GreenState Credit Union

Overview / Commentary
2355 Landon Rd
North Liberty, IA 52317

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 19th largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 969 employees. GreenState Credit Union's money market rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Green State Credit Union is open to those who live or work anywhere in Iowa, or in counties in Illinois, Nebraska, South Dakota, or Wisconsin that border on Iowa. University of Iowa students, alumni, and staff are also eligible to join, as are members of the Iowa Consumer Council. Direct family members of current Green State Credit Union members also qualify for membership.
See current membership details

Related Posts

GreenState Credit Union Has Rate-Leading 14-Month CD Special - 1/20/2023

GreenState Credit Union (easy membership) has added a 14-month CD Special with a rate-leading APY. $25k minimum deposit, with at least $25k of new money.

3.3% APY 37 Mo. Bump Rate Special - 8/18/2022

3.3% APY, minimum $1,000. 37 month Bump Rate Certificate has a one-time rate increase option that allows you to increase the rate for the remaining term of the certificate to match the current rate on a certificate of equivalent terms.

GreenState Credit Union Ups 13- And 26-Month CD Specials Rates - 7/5/2022

GreenState Credit Union (IA/IL/NE/SD/WI) has added 30 bps to its 13-month and 26-month CD Specials to competitive levels. $1k minimum opening deposit.

View all posts from:

2/17/20 - GreenState Credit Union R2 Checking Allows Credit Card Purchases
2/14/20 - GreenState Credit Union Promotes CD Specials
9/22/18 - University of Iowa CCU Offers 19-Month CD Special
8/30/18 - University Of Iowa CCU Offers 39-Month CD Special
4/13/18 - UNIVERSITY OF IOWA COMMUNITY CREDIT UNION Offering 45-Month CD At 2.90% APY (3.00 % APY IF Balance Exceeds $100,000)
2/19/18 - University of Iowa CCU's 45-month CD Special Hits New High
2/17/18 - New CD Specials, Including 45-Month 3.00% APY($100K) And 2.90% APY ($1K)
1/1/18 - CD Special Rates Raised Today
9/1/17 - 26 MTH 2.20% CD No Longer Available
8/4/17 - University of Iowa CCU Ups 16-Month CD Special Rates
7/11/17 - University of Iowa CCU Adds 16-, 26- and 35-Month CD Specials
7/10/17 - 35 Month Special 2.40 %
4/12/17 - University of Iowa CCU 26-Month CD Special Earns 2.00% APY
3/3/17 - UICCU Has New CD Specials
9/5/16 - University of Iowa CCU Adds 9- And 19-Month CD Specials
7/6/16 - University of Iowa CCU Has 7- And 17-Month CD Specials
6/1/16 - University of Iowa CCU Adds 18- And 28-Month CD Specials
5/10/16 - University of Iowa CCU Adds New 17-Month CD Special
4/27/16 - University of Iowa CCU Offers Competitive Bump Up CD Special
2/23/16 - University of Iowa CCU Adds 37-Month Bump Up CD Special
11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

Very Happy With UICCU

Posted by: |

I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.

Regional Rates Are Different

Posted by: |

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

Communication Is TERRIBLE !

Posted by: |

Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????

And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.

so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.

Worst Experience With A Banking Institution

Well I paid off the loan on my manufactured home in full on May 9th of this year, and received a letter of payoff in the process. Two weeks later, I had made plans to sell the home back to the park its located in. The park asked me if i had received the title yet. I had not, so I reached out to Greenstate to inquire about it. They informed me that I owed them money still, after an hour long phone call they admitted that they were at fault and my account was in fact closed. They provided me with a second letter of payoff and said they would mail the title that day. This meant that I would be on the hook for another month of lot rent for the trailer and maintenance fees, so in short Greenstate cost me roughly $800 due to their negligence. So if you ever have the misfortune of dealing with Greenstate, keep an eye on all of your paperwork and do you due diligence because they certainly will not. The final cherry on top was when I didn't receive the title for over two weeks.... They sent it to the wrong address. Unbelievable.



Health Grade Components

NCUA #60269
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD1.28%
Annual Interest Income$304.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$11.24B$7.97B
LoansQ3 2022vs Q3 2021$0$7.18B
DepositsQ3 2022vs Q3 2021$0$6.54B
Equity CapitalQ3 2022vs Q3 2021$11.24B$823.4MM
Loan Loss AllowanceQ3 2022vs Q3 2021$0$46.0MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$0$28.2MM
Real Estate OwnedQ3 2022vs Q3 2021$0$577.00K
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

1.00%*$5$2.5kRainy Day Savings
OTHER TIERS: 0.05% $2.5k+
0.05%$100-Share Savings Account
0.05%$500-Business Savings

GreenState Credit Union Money Market Rates

2.35%*$1m*-Impact Money Market
OTHER TIERS: 1.35% $2.5k - $50k | 1.55% $50k - $100k | 1.75% $100k - $250k | 1.95% $250k - $500k | 2.15% $500k - $1m
1.75%*$1m*-Partners Money Market Account
OTHER TIERS: 1.00% $10k - $100k | 1.20% $100k - $250k | 1.40% $250k - $500k | 1.60% $500k - $1m
1.45%*$1m*-Business Green Account
OTHER TIERS: 0.75% $10k - $100k | 0.85% $100k - $250k | 1.05% $250k - $500k | 1.25% $500k - $1m
1.35%*$1m*-Green Account
OTHER TIERS: 0.85% $10k - $100k | 0.95% $100k - $250k | 1.15% $250k - $500k | 1.25% $500k - $1m
1.15%*$500k*-IRA Money Market Account
OTHER TIERS: 0.05% $100 - $5k | 0.45% $5k - $25k | 0.75% $25k - $100k | 0.85% $100k - $500k
0.70%*$250k*-Mega Money Market
OTHER TIERS: 0.30% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.70%*$250k*-Business Mega Money Market
OTHER TIERS: 0.30% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k

GreenState Credit Union Checking Account Rates

2.00%*-$20kRewardsPlus Checking
OTHER TIERS: 0.15% $20k+
1.50%*-$15kRewards Checking
OTHER TIERS: 0.15% $15k+

GreenState Credit Union CD Rates

4.90%$25k-14 Month CD Special - New Money
4.90%$25k-Business 14 Month CD Special - New Money
4.65%$1k$25k14 Month CD Special
4.65%$1k$25kBusiness 14 Month CD Special
4.45%*$100k*-15 Month CD Special
OTHER TIERS: 4.35% $1k - $100k
4.45%*$100k*-Business 15 Month CD Special
OTHER TIERS: 4.35% $1k - $100k
3.15%$1k-26 Month CD Special
3.15%$1k-Business 26 Month CD Special
0.75%$500-49-60 Month CD
0.75%$500-Business 49-60 Month CD
0.60%$500-37-48 Month CD
0.60%$500-Business 37-48 Month CD
0.50%$500-25-36 Month CD
0.50%$500-Business 25-36 Month CD
0.40%$500-13-24 Month CD
0.40%$500-Business 13-24 Month CD
0.30%$500-7-12 Month CD
0.30%$500-Business 7-12 Month CD
0.30%$100-Young Investors CD
0.30%$100-Business Young Investors CD
0.20%$500-3-6 Month CD
0.20%$500-Business 3-6 Month CD

GreenState Credit Union IRA Rates

4.90%$25k-14 Month IRA Special - New Money
4.65%$1k$25k14 Month IRA Special
4.45%*$100k*-15 Month IRA Special
OTHER TIERS: 4.35% $1k - $100k
3.15%$1k-26 Month IRA Special
0.75%$100-49-60 Month IRA
0.60%$100-37-48 Month IRA
0.50%$100-25-36 Month IRA
0.40%$100-13-24 Month IRA
0.30%$100-7-12 Month IRA
0.20%$100-3-6 Month IRA


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