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GreenState Credit Union


Overview / Commentary
www.greenstate.org
319-339-1000
2355 Landon Rd
North Liberty, IA 52317

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 30th largest credit union in the nation. It was established in 1938 and as of September of 2020, it had grown to 588 employees and 239,796 members at 20 locations. GreenState Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Green State Credit Union is open to members of the Iowa Association for the Education of Young Children, regardless of residency status. University of Iowa students, alumni, and staff are also eligible to join, as are those who live or work anywhere in Iowa or the Illinois counties of Carroll, Hancock, Henderson, Henry, Jo Daviess, Knox, Mercer, Rock Island, Warren, or Whiteside. Immediate family of current credit union members are also eligible.
See current membership details

Related Posts

GreenState Credit Union R2 Checking Allows Credit Card Purchases - 2/17/2020

GreenState Credit Union's (easy membership) R2 Checking earns 2.25% APY on qualifying balances up to $20k. Requires a minimum of 15 credit card purchases.

GreenState Credit Union Promotes CD Specials - 2/14/2020

GreenState Credit Union (easy membership) is offering two CD Specials: 19-month (2.15% APY) and 13-month (2.10% APY). Minimum opening deposit is $1k.

View all posts from:

9/5/16 - University of Iowa CCU Adds 9- And 19-Month CD Specials
7/6/16 - University of Iowa CCU Has 7- And 17-Month CD Specials
6/1/16 - University of Iowa CCU Adds 18- And 28-Month CD Specials
5/10/16 - University of Iowa CCU Adds New 17-Month CD Special
4/27/16 - University of Iowa CCU Offers Competitive Bump Up CD Special
2/23/16 - University of Iowa CCU Adds 37-Month Bump Up CD Special
11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

Reviews (31)

New Member

Posted by: |

I am still a relatively new member here at UICCU, or Green State Credit Union, however I can’t say enough positive things about them! Specifically Josh Hespen, as he took amazing care of me in the past and has saved me tons of money again. The speed and efficiency of the application, approval, and the closing process is amazing and effortless! If you’re looking for great rates and amazing customer service, Green State Credit Union can’t be beat. Ask for Josh!

2

Regional Rates Are Different

Posted by: |

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

7

Account Reconciliation

Posted by: |

The costumer service was friendly-ish and handled my frustration with professionalism. Had an issue with paying a dollar less than than my bill was. Probably can figure out why by reading this post. All thumbs! U of I called me and said to make the extra dollar payment on the next months payment ( which I Did) and all would be good. Enter GreenState. But since it is an outside account and it takes more than 2-5 days to transfer I was dinged 15 dollars and a ding on my credit because of the day they received it. Green State- Here is the kicker. Called new owner GreenState and asked if I moved my money to their bank would they remove the 15 dollar fee. Out of courtesy they said they would do that. So my $40,000 loan doesn't deserve courtesy? Notice they don't have community in their name. Know your neighbor!

Marty Sullivan- 29 years in Waukee

5

Uiccu Review

Posted by: |

Their Savings account is definitely the best in market, and I can't think of any other place where I can earn more on my account. This credit union prices things more aggressively, from CDs to Money Markets to Mortgage Loans. Not only that, when they send out the updated fee schedule each year, they actually include advice on how to avoid paying fees. I've been a member for 20 plus years and love what they do for me and the community.
I've had a very good experience with the University of Iowa Credit Union. As a local of Iowa City, and as a business person, my choices are not limited to credit unions, however I am happy with this one. Going into their offices, I've always had great customer service experiences. All of the employees are friendly and very helpful. This is the best I have ever had and their mobile banking is also very nice.

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Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees588
Primary Regulator
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD16.49%
Annual Interest Income$213.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$6.85B$5.72B
LoansQ3 2020vs Q3 2019$6.10B$5.26B
DepositsQ3 2020vs Q3 2019$5.53B$4.30B
Equity CapitalQ3 2020vs Q3 2019$632.0MM$531.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$46.5MM$34.4MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$32.3MM$34.8MM
Real Estate OwnedQ3 2020vs Q3 2019$4.0MM$2.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†$100-Share Savings Account
0.05%†$500-Business Savings

GreenState Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*†$500k*-Green Account
OTHER TIERS: 0.55% → $10k - $100k | 0.65% → $100k - $250k | 0.80% → $250k - $500k
0.90%*†$500k*-Business Green Account
OTHER TIERS: 0.55% → $10k - $100k | 0.65% → $100k - $250k | 0.80% → $250k - $500k
0.80%*†$250k*-Mega Money Market
OTHER TIERS: 0.40% → $25k - $50k | 0.55% → $50k - $100k | 0.65% → $100k - $250k
0.80%*†$250k*-Business Mega Money Market
OTHER TIERS: 0.40% → $25k - $50k | 0.55% → $50k - $100k | 0.65% → $100k - $250k
0.80%*†$250k*-Preferred Money Market
OTHER TIERS: 0.40% → $25k - $50k | 0.55% → $50k - $100k | 0.65% → $100k - $250k
0.60%*†$250k*-Business Premier Money Market
OTHER TIERS: 0.15% → $10k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.60%*†$250k*-Premier Money Market
OTHER TIERS: 0.15% → $10k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k

GreenState Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*†-$20kRewardsPlus Checking
OTHER TIERS: 0.15% → $20k+
1.75%*†-$20kRewards Checking
OTHER TIERS: 0.15% → $20k+
0.10%†$5k-Commercial Checking

GreenState Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%†$1k-17 Month CD Special w/ Checking
0.80%†$1k-8 Month CD Special w/ Checking
0.75%†$500-49-60 Month CD
0.70%†$1k-17 Month CD Special
0.65%†$1k-8 Month CD Special
0.60%†$500-37-48 Month CD
0.50%†$500-25-36 Month CD
0.40%†$500-13-24 Month CD
0.30%†$500-7-12 Month CD
0.30%†$100-Young Investors CD
0.20%†$500-3-6 Month CD

GreenState Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%†$1k-17 Month IRA Special w/ Checking
0.80%†$1k-8 Month IRA Special w/ Checking
0.75%†$100-49-60 Month IRA
0.70%†$1k-17 Month IRA Special
0.65%†$1k-8 Month IRA Special
0.60%†$100-37-48 Month IRA
0.50%†$100-25-36 Month IRA
0.40%†$100-13-24 Month IRA
0.30%†$100-7-12 Month IRA
0.20%†$100-3-6 Month IRA
Locations

Availability



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