GreenState Credit Union

Overview / Commentary
2355 Landon Rd
North Liberty, IA 52317

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 30th largest credit union in the nation. It was established in 1938 and as of December of 2020, it had grown to 579 employees and 253,348 members at 20 locations. GreenState Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Green State Credit Union is open to those who live or work anywhere in Iowa, or in counties in Illinois, Nebraska, South Dakota, or Wisconsin that border on Iowa. University of Iowa students, alumni, and staff are also eligible to join, as are direct family members of current Green State Credit Union members.
See current membership details

Related Posts

GreenState Credit Union Ups Rates On 8- And 17-Month CD Specials - 2/10/2021

GreenState Credit Union has raised the rates to very competitive levels on its 8-month and 17-month CD Specials. Minimum deposit is $1k, and CDs are available in an IRA.

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9/1/17 - 26 MTH 2.20% CD No Longer Available
8/4/17 - University of Iowa CCU Ups 16-Month CD Special Rates
7/11/17 - University of Iowa CCU Adds 16-, 26- and 35-Month CD Specials
7/10/17 - 35 Month Special 2.40 %
4/12/17 - University of Iowa CCU 26-Month CD Special Earns 2.00% APY
3/3/17 - UICCU Has New CD Specials
9/5/16 - University of Iowa CCU Adds 9- And 19-Month CD Specials
7/6/16 - University of Iowa CCU Has 7- And 17-Month CD Specials
6/1/16 - University of Iowa CCU Adds 18- And 28-Month CD Specials
5/10/16 - University of Iowa CCU Adds New 17-Month CD Special
4/27/16 - University of Iowa CCU Offers Competitive Bump Up CD Special
2/23/16 - University of Iowa CCU Adds 37-Month Bump Up CD Special
11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/17/15 - University of Iowa CCU Offers New, Competitive CD Special
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/25/15 - Univ of Iowa CCU Raises Rates on 37-47 Month CD And Adds 19-Month CD
6/2/15 - University of Iowa CCU Begins The Month With Two Competitive CDs
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
5/4/15 - University of Iowa CCU Offers Two Competitive Bump Up CD Specials
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
11/5/14 - University of Iowa CCU Continues Offering New, Top Rate CD Specials
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
10/2/14 - University of Iowa CCU Leads Again with 34- and 60-month CD Specials
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University of Iowa Community CU Leads with 23- and 32-month Special CDs
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
3/12/14 - Rewards Checking Rate Cut Announced At UICCU
9/18/13 - Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
5/4/13 - Rewards Checking Rate And Balance Cap Cuts At University Of Iowa Community Credit Union
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
8/16/12 - New CD Rate Specials at University of Iowa Community Credit Union - Local Only
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
6/4/12 - $50 Checking Account Bonus In Eastern Iowa
5/22/12 - Early CD Withdrawal Policy Info on
5/21/12 - Top CD Rates at University of Iowa Community Credit Union - Local Only
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
5/5/11 - Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
3/1/11 - Higher CD and Reward Checking Account Rates at University of Iowa Community Credit Union - Local Only
2/22/11 - Rate Increase! UICCU's Reward Checking Yield To Rise From 4% To 4.25%
2/2/11 - Top CD and IRA CD Rates at University of Iowa Community Credit Union - Local Only
8/16/10 - Special 25-Month & 13-Month CD Rates at University of Iowa Community Credit Union - Local Only
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate
2/3/10 - EXPIRED: Hot 25-Month CD Special at University of Iowa Community CU - Local Only
1/3/10 - 2.55% 25-Month CD at University of Iowa Community CU - Local Only
10/4/09 - High-Yield Reward Checking Account at University of Iowa Community Credit Union

New Member

Posted by: |

I am still a relatively new member here at UICCU, or Green State Credit Union, however I can’t say enough positive things about them! Specifically Josh Hespen, as he took amazing care of me in the past and has saved me tons of money again. The speed and efficiency of the application, approval, and the closing process is amazing and effortless! If you’re looking for great rates and amazing customer service, Green State Credit Union can’t be beat. Ask for Josh!

Regional Rates Are Different

Posted by: |

When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.

Account Reconciliation

Posted by: |

The costumer service was friendly-ish and handled my frustration with professionalism. Had an issue with paying a dollar less than than my bill was. Probably can figure out why by reading this post. All thumbs! U of I called me and said to make the extra dollar payment on the next months payment ( which I Did) and all would be good. Enter GreenState. But since it is an outside account and it takes more than 2-5 days to transfer I was dinged 15 dollars and a ding on my credit because of the day they received it. Green State- Here is the kicker. Called new owner GreenState and asked if I moved my money to their bank would they remove the 15 dollar fee. Out of courtesy they said they would do that. So my $40,000 loan doesn't deserve courtesy? Notice they don't have community in their name. Know your neighbor!

Marty Sullivan- 29 years in Waukee

Uiccu Review

Their Savings account is definitely the best in market, and I can't think of any other place where I can earn more on my account. This credit union prices things more aggressively, from CDs to Money Markets to Mortgage Loans. Not only that, when they send out the updated fee schedule each year, they actually include advice on how to avoid paying fees. I've been a member for 20 plus years and love what they do for me and the community.
I've had a very good experience with the University of Iowa Credit Union. As a local of Iowa City, and as a business person, my choices are not limited to credit unions, however I am happy with this one. Going into their offices, I've always had great customer service experiences. All of the employees are friendly and very helpful. This is the best I have ever had and their mobile banking is also very nice.



Health Grade Components

NCUA #60269
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD17.22%
Annual Interest Income$289.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$7.11B$5.76B
LoansQ4 2020vs Q4 2019$6.29B$5.34B
DepositsQ4 2020vs Q4 2019$5.73B$4.33B
Equity CapitalQ4 2020vs Q4 2019$669.9MM$554.6MM
Secondary CapitalQ4 2020vs Q4 2019$20.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$48.9MM$37.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$30.6MM$40.0MM
Real Estate OwnedQ4 2020vs Q4 2019$1.3MM$3.7MM
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

0.05%$100-Share Savings Account
0.05%$500-Business Savings

GreenState Credit Union Money Market Rates

0.90%*$500k*-Green Account
OTHER TIERS: 0.55% $10k - $100k | 0.65% $100k - $250k | 0.80% $250k - $500k
0.90%*$500k*-Business Green Account
OTHER TIERS: 0.55% $10k - $100k | 0.65% $100k - $250k | 0.80% $250k - $500k
0.70%*$250k*-Mega Money Market
OTHER TIERS: 0.30% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k
0.70%*$250k*-Business Mega Money Market
OTHER TIERS: 0.30% $25k - $50k | 0.45% $50k - $100k | 0.55% $100k - $250k

GreenState Credit Union Checking Account Rates

2.00%-$20kRewardsPlus Checking
1.75%-$20kRewards Checking
0.10%$5k-Commercial Checking

GreenState Credit Union CD Rates

1.00%$1k-49 Month CD Special
0.85%$1k-17 Month CD Special
0.75%$500-49-60 Month CD
0.60%$500-37-48 Month CD
0.50%$500-25-36 Month CD
0.40%$500-13-24 Month CD
0.30%$500-7-12 Month CD
0.30%$100-Young Investors CD
0.20%$500-3-6 Month CD

GreenState Credit Union IRA Rates

0.75%$100-49-60 Month IRA
0.60%$100-37-48 Month IRA
0.50%$100-25-36 Month IRA
0.40%$100-13-24 Month IRA
0.30%$100-7-12 Month IRA
0.20%$100-3-6 Month IRA


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