GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 31st largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 450 employees and 194,051 members at 19 locations. GreenState Credit Union's money market rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Green State Credit Union is open to University of Iowa students, alumni, and staff, and those who live or work in Iowa or the Illinois counties of Rock Island, Knox, Henry or Mercer. Immediate family of current credit union members are also eligible.
See current membership details
Related Posts
8/30 - University Of Iowa CCU Offers 39-Month CD Special
4/13 - UNIVERSITY OF IOWA COMMUNITY CREDIT UNION Offering 45-Month CD At 2.90% APY (3.00 % APY IF Balance Exceeds $100,000)
2/19 - University of Iowa CCU's 45-month CD Special Hits New High
2/17 - New CD Specials, Including 45-Month 3.00% APY($100K) And 2.90% APY ($1K)
1/1 - CD Special Rates Raised Today
8/4 - University of Iowa CCU Ups 16-Month CD Special Rates
7/11 - University of Iowa CCU Adds 16-, 26- and 35-Month CD Specials
7/10 - 35 Month Special 2.40 %
4/12 - University of Iowa CCU 26-Month CD Special Earns 2.00% APY
3/3 - UICCU Has New CD Specials
7/6 - University of Iowa CCU Has 7- And 17-Month CD Specials
6/1 - University of Iowa CCU Adds 18- And 28-Month CD Specials
5/10 - University of Iowa CCU Adds New 17-Month CD Special
4/27 - University of Iowa CCU Offers Competitive Bump Up CD Special
2/23 - University of Iowa CCU Adds 37-Month Bump Up CD Special
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union
New Member
I am still a relatively new member here at UICCU, or Green State Credit Union, however I can’t say enough positive things about them! Specifically Josh Hespen, as he took amazing care of me in the past and has saved me tons of money again. The speed and efficiency of the application, approval, and the closing process is amazing and effortless! If you’re looking for great rates and amazing customer service, Green State Credit Union can’t be beat. Ask for Josh!
Regional Rates Are Different
When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.
Not So Rewarding Checking
While the U of Iowa Credit Union currently has some of the best rates available for their Rewards Checking account, beware of all of the hoops they make you jump through to get that rate. One of the many stipulations is using the account's debit card 12 times a month (a reasonable request). However, I've now been burned twice by slow posting transactions that mysteriously happen at the end of the month. This is blamed on the merchant of course, despite the fact that the credit union processes the funds hold the moment the card is swiped. Their customer service rep actually credited the lost interest to my account the first time this happened about a year ago. Unfortunately, the customer service rep I encountered this time was rude, snappy and lectured me about how the banking system works (thanks, but I have Google too). Therefore I decided to exercise what little power we consumers have and am sharing this experience with you in the hope that it might help someone else. Bottom line if you have a U of I rewards checking account (or two in my case), make sure your 12 transactions have posted prior to the end of the month so your great rate doesn't drop to near zero for that month.
I would give the account 5 stars for the rate, one star for the Byzantine requirements to get that rate and two stars for the sad state of their customer service, which used to be stellar. At least they picked up the phone quickly.
Communication Is TERRIBLE !
Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????
And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.
so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60269 |
| Year Chartered | 1938 |
| Employees | 450 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.43% |
| Return on Equity - YTD | 15.5% |
| Annual Interest Income | $120.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $5.62B$5.12B |
| Loans | Q2 2019vs Q2 2018 | $5.17B$4.72B |
| Deposits | Q2 2019vs Q2 2018 | $4.32B$3.90B |
| Equity Capital | Q2 2019vs Q2 2018 | $508.7MM$429.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $34.2MM$30.2MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $36.1MM$32.4MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $999.00K$1.1MM |
Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
GreenState Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05%† | $100 | - | Share Savings Account | |
| 0.05%† | $500 | - | Business Savings |
GreenState Credit Union Money Market Rates
GreenState Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%*† | - | $20k | R2 Checking | ||
| OTHER TIERS: 0.15% → $20k+ | |||||
| 1.75%*† | - | $20k | Rewards Checking | ||
| OTHER TIERS: 0.15% → $20k+ | |||||
| 0.10%† | $5k | - | Commercial Checking | ||
