109

Greater Springfield Credit Union is headquartered in Springfield and is the 43rd largest credit union in the state of Massachusetts. It is also the 1,182nd largest credit union in the nation. It was established in 1927 and as of March of 2019, it had grown to 19 employees and 10,377 members at 2 locations. Greater Springfield Credit Union's CD rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Greater Springfield Credit Union is open to those who live, work, worship, or attend school in Hampshire or Hampden Counties in Massachusetts. Family members of membership-eligible individuals also qualify.
See current membership details

Related Posts

20-Month CD, 3.08% APY - 1/21/2019

GRSCU has a new 20-month CD, 3.08% APY. Minimum $1,000 and maximum $100,000 deposit per member. Membership is open to residents of Hampden and Hampshire Counties (MA).


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Health Grade Components

NCUA #67902
Year Chartered1927
Primary Regulator
Profit Margin
Return on Assets - YTD1.61%
Return on Equity - YTD10.35%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$170.6MM$168.0MM
LoansQ1 2019vs Q1 2018$85.9MM$84.5MM
DepositsQ1 2019vs Q1 2018$143.3MM$144.4MM
Equity CapitalQ1 2019vs Q1 2018$26.1MM$22.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$678.00K$644.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$106.00K$56.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Springfield Credit Union Savings Account Rates

0.50%*$50k*$100kIRA Share
OTHER TIERS: 0.35% $25 - $50k
0.40%*$50k*-Share Savings Accounts
OTHER TIERS: 0.15% $25 - $2k | 0.25% $2k - $20k | 0.35% $20k - $50k
0.15%--Christmas Club Account
0.15%--Vacation Club Account

Greater Springfield Credit Union Checking Account Rates

1.27%*$100k*-Prime Checking
OTHER TIERS: 0.25% $2.5k - $5k | 0.35% $5k - $10k | 0.55% $10k - $50k | 0.75% $50k - $100k
1.27%*$100k*-DBA PRIME Checking
OTHER TIERS: 0.25% $2.5k - $5k | 0.35% $5k - $10k | 0.55% $10k - $50k | 0.75% $50k - $100k
0.15%$500-Regular Checking
0.15%$500-DBA Checking

Greater Springfield Credit Union CD Rates

2.55%$1k$100k15 Month CD
2.33%$1k$100k60 Month CD
2.22%$1k$100k48 Month CD
2.12%$1k$100k9 Month CD
1.83%$1k$100k36 Month CD
1.67%$1k$100k24 Month CD
1.42%$1k$100k18 Month CD
1.11%$1k$100k12 Month CD
0.50%$1k$100k6 Month CD

Greater Springfield Credit Union IRA Rates

2.60%$1k$100k15 Month IRA CD Special
2.60%$1k$100k15 Month Roth IRA CD Special
2.38%$1k$100k60 Month Roth IRA CD
2.35%$1k$100k60 Month IRA CD
2.28%$1k$100k48 Month IRA CD
2.28%$1k$100k48 Month Roth IRA CD
2.17%$1k$100k9 Month IRA CD Special
2.17%$1k$100k9 Month Roth IRA CD Special
1.88%$1k$100k36 Month IRA CD
1.88%$1k$100k36 Month Roth IRA CD
1.72%$1k$100k24 Month IRA CD
1.72%$1k$100k24 Month Roth IRA CD
1.47%$1k$100k18 Month IRA CD
1.47%$1k$100k18 Month Roth IRA CD
1.16%$1k$100k12 Month IRA CD
1.16%$1k$100k12 Month Roth IRA CD

Greater Springfield Credit Union Locations
Branch Office157 Shaker RdEast Longmeadow, MA 01028
Branch Office1030 Wilbraham RdSpringfield, MA 01109

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