Advertising Disclosure
  1. Home
  2. Banks
  3. Greater Texas Federal Credit Union

Greater Texas Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.gtfcu.org
512-458-2558
6411 N Lamar Blvd
Austin, TX 78752

Greater Texas Federal Credit Union is headquartered in AUSTIN and is the 39th largest credit union in the state of Texas. It is also the 472nd largest credit union in the nation. It was established in 1952 and as of December of 2024, it had grown to 202 employees and 76,676 members at 17 locations. Greater Texas Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Greater Texas Federal Credit Union is open to those live, work, worship, or attend school in the Texas counties of Brazos, Bastrop, Dallas, Harris, Hays, Hidalgo, Bexar, Tarrant, or Travis. Faculty, staff, students, and alumni of Texas A&M University are also eligible for membership, as are employees and students of Texas State University, four Central Texas School Districts, and Northwest Lineman College. Employees of more than 250 Select Employer Groups also qualify for membership, as do immediate family members and household members of anyone eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #7590
Year Chartered1952
Employees202
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-5.16%
Annual Interest Income$37.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$935.6MM$949.8MM
LoansQ4 2024vs Q4 2023$747MM$730.8MM
DepositsQ4 2024vs Q4 2023$849.9MM$857.9MM
Equity CapitalQ4 2024vs Q4 2023$59.3MM$61.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$5.6MM$5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.8MM$6.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Greater Texas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Texas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Health Savings Account
0.05%$5-Christmas Club Account
0.05%$5-Personal Share Account
0.05%$0-Minor Account

Greater Texas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Money Market Account
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $150k

Greater Texas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.3k-Personal Checking Account
0.05%$5-Golden Star Club Account

Greater Texas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-12 Month Share Certificate
4.15%$95k-12 Month Jumbo Share Certificate
4.15%$95k-18 Month Jumbo Share Certificate
4.00%$1k-6 Month Share Certificate
4.00%$1k-18 Month Share Certificate
4.00%$95k-6 Month Jumbo Share Certificate
4.00%$95k-24 Month Jumbo Share Certificate
4.00%$95k-30 Month Jumbo Share Certificate
3.85%$1k-24 Month Share Certificate
3.75%$95k-36 Month Jumbo Share Certificate
3.75%$95k-42 Month Jumbo Share Certificate
3.65%$95k-48 Month Jumbo Share Certificate
3.65%$95k-60 Month Jumbo Share Certificate
3.50%$1k-30 Month Share Certificate
3.50%$1k-36 Month Share Certificate
3.50%$1k-42 Month Share Certificate
3.50%$1k-48 Month Share Certificate
3.50%$1k-60 Month Share Certificate
0.75%$1k-3 Month Share Certificate
0.75%$95k-3 Month Jumbo Share Certificate

Greater Texas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-12 Month IRA
4.15%$95k-12 Month Jumbo IRA
4.15%$95k-18 Month Jumbo IRA
4.00%$1k-18 Month IRA
4.00%$95k-6 Month Jumbo IRA
4.00%$1k-6 Month IRA
4.00%$95k-24 Month Jumbo IRA
4.00%$95k-30 Month Jumbo IRA
3.85%$1k-24 Month IRA
3.75%$95k-36 Month Jumbo IRA
3.75%$95k-42 Month Jumbo IRA
3.65%$95k-48 Month Jumbo IRA
3.65%$95k-60 Month Jumbo IRA
3.50%$1k-30 Month IRA
3.50%$1k-36 Month IRA
3.50%$1k-42 Month IRA
3.50%$1k-48 Month IRA
3.50%$1k-60 Month IRA
0.75%$95k-3 Month Jumbo IRA
0.75%$1k-3 Month IRA
0.30%$0-IRA Passbook Savings Account
Locations

Availability

Austin Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.