GreenState Credit Union


Overview / Commentary
319-339-1000
2355 Landon Rd
North Liberty, IA 52317

GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 20th largest credit union in the nation. It was established in 1938 and as of March of 2024, it had grown to 873 employees and 454,787 members at 33 locations. GreenState Credit Union's savings rates are 9X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Green State Credit Union is open to those who live or work anywhere in Iowa, or in counties in Illinois, Nebraska, South Dakota, or Wisconsin that border on Iowa. University of Iowa students, alumni, and staff are also eligible to join, as are members of the Iowa Consumer Council. Direct family members of current Green State Credit Union members also qualify for membership.
See current membership details

Related Posts

Green State CU 5.30 APY---10 Month CD---Through Raisin - 7/3/2023

Just got an email saying the above, but don't have any accounts with them.

View all posts from:

9/1/17 - 26 MTH 2.20% CD No Longer Available
7/10/17 - 35 Month Special 2.40 %
3/3/17 - UICCU Has New CD Specials
11/2/15 - University Of Iowa CCU (37-43 Mo Pick It Special CD, 2.25%APY)
10/16/15 - University Of Iowa CCU (23-Mo CD, 1.8%APY) And (37-43Mo CD, 2.4%APY)
6/1/15 - University Of Iowa CCU Cds (15-Mo 1.50%APY, 37 - 47Mo Pick It CD, 2.25%APY)
4/1/15 - University Of Iowa CU Cds (21-Mo,1.75%APY) (34-Mo Bump Up, 2%APY)
3/2/15 - University Of Iowa CCU 32-Month CD 2.00%APY, 22-Month CD 1.75%APY
1/3/15 - University Of Iowa CCU 22-Month CD 1.75%APY
12/2/14 - University Of Iowa CU 21 Month CD 1.75%APY
12/2/14 - University Of Iowa CU 30 Month CD 2%APY
10/30/14 - University Of Iowa CCU: Money Market locked in thru 4/30/15
9/2/14 - University Of Iowa Community CU (25 mo CD, 1.75%APY) also (32 mo CD, 2%APY)
8/1/14 - University Of Iowa Community Credit Union Cds (23 Mo, 1.75%APY) (32 Mo, 2%APY)
7/7/14 - University Of Iowa Community CU 15-Month CD 1.25%APY
6/30/14 - University Of Iowa Community CU 25 Month CD 2% APY
9/2/13 - University Of Iowa CCU Converting Debit And Credit Cards From VISA To Mastercard
3/4/13 - University Of Iowa CCU 19-Month CD 1.75%APY, Also 25 Bp IRA Rate Booster
10/22/12 - UICCC Subtle Changes
8/31/12 - University Of Iowa: Lower CD Special Rates Effective 9/1/12
6/20/12 - University Of Iowa CCU RCA Rate Change Eff 7/1/12
5/22/12 - Early CD Withdrawal Policy Info on depositaccounts.com
7/30/11 - University Of Iowa Community Credit Union Dropped RCA Rate...
4/10/11 - 16- Month Special CD /IRA CD 2.5%. Min 1000
8/14/10 - University Of IOWA Community Credit Union Special CD Rates
3/5/10 - You Neglect To Mention That You Have To Have $250K In The Bank To Get This Rate

Very Happy With UICCU

Posted by: |

I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.

GSCU Is A Great Credit Union BUT

Posted by: |

To bad you can't read their membership map to determine where their branches are!!
Don't waste your time with on line chat.

Communication Is TERRIBLE !

Posted by: |

Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????

And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.

so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.

Great Rewards Checking Rate Is Gone

Posted by: |

They used to have the best rewards checking rate I could find. But they've dropped it and dropped it consistently and now just about everywhere else offers better. With rates rising everywhere they're making it clear they don't want people who pay attention to rates as customers. I pulled a large amount of my money out and put it into other banks with better rates. Now I've found a really great offer and plan to simply pull all my money out and close the account.

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Health
C+

Health Grade Components

Overall
NCUA #60269
Year Chartered1938
Employees873
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.46%
Annual Interest Income$128.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$11.14B$11.12B
LoansQ1 2024vs Q1 2023$9.07B$9.92B
DepositsQ1 2024vs Q1 2023$9.02B$8.95B
Equity CapitalQ1 2024vs Q1 2023$792.6MM$894.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$208.1MM$165.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$186.1MM$68.7MM
Real Estate OwnedQ1 2024vs Q1 2023$254K$1.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not GreenState Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

GreenState Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1-High Yield Savings Account Via Raisin
1.00%*$100*$2.5kRainy Day Savings
OTHER TIERS: 0.05% $2.5k+
0.05%$100-Share Savings Account
0.05%$500-Business Savings

GreenState Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$1m*-Investor Money Market - New Money
OTHER TIERS: 3.00% $10k - $100k | 3.15% $100k - $250k | 3.30% $250k - $500k | 3.50% $500k - $1m
2.45%*$1m*-Impact Money Market
OTHER TIERS: 1.45% $2.5k - $50k | 1.65% $50k - $100k | 1.85% $100k - $250k | 2.05% $250k - $500k | 2.25% $500k - $1m
1.40%*$1m*-Green Account
OTHER TIERS: 0.75% $10k - $100k | 0.85% $100k - $250k | 1.05% $250k - $500k | 1.25% $500k - $1m
1.40%*$1m*-Business Green Account
OTHER TIERS: 0.75% $10k - $100k | 0.85% $100k - $250k | 1.05% $250k - $500k | 1.25% $500k - $1m
1.15%*$500k*-IRA Money Market Account
OTHER TIERS: 0.05% $100 - $5k | 0.45% $5k - $25k | 0.75% $25k - $100k | 0.85% $100k - $500k

GreenState Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$20kRewardsPlus Checking
OTHER TIERS: 0.05% $20k+
1.50%*$0$15kRewards Checking
OTHER TIERS: 0.05% $15k+

GreenState Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%*$100k*-12 Month CD Special
OTHER TIERS: 5.05% $1k - $100k
5.15%*$100k*-Business 12 Month CD Special
OTHER TIERS: 5.05% $1k - $100k
4.70%$1-10 Month High-Yield CD Via Raisin
4.60%$1k-23 Month CD Special
4.60%$1k-Business 23 Month CD Special
4.60%$1-12 Month No Penalty CD Via Raisin
4.15%$1k-49 Month CD Special
4.15%$1k-Business 49 Month CD Special
0.75%$500-49-60 Month CD
0.75%$500-Business 49-60 Month CD
0.60%$500-37-48 Month CD
0.60%$500-Business 37-48 Month CD
0.50%$500-25-36 Month CD
0.50%$500-Business 25-36 Month CD
0.40%$500-13-24 Month CD
0.40%$500-Business 13-24 Month CD
0.30%$500-7-12 Month CD
0.30%$500-Business 7-12 Month CD
0.30%$100-Young Investors CD
0.30%$100-Business Young Investors CD
0.20%$500-3-6 Month CD
0.20%$500-Business 3-6 Month CD

GreenState Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%*$100k*-12 Month IRA Special
OTHER TIERS: 4.95% $1k - $100k
4.50%$1k-23 Month IRA Special
4.05%$1k-49 Month IRA Special
0.75%$100-49-60 Month IRA
0.60%$100-37-48 Month IRA
0.50%$100-25-36 Month IRA
0.40%$100-13-24 Month IRA
0.30%$100-7-12 Month IRA
0.20%$100-3-6 Month IRA
Locations

Availability

Cedar Rapids Area

Interactive local rates map


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