GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 20th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 852 employees and 447,519 members at 34 locations. GreenState Credit Union's savings rates are 10X the national average, and it has a B health rating.
Membership in Green State Credit Union is open to those who live or work anywhere in Iowa, or in counties in Illinois, Nebraska, South Dakota, or Wisconsin that border on Iowa. University of Iowa students, alumni, and staff are also eligible to join, as are members of the Iowa Consumer Council. Direct family members of current Green State Credit Union members also qualify for membership.
See current membership details
I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.
When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.
Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????
And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.
so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.
Green state has the worst customer service I've ever seen. I had a insurance claim with gap insurance that green state has done absolutely nothing about to get it settled other than hound me to keep paying them. They have ruined my credit overnight. Wouldn't recommend them for anything!!!
Overall | |
---|---|
NCUA # | 60269 |
Year Chartered | 1938 |
Employees | 852 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.27% |
Return on Equity - YTD | 3.47% |
Annual Interest Income | $244.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023 | $11.21B |
Loans | Q2 2023 | $9.93B |
Deposits | Q2 2023 | $8.79B |
Equity Capital | Q2 2023 | $880.3MM |
Loan Loss Allowance | Q2 2023 | $0 |
Unbacked Noncurrent Loans | Q2 2023 | $70.4MM |
Real Estate Owned | Q2 2023 | $0 |
Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.16% | $1 | - | High Yield Savings Account Via Raisin | ||
1.00%* | $100* | $2.5k | Rainy Day Savings | ||
OTHER TIERS: 0.05% → $2.5k+ | |||||
0.05% | $100 | - | Share Savings Account | ||
0.05% | $500 | - | Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $20k | RewardsPlus Checking | ||
OTHER TIERS: 0.15% → $20k+ | |||||
1.50%* | - | $15k | Rewards Checking | ||
OTHER TIERS: 0.15% → $15k+ |