Greenville Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 0.90% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.10% | Savings |
Greenville Federal Credit Union is headquartered in Greenville and is the 14th largest credit union in the state of South Carolina. It is also the 945th largest credit union in the nation. It was established in 1968 and as of June of 2018, it had grown to 58 employees and 28,875 members at 4 locations. Greenville Federal Credit Union's savings rates are 94% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in in Greenville County and to relatives of current members.
See current membership details
Good Bank With A Few Silly Policies
Overall, I enjoyed my banking experience with Greenville Federal Credit Union. There was no fee checking, my deposits were credited immediately (with some exceptions, details to follow), and they cleared checks in order of smallest to largest (saving members any extra overdraft fees--at the time I banked there, this was unusual for banks to do). My only complaint was that when I wanted to deposit personal checks the credit union would hold them. Not necessarily unusual, but they would hold them for 10 business days in some cases. Seriously? In this day and age of electronic clearing of checks I thought this was excessive, especially when we had had the account for several YEARS. So, on the whole, a good experience. Just a few silly policies, but not enough to make us leave the Credit Union.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19116 |
| Year Chartered | 1968 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 8.31% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $237.4MM$223.8MM |
| Loans | Q2 2018vs Q2 2017 | $164.3MM$143.5MM |
| Deposits | Q2 2018vs Q2 2017 | $210.0MM$198.5MM |
| Equity Capital | Q2 2018vs Q2 2017 | $26.2MM$23.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $670.00K$579.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $766.00K$1.0MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Greenville Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | $75k* | - | Yield-Plus Savings | ||
| OTHER TIERS: 0.05% → Up to $2k | 0.55% → $2k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $75k | |||||
| 0.40% | - | - | Floating IRA | ||
| 0.10%* | $2k* | - | Regular Share Savings | ||
| OTHER TIERS: 0.05% → Up to $2k | |||||
| 0.05% | - | - | Christmas Club Account | ||
| 0.05% | - | - | Vacation Club Account | ||
Greenville Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | $75k* | - | Yield-Plus Checking | ||
| OTHER TIERS: 0.05% → Up to $2k | 0.50% → $2k - $10k | 0.55% → $10k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $75k | |||||
| 0.05% | - | - | Regular Share Checking | ||
Greenville Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month Share Term Certificate | |
| 1.76% | $500 | - | 48 Month Share Term Certificate | |
| 1.51% | $500 | - | 36 Month Share Term Certificate | |
| 1.41% | $500 | - | 30 Month Share Term Certificate | |
| 1.31% | $500 | - | 30 Month Step-Up Share Term Certificate Special | |
| 1.26% | $500 | - | 24 Month Share Term Certificate | |
| 1.00% | $500 | - | 18 Month Share Term Certificate | |
| 0.90% | $500 | - | 12 Month Share Term Certificate | |
| 0.75% | $500 | - | 6 Month Share Term Certificate | |
| 0.55% | $500 | - | 91 Day Share Term Certificate |
Greenville Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month IRA Certificate | |
| 1.76% | $500 | - | 48 Month IRA Certificate | |
| 1.51% | $500 | - | 36 Month IRA Certificate | |
| 1.41% | $500 | - | 30 Month IRA Certificate | |
| 1.31% | $500 | - | 30 Month Step-Up IRA Certificate Special | |
| 1.26% | $500 | - | 24 Month IRA Certificate | |
| 1.00% | $500 | - | 18 Month IRA Certificate | |
| 0.90% | $500 | - | 12 Month IRA Certificate | |
| 0.75% | $500 | - | 6 Month IRA Certificate |
| Greenville Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 107 W Church St | Greer, SC 29650 |
| Branch Office | 1501 Wade Hampton Blvd | Greenville, SC 29609 |
| Branch Office | 3375 Pelham Rd | Greenville, SC 29615 |
| Branch Office | 142 Tanner Rd | Greenville, SC 29607 |