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Overview / Commentary
HealthShare Credit Union 1200 N Elm St
Greensboro, NC 27401

HealthShare Credit Union is headquartered in Greensboro and is the 43rd largest credit union in the state of North Carolina. It is also the 2,695th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 10 employees and 5,788 members at 2 locations. HealthShare Credit Union has a B+ health rating.

Field of Membership Restrictions

HealthShare Credit Union of North Carolina is open to the employees of the Moses Cone Hospital and its affiliates and/or associates as well as the healthcare employees throughout Guilford County and the family members of these eligible people.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HealthShare Credit Union has a low asset base.

Health Grade Components

NCUA #66317
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.69%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$35.1MM$33.7MM
LoansQ4 2017vs Q4 2016$18.0MM$16.4MM
DepositsQ4 2017vs Q4 2016$30.3MM$29.0MM
Equity CapitalQ4 2017vs Q4 2016$4.2MM$4.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$118.00K$116.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$62.00K$119.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HealthShare Credit Union Savings Account Rates

0.30%$100-IRA Share Account
0.20%*$10k*-Super Rate Share Account
OTHER TIERS: 0.15% $1k - $10k
0.10%$100-Regular Share Account
0.10%$100-Club Account

HealthShare Credit Union CD Rates

0.30%$1k-12 Month Share Certificate
0.20%$1k-6 Month Share Certificate

HealthShare Credit Union IRA Rates

0.30%$1k-12 Month IRA Share Certificate
0.20%$1k-6 Month IRA Share Certificate

HealthShare Credit Union Locations
Branch OfficeHealthShare Credit Union 1200 N Elm StGreensboro, NC 27401
Branch Office1240 Huffman Mill RdBurlington, NC 27215