Greater Valley Credit Union


Overview / Commentary
559-233-0867
1185 W Hedges Avenue
Fresno, CA 93728

Greater Valley Credit Union is headquartered in Fresno and is the 211th largest credit union in the state of California. It is also the 2,828th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 4 employees and 2,062 members at 2 locations. Greater Valley Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Greater Valley Credit Union is open to individuals who live or work in Fresno County, California or the community of Madera Ranchos, California. District 6 employees/retirees are also eligible to join, as are family members of a current Greater Valley Credit Union member.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Valley Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64660
Year Chartered1939
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.12%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$32.4MM$33.7MM
LoansQ4 2024vs Q4 2023$11.9MM$12.1MM
DepositsQ4 2024vs Q4 2023$27.6MM$29MM
Equity CapitalQ4 2024vs Q4 2023$4.6MM$4.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$50K$49K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$24K$4K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greater Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greater Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$20k*-Regular Shares
OTHER TIERS: 0.15% $100 - $2.5k | 0.20% $2.5k - $10k | 0.25% $10k - $20k

Greater Valley Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*-Money Market
OTHER TIERS: 0.15% $1k - $2.5k | 0.50% $2.5k - $10k | 1.00% $10k - $50k | 1.06% $50k - $100k

Greater Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$1k-Premium Checking
0.06%$500-Prime Checking

Greater Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.61%*$50k*-60 Month Share Certificate
OTHER TIERS: 3.56% $1k - $50k
3.56%*$50k*-48 Month Share Certificate
OTHER TIERS: 3.51% $1k - $50k
3.51%*$50k*-36 Month Share Certificate
OTHER TIERS: 3.45% $1k - $50k
3.45%*$50k*-30 Month Share Certificate
OTHER TIERS: 3.40% $1k - $50k
3.40%*$50k*-24 Month Share Certificate
OTHER TIERS: 3.35% $1k - $50k
3.35%*$50k*-18 Month Share Certificate
OTHER TIERS: 3.30% $1k - $50k
3.30%*$50k*-12 Month Share Certificate
OTHER TIERS: 3.25% $1k - $50k
3.14%*$50k*-6 Month Share Certificate
OTHER TIERS: 3.04% $1k - $50k
2.78%*$50k*-3 Month Share Certificate
OTHER TIERS: 2.68% $1k - $50k

Greater Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.61%*$50k*-60 Month IRA Certificate
OTHER TIERS: 3.56% $500 - $50k
3.56%*$50k*-48 Month IRA Certificate
OTHER TIERS: 3.51% $500 - $50k
3.51%*$50k*-36 Month IRA Certificate
OTHER TIERS: 3.45% $500 - $50k
3.45%*$50k*-30 Month IRA Certificate
OTHER TIERS: 3.40% $500 - $50k
3.40%*$50k*-24 Month IRA Certificate
OTHER TIERS: 3.35% $500 - $50k
3.35%*$50k*-18 Month IRA Certificate
OTHER TIERS: 3.30% $500 - $50k
3.30%*$50k*-12 Month IRA Certificate
OTHER TIERS: 3.25% $500 - $50k
3.14%*$50k*-6 Month IRA Certificate
OTHER TIERS: 3.04% $500 - $50k
2.78%*$50k*-3 Month IRA Certificate
OTHER TIERS: 2.68% $500 - $50k
Locations


Greater Valley Credit Union Locations
Branch Office1185 W Hedges AveFresno, CA 93728-1219
Corporate Office9432 N Ashurst DrFresno, CA 93720

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