GreenState Credit Union is headquartered in North Liberty and is the largest credit union in the state of Iowa. It is also the 21st largest credit union in the nation. It was established in 1938 and as of March of 2022, it had grown to 778 employees and 369,644 members at 30 locations. GreenState Credit Union has an A health rating.
Membership in Green State Credit Union is open to those who live or work anywhere in Iowa, or in counties in Illinois, Nebraska, South Dakota, or Wisconsin that border on Iowa. University of Iowa students, alumni, and staff are also eligible to join, as are members of the Iowa Consumer Council. Direct family members of current Green State Credit Union members also qualify for membership.
See current membership details
I've been with UICCU ever since I was in school at the University back in '03. The rate on the Rewards Checking has been great, usually the highest I can find anywhere, and I don't feel that what they ask to get the rate is unreasonable. The paperless statements are also less hassle, and the direct deposit was something I wanted anyway. I have been burned by the slow posting transactions before as well, but was given the interest after explaining the situation. The second time, it was simply because I had forgotten to use the card enough times, and I can hardly blame that on them (although I was unaware of the $5 minimum average). I've been MORE than happy with the service that I've received as a customer and have kept my money at UICCU despite the fact that I no longer even live in Iowa City.
When you log into UICCU you must enter your zip code to obtain rate information. Different zip codes will yield different rates. This is a nickel/dime approach to banking in this era of the internet accessibility. Regional rate quotes are usually done by small credit unions. UICCU has grown up and should act the roll . Drop the regional rate quotes.
Here I am AGAIN waiting for a response to online/email questions and this time to a branch manager. This has happened SEVERAL times over the past few years. ONGOING ISSUE THAT NEEDS TO ADDRESSED ---anyone there at uiccu able to read & UNDERSTAND that ????
And also not being told of upcoming deposit rate increase 2.90 one day & 3% a few days later --but then with the communication issues, they must not talk to each other either.
so if you are thinking about joining this cu --be sure you can handle not being taken care of for extended periods at times.
Well I paid off the loan on my manufactured home in full on May 9th of this year, and received a letter of payoff in the process. Two weeks later, I had made plans to sell the home back to the park its located in. The park asked me if i had received the title yet. I had not, so I reached out to Greenstate to inquire about it. They informed me that I owed them money still, after an hour long phone call they admitted that they were at fault and my account was in fact closed. They provided me with a second letter of payoff and said they would mail the title that day. This meant that I would be on the hook for another month of lot rent for the trailer and maintenance fees, so in short Greenstate cost me roughly $800 due to their negligence. So if you ever have the misfortune of dealing with Greenstate, keep an eye on all of your paperwork and do you due diligence because they certainly will not. The final cherry on top was when I didn't receive the title for over two weeks.... They sent it to the wrong address. Unbelievable.
|Return on Assets - YTD||1.85%|
|Return on Equity - YTD||18.73%|
|Annual Interest Income||$92.8MM|
|Assets and Liabilities|
|Assets||Q1 2022vs Q1 2021||$9.48B$7.47B|
|Loans||Q1 2022vs Q1 2021||$8.33B$6.46B|
|Deposits||Q1 2022vs Q1 2021||$7.82B$6.07B|
|Equity Capital||Q1 2022vs Q1 2021||$911.0MM$718.2MM|
|Loan Loss Allowance||Q1 2022vs Q1 2021||$55.5MM$49.1MM|
|Unbacked Noncurrent Loans||Q1 2022vs Q1 2021||$41.6MM$23.1MM|
|Real Estate Owned||Q1 2022vs Q1 2021||$0$1.0MM|
Rates for GreenState Credit Union are currently being reviewed.