Overview / Commentary
HealthShare Credit Union is headquartered in Greensboro and is the 43rd largest credit union in the state of North Carolina. It is also the 2,635th largest credit union in the nation. It was established in 1955 and as of December of 2019, it had grown to 13 employees and 5,827 members at 2 locations. HealthShare Credit Union has a B+ health rating.
Field of Membership Restrictions
HealthShare Credit Union is open to employees of the Moses Cone Hospital and its affiliates and/or associates as well as healthcare employees throughout Guilford County and the family members of those eligible.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HealthShare Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66317 |
| Year Chartered | 1955 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.67% |
| Return on Equity - YTD | 5.32% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $37.1MM$35.9MM |
| Loans | Q4 2019vs Q4 2018 | $23.0MM$20.2MM |
| Deposits | Q4 2019vs Q4 2018 | $31.8MM$30.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $4.7MM$4.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $93.00K$103.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $56.00K$81.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |