Greater Texas Federal Credit Union

Overview / Commentary
6411 N Lamar Blvd
Austin, TX 78752

Greater Texas Federal Credit Union is headquartered in AUSTIN and is the 36th largest credit union in the state of Texas. It is also the 462nd largest credit union in the nation. It was established in 1952 and as of December of 2023, it had grown to 213 employees and 85,826 members at 18 locations. Greater Texas Federal Credit Union's CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Greater Texas Federal Credit Union is open to those live, work, worship, or attend school in the Texas counties of Brazos, Bastrop, Dallas, Harris, Hays, Hidalgo, Bexar, Tarrant, or Travis. Faculty, staff, students, and alumni of Texas A&M University are also eligible for membership, as are employees and students of Texas State University, four Central Texas School Districts, and Northwest Lineman College. Employees of more than 250 Select Employer Groups also qualify for membership, as do immediate family members and household members of anyone eligible to join.
See current membership details


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Health Grade Components

NCUA #7590
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-0.18%
Return on Equity - YTD-2.84%
Annual Interest Income$33MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$949.8MM$971.3MM
LoansQ4 2023vs Q4 2022$730.8MM$803.7MM
DepositsQ4 2023vs Q4 2022$857.9MM$890.6MM
Equity CapitalQ4 2023vs Q4 2022$61.4MM$62.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5MM$2.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$6.9MM$4.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Greater Texas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Texas Federal Credit Union Savings Account Rates

0.30%--IRA Passbook Savings Account
0.05%--Health Savings Account
0.05%$5-Christmas Club Account
0.05%$5-Personal Share Account
0.05%$5-Business Share Account
0.05%--Minor Account

Greater Texas Federal Credit Union Money Market Rates

0.50%*$150k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $50k | 0.35% $50k - $100k | 0.40% $100k - $150k

Greater Texas Federal Credit Union Checking Account Rates

0.05%$1.3k-Personal Checking Account
0.05%$5-Golden Star Club Account
0.05%$1.3k-Business Checking Account

Greater Texas Federal Credit Union CD Rates

4.75%$1k-12 Month Share Certificate
4.75%$95k-12 Month Jumbo Share Certificate
4.70%$1k-18 Month Share Certificate
4.70%$95k-18 Month Jumbo Share Certificate
4.40%$1k-24 Month Share Certificate
4.40%$1k-30 Month Share Certificate
4.40%$95k-24 Month Jumbo Share Certificate
4.40%$95k-30 Month Jumbo Share Certificate
4.00%$1k-36 Month Share Certificate
4.00%$1k-42 Month Share Certificate
4.00%$95k-36 Month Jumbo Share Certificate
4.00%$95k-42 Month Jumbo Share Certificate
3.85%$1k-48 Month Share Certificate
3.85%$1k-60 Month Share Certificate
3.85%$95k-48 Month Jumbo Share Certificate
3.85%$95k-60 Month Jumbo Share Certificate
3.35%$1k-6 Month Share Certificate
3.35%$95k-6 Month Jumbo Share Certificate
1.25%$1k-3 Month Share Certificate
1.25%$95k-3 Month Jumbo Share Certificate

Greater Texas Federal Credit Union IRA Rates

4.75%$1k-12 Month IRA
4.75%$95k-12 Month Jumbo IRA
4.70%$1k-18 Month IRA
4.70%$95k-18 Month Jumbo IRA
4.40%$1k-24 Month IRA
4.40%$1k-30 Month IRA
4.40%$95k-24 Month Jumbo IRA
4.40%$95k-30 Month Jumbo IRA
4.00%$1k-36 Month IRA
4.00%$1k-42 Month IRA
4.00%$95k-36 Month Jumbo IRA
4.00%$95k-42 Month Jumbo IRA
3.85%$1k-48 Month IRA
3.85%$1k-60 Month IRA
3.85%$95k-48 Month Jumbo IRA
3.85%$95k-60 Month Jumbo IRA
3.35%$95k-6 Month Jumbo IRA
3.35%$1k-6 Month IRA
1.25%$95k-3 Month Jumbo IRA
1.25%$1k-3 Month IRA


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