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Greater Texas Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.gtfcu.org
512-458-2558
6411 N Lamar Blvd
Austin, TX 78752

Greater Texas Federal Credit Union is headquartered in AUSTIN and is the 39th largest credit union in the state of Texas. It is also the 475th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 203 employees and 76,630 members at 17 locations. Greater Texas Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Greater Texas Federal Credit Union is open to those live, work, worship, or attend school in the Texas counties of Brazos, Bastrop, Dallas, Harris, Hays, Hidalgo, Bexar, Tarrant, or Travis. Faculty, staff, students, and alumni of Texas A&M University are also eligible for membership, as are employees and students of Texas State University, four Central Texas School Districts, and Northwest Lineman College. Employees of more than 250 Select Employer Groups also qualify for membership, as do immediate family members and household members of anyone eligible to join.
See current membership details

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #7590
Year Chartered1952
Employees203
Primary Regulator
Profit Margin
Return on Assets - YTD-0.45%
Return on Equity - YTD-7.29%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$952.6MM$950.8MM
LoansQ1 2025vs Q1 2024$755.6MM$729.7MM
DepositsQ1 2025vs Q1 2024$866.9MM$862.7MM
Equity CapitalQ1 2025vs Q1 2024$58.9MM$60.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.6MM$5.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6MM$7.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Texas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Health Savings Account
0.05%$5-Christmas Club Account
0.05%$5-Personal Share Account
0.05%$0-Minor Account

Greater Texas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Money Market Account
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $150k

Greater Texas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1.3k-Personal Checking Account
0.05%$5-Golden Star Club Account

Greater Texas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-12 Month Share Certificate
4.15%$95k-12 Month Jumbo Share Certificate
4.15%$95k-18 Month Jumbo Share Certificate
4.00%$1k-6 Month Share Certificate
4.00%$1k-18 Month Share Certificate
4.00%$95k-6 Month Jumbo Share Certificate
4.00%$95k-24 Month Jumbo Share Certificate
4.00%$95k-30 Month Jumbo Share Certificate
3.85%$1k-24 Month Share Certificate
3.75%$95k-36 Month Jumbo Share Certificate
3.75%$95k-42 Month Jumbo Share Certificate
3.65%$95k-48 Month Jumbo Share Certificate
3.65%$95k-60 Month Jumbo Share Certificate
3.50%$1k-30 Month Share Certificate
3.50%$1k-36 Month Share Certificate
3.50%$1k-42 Month Share Certificate
3.50%$1k-48 Month Share Certificate
3.50%$1k-60 Month Share Certificate
0.75%$1k-3 Month Share Certificate
0.75%$95k-3 Month Jumbo Share Certificate

Greater Texas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-12 Month IRA
4.15%$95k-12 Month Jumbo IRA
4.15%$95k-18 Month Jumbo IRA
4.00%$1k-18 Month IRA
4.00%$95k-6 Month Jumbo IRA
4.00%$1k-6 Month IRA
4.00%$95k-24 Month Jumbo IRA
4.00%$95k-30 Month Jumbo IRA
3.85%$1k-24 Month IRA
3.75%$95k-36 Month Jumbo IRA
3.75%$95k-42 Month Jumbo IRA
3.65%$95k-48 Month Jumbo IRA
3.65%$95k-60 Month Jumbo IRA
3.50%$1k-30 Month IRA
3.50%$1k-36 Month IRA
3.50%$1k-42 Month IRA
3.50%$1k-48 Month IRA
3.50%$1k-60 Month IRA
0.75%$95k-3 Month Jumbo IRA
0.75%$1k-3 Month IRA
0.30%$0-IRA Passbook Savings Account
Locations

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