Green River Area Federal Credit Union
LOCATIONS
2
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HEALTH RATING
B+
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CURRENT TOP RATE
1.76% APY
2 Year CD
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Overview / Commentary
Green River Area Federal Credit Union is headquartered in OWENSBORO and is the 26th largest credit union in the state of Kentucky. It is also the 2,424th largest credit union in the nation. It was established in 1959 and as of December of 2019, it had grown to 10 employees and 5,219 members at 2 locations. Green River Area Federal Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Must be an employee of Green River Steel or other Select Employee Group (SEG).
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Green River Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12852 |
| Year Chartered | 1959 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.14% |
| Return on Equity - YTD | 5.77% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $45.4MM$43.6MM |
| Loans | Q4 2019vs Q4 2018 | $26.5MM$26.0MM |
| Deposits | Q4 2019vs Q4 2018 | $36.3MM$35.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $9.0MM$8.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $100.00K$82.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $279.00K$215.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |