HealthShare Credit Union

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12 Month Online CD

No minimum balance
No account open fees
FDIC Insured

1.50% APY

Online Savings Account

Ally Bank, Member FDIC.
Consistently Competitive Rates.
24/7 Customer Care.

1.20% APY

Overview / Commentary

www.healthsharecu.org

336-832-8119

HealthShare Credit Union 1200 N Elm St
Greensboro, NC 27401

HealthShare Credit Union is headquartered in Greensboro and is the 43^rd largest credit union in the state of North Carolina. It is also the 2,726^th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 11 employees and 5,689 members at 2 locations. HealthShare Credit Union has a B+ health rating.

Field of Membership Restrictions

HealthShare Credit Union of North Carolina is open to the employees of the Moses Cone Hospital and its affiliates and/or associates as well as the healthcare employees throughout Guilford County and the family members of these eligible people.
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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HealthShare Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	66317
Year Chartered	1955
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.07%
Return on Equity - YTD	-0.57%
Annual Interest Income	$499.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$35.1MM$34.1MM
Loans	Q2 2017vs Q2 2016	$16.7MM$15.9MM
Deposits	Q2 2017vs Q2 2016	$30.5MM$29.5MM
Equity Capital	Q2 2017vs Q2 2016	$4.2MM$4.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$128.00K$133.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$112.00K$160.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HealthShare Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$100	-	IRA Share Account
0.20%^*	$10k^*	-	Super Rate Share Account
OTHER TIERS: 0.15% → $1k - $10k
0.10%	$100	-	Regular Share Account
0.10%	$100	-	Club Account

HealthShare Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$1k	-	12 Month Share Certificate
0.20%	$1k	-	6 Month Share Certificate

HealthShare Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$1k	-	12 Month IRA Share Certificate
0.20%	$1k	-	6 Month IRA Share Certificate

Locations

HealthShare Credit Union Locations
Branch Office	HealthShare Credit Union 1200 N Elm St	Greensboro, NC 27401
Branch Office	1240 Huffman Mill Rd	Burlington, NC 27215