GreenState Credit Union


Overview / Commentary
800-397-3790
2355 Landon Rd
North Liberty, IA 52317-6508

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 31st largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 450 employees and 194,051 members at 19 locations. GreenState Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Green State Credit Union is open to University of Iowa students, alumni, and staff, and those who live or work in Iowa or the Illinois counties of Rock Island, Knox, Henry or Mercer. Immediate family of current credit union members are also eligible.
See current membership details

Related Posts

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11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

New Member

Posted by: Brb77usmc | Jun 5, 2019

I am still a relatively new member here at UICCU, or Green State Credit Union, however I can’t say enough positive things about them! Specifically Josh Hespen, as he took amazing care of me in the past and has saved me tons of money again. The speed and efficiency of the application, approval, and the closing process is amazing and effortless! If you’re looking for great rates and amazing customer service, Green State Credit Union can’t be beat. Ask for Josh!

Regional Rates Are Different

Posted by: h2oman | Feb 19, 2018

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

Not So Rewarding Checking

Posted by: jdmcderm | Aug 2, 2011

While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate.  One of the many stipulations is using the account's debit card 12 times a month (a reasonable request).  However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month.  This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped.  Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago.  Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too).  Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else.  Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.

I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar.  At least they picked up the phone quickly.

Communication Is TERRIBLE !

Posted by: diamondx | Apr 30, 2018

Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????

And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.

so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.

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Health

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees450
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD15.5%
Annual Interest Income$120.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$5.62B$5.12B
LoansQ2 2019vs Q2 2018$5.17B$4.72B
DepositsQ2 2019vs Q2 2018$4.32B$3.90B
Equity CapitalQ2 2019vs Q2 2018$508.7MM$429.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$34.2MM$30.2MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$36.1MM$32.4MM
Real Estate OwnedQ2 2019vs Q2 2018$999.00K$1.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Share Savings Account
0.05%$500-Business Savings

GreenState Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$500k*-Green Account
OTHER TIERS: 1.00% $10k - $100k | 1.40% $100k - $250k | 1.50% $250k - $500k
2.00%*$500k*-Business Green Account
OTHER TIERS: 1.00% $10k - $100k | 1.40% $100k - $250k | 1.50% $250k - $500k
1.00%*$250k*-Mega Money Market
OTHER TIERS: 0.40% $25k - $50k | 0.60% $50k - $100k | 0.80% $100k - $250k
1.00%*$250k*-Business Mega Money Market
OTHER TIERS: 0.40% $25k - $50k | 0.60% $50k - $100k | 0.80% $100k - $250k
1.00%*$250k*-Preferred Money Market
OTHER TIERS: 0.40% $25k - $50k | 0.60% $50k - $100k | 0.80% $100k - $250k
0.60%*$250k*-Business Premier Money Market
OTHER TIERS: 0.15% $10k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.60%*$250k*-Premier Money Market
OTHER TIERS: 0.15% $10k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k

GreenState Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$20kR2 Checking
OTHER TIERS: 0.15% $20k+
1.75%*-$20kRewards Checking
OTHER TIERS: 0.15% $20k+
0.10%$5k-Commercial Checking

GreenState Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-7 Month CD Special
2.00%$1k-17 Month CD Special
1.15%*$100k*-49 - 60 Month CD
OTHER TIERS: 1.10% $500 - $100k
0.90%*$100k*-37 - 48 Month CD
OTHER TIERS: 0.85% $500 - $100k
0.70%*$100k*-25 - 36 Month CD
OTHER TIERS: 0.65% $500 - $100k
0.55%*$100k*-13 - 24 Month CD
OTHER TIERS: 0.50% $500 - $100k
0.45%*$100k*-7 - 12 Month CD
OTHER TIERS: 0.40% $500 - $100k
0.45%*$100k*-Young Investors CD
OTHER TIERS: 0.40% $500 - $100k
0.25%*$100k*-3 - 6 Month CD
OTHER TIERS: 0.20% $500 - $100k

GreenState Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-7 Month IRA Special
2.00%$1k-17 Month IRA Special
1.15%*$100k*-49 - 60 Month IRA
OTHER TIERS: 1.10% $500 - $100k
0.90%*$100k*-37 - 48 Month IRA
OTHER TIERS: 0.85% $500 - $100k
0.70%*$100k*-25 -36 Month IRA
OTHER TIERS: 0.65% $500 - $100k
0.55%*$100k*-13 - 24 Month IRA
OTHER TIERS: 0.50% $500 - $100k
0.45%*$100k*-7 - 12 Month IRA
OTHER TIERS: 0.40% $500 - $100k
0.25%*$100k*-3 - 6 Month IRA
OTHER TIERS: 0.20% $500 - $100k
Locations

Availability



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