Overview / Commentary
Greater Valley Credit Union is headquartered in Fresno and is the 228th largest credit union in the state of California. It is also the 2,811th largest credit union in the nation. It was established in 1939 and as of September of 2019, it had grown to 4 employees and 2,111 members at 1 location. Greater Valley Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Greater Valley Credit Union of California is open to the residents and the people that maintain employment within Fresno County and Madera Ranchos, as well as the current and retired state employees within District 6, and their family members.
See current membership details
Health
B+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greater Valley Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64660 |
| Year Chartered | 1939 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 1.93% |
| Annual Interest Income | $631.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $31.7MM$30.3MM |
| Loans | Q3 2019vs Q3 2018 | $11.5MM$11.5MM |
| Deposits | Q3 2019vs Q3 2018 | $27.1MM$25.8MM |
| Equity Capital | Q3 2019vs Q3 2018 | $4.4MM$4.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $36.00K$99.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $19.00K$92.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |