2. GreenState Credit Union

GreenState Credit Union


Overview / Commentary
www.greenstate.org
800-397-3790
2355 Landon Rd
North Liberty, IA 52317-6508

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 31st largest credit union in the nation. It was established in 1938 and as of September of 2019, it had grown to 480 employees and 207,684 members at 19 locations. GreenState Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Green State Credit Union is open to University of Iowa students, alumni, and staff, and those who live or work in Iowa or the Illinois counties of Rock Island, Knox, Henry or Mercer. Immediate family of current credit union members are also eligible.
See current membership details

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Reviews (29)

New Member

Posted by: Brb77usmc | Jun 5, 2019

I am still a relatively new member here at UICCU, or Green State Credit Union, however I can’t say enough positive things about them! Specifically Josh Hespen, as he took amazing care of me in the past and has saved me tons of money again. The speed and efficiency of the application, approval, and the closing process is amazing and effortless! If you’re looking for great rates and amazing customer service, Green State Credit Union can’t be beat. Ask for Josh!

1

Regional Rates Are Different

Posted by: h2oman | Feb 19, 2018

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

5

Account Reconciliation

Posted by: sullivan1 | Oct 25, 2019

The costumer service was friendly-ish and handled my frustration with professionalism. Had an issue with paying a dollar less than than my bill was. Probably can figure out why by reading this post. All thumbs! U of I called me and said to make the extra dollar payment on the next months payment ( which I Did) and all would be good. Enter GreenState. But since it is an outside account and it takes more than 2-5 days to transfer I was dinged 15 dollars and a ding on my credit because of the day they received it. Green State- Here is the kicker. Called new owner GreenState and asked if I moved my money to their bank would they remove the 15 dollar fee. Out of courtesy they said they would do that. So my $40,000 loan doesn't deserve courtesy? Notice they don't have community in their name. Know your neighbor!

Marty Sullivan- 29 years in Waukee

4

????????????????????????

Posted by: Ohaselhuhn | Nov 23, 2019

They’re customer service is ridiculous and they can never pick up the phone and going into the branches always has the same bad service.

1
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Health
A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees480
Primary Regulator
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD15.6%
Annual Interest Income$184.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$5.72B$5.30B
LoansQ3 2019vs Q3 2018$5.26B$4.93B
DepositsQ3 2019vs Q3 2018$4.30B$3.92B
Equity CapitalQ3 2019vs Q3 2018$531.7MM$450.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$34.4MM$31.2MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$34.8MM$35.6MM
Real Estate OwnedQ3 2019vs Q3 2018$2.7MM$568.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†$100-Share Savings Account
0.05%†$500-Business Savings

GreenState Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*†$500k*-Green Account
OTHER TIERS: 1.00% → $10k - $100k | 1.40% → $100k - $250k | 1.50% → $250k - $500k
2.00%*†$500k*-Business Green Account
OTHER TIERS: 1.00% → $10k - $100k | 1.40% → $100k - $250k | 1.50% → $250k - $500k
1.00%*†$250k*-Mega Money Market
OTHER TIERS: 0.40% → $25k - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k
1.00%*†$250k*-Business Mega Money Market
OTHER TIERS: 0.40% → $25k - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k
1.00%*†$250k*-Preferred Money Market
OTHER TIERS: 0.40% → $25k - $50k | 0.60% → $50k - $100k | 0.80% → $100k - $250k
0.60%*†$250k*-Business Premier Money Market
OTHER TIERS: 0.15% → $10k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.60%*†$250k*-Premier Money Market
OTHER TIERS: 0.15% → $10k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k

GreenState Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*†-$20kR2 Checking
OTHER TIERS: 0.15% → $20k+
1.75%*†-$20kRewards Checking
OTHER TIERS: 0.15% → $20k+
0.10%†$5k-Commercial Checking

GreenState Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*†$100k*-19 Month CD Special
OTHER TIERS: 2.25% → $1k - $100k
2.25%*†$100k*-13 Month CD Special
OTHER TIERS: 2.20% → $1k - $100k
1.15%*†$100k*-49 - 60 Month CD
OTHER TIERS: 1.10% → $500 - $100k
0.90%*†$100k*-37 - 48 Month CD
OTHER TIERS: 0.85% → $500 - $100k
0.70%*†$100k*-25 - 36 Month CD
OTHER TIERS: 0.65% → $500 - $100k
0.55%*†$100k*-13 - 24 Month CD
OTHER TIERS: 0.50% → $500 - $100k
0.45%*†$100k*-7 - 12 Month CD
OTHER TIERS: 0.40% → $500 - $100k
0.45%*†$100k*-Young Investors CD
OTHER TIERS: 0.40% → $500 - $100k
0.25%*†$100k*-3 - 6 Month CD
OTHER TIERS: 0.20% → $500 - $100k

GreenState Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*†$100k*-19 Month IRA Special
OTHER TIERS: 2.25% → $1k - $100k
2.25%*†$100k*-13 Month IRA Special
OTHER TIERS: 2.20% → $1k - $100k
1.15%*†$100k*-49 - 60 Month IRA
OTHER TIERS: 1.10% → $500 - $100k
0.90%*†$100k*-37 - 48 Month IRA
OTHER TIERS: 0.85% → $500 - $100k
0.70%*†$100k*-25 -36 Month IRA
OTHER TIERS: 0.65% → $500 - $100k
0.55%*†$100k*-13 - 24 Month IRA
OTHER TIERS: 0.50% → $500 - $100k
0.45%*†$100k*-7 - 12 Month IRA
OTHER TIERS: 0.40% → $500 - $100k
0.25%*†$100k*-3 - 6 Month IRA
OTHER TIERS: 0.20% → $500 - $100k
Locations

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