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Greenville Federal Credit Union


Overview / Commentary
www.greenvillefcu.com
864-235-6309
1501 Wade Hampton Blvd
Greenville, SC 29609

Greenville Federal Credit Union is headquartered in Greenville and is the 13th largest credit union in the state of South Carolina. It is also the 855th largest credit union in the nation. It was established in 1968 and as of June of 2021, it had grown to 67 employees and 32,865 members at 4 locations. Greenville Federal Credit Union has an A health rating.

Field of Membership Restrictions

Greenville Federal Credit Union offers membership to those who attend school, work, worship or live in Greenville County.
See current membership details

Related Posts

Greenville FCU Introduces Kasasa Accounts - 2/17/2021

GFCU now offers both Kasasa Cash Back® Checking and Kasasa Cash® Checking ======== Kasasa Cash Back Checking Rewards and Features Free interest-bearing checking that earns cash back 4.00% cash back on debit card purchases*, up to $10 per cycle Refunds on ATM withdrawal fees, nationwide (up to $20 monthly, max $4.99 each)* No minimum balance to earn rewards No monthly maintenance fees No minimum deposit to open No per-check charges Direct deposit and payroll deduction ======== Kasasa Cash Checking Rewards and Features Free checking that earns 2.00% APY* on balances up to $5,000 if qualifications are met Refunds on ATM withdrawal fees, nationwide (up to $20 monthly, max $4.99 each)* No minimum balance to earn rewards No monthly maintenance fees No minimum deposit to open Earn 0.05% APY* if qualifications aren't met No per-check charges Direct deposit and payroll deduction https://www.greenvillefcu.com/personal/deposits/share-checking-accounts/kasasa-cash-back-checking

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Reviews (1)

Good Bank With A Few Silly Policies

Posted by: |

Overall, I enjoyed my banking experience with Greenville Federal Credit Union. There was no fee checking, my deposits were credited immediately (with some exceptions, details to follow), and they cleared checks in order of smallest to largest (saving members any extra overdraft fees--at the time I banked there, this was unusual for banks to do). My only complaint was that when I wanted to deposit personal checks the credit union would hold them. Not necessarily unusual, but they would hold them for 10 business days in some cases. Seriously? In this day and age of electronic clearing of checks I thought this was excessive, especially when we had had the account for several YEARS. So, on the whole, a good experience. Just a few silly policies, but not enough to make us leave the Credit Union.

3


Health
A

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #19116
Year Chartered1968
Employees67
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.62%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$361.8MM$299.9MM
LoansQ2 2021vs Q2 2020$230.7MM$197.0MM
DepositsQ2 2021vs Q2 2020$324.7MM$262.7MM
Equity CapitalQ2 2021vs Q2 2020$32.7MM$29.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.1MM$807.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.0MM$909.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greenville Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greenville Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$75k*-Yield-Plus Savings
OTHER TIERS: 0.05% → Up to $2k | 0.20% → $2k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k
0.25%--Floating IRA
0.10%*$2k*-Regular Share Savings
OTHER TIERS: 0.05% → Up to $2k
0.05%--Christmas Club Account
0.05%--Vacation Club Account

Greenville Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$5kKasasa Cash
OTHER TIERS: 0.05% → $5k+
0.35%*$75k*-Yield-Plus Checking
OTHER TIERS: 0.05% → Up to $2k | 0.15% → $2k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k
0.05%--Regular Share Checking

Greenville Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month Share Term Certificate
0.95%$500-Business 60 Month Share Term Certificate
0.85%$500-48 Month Share Term Certificate
0.85%$500-Business 48 Month Share Term Certificate
0.75%$500-36 Month Share Term Certificate
0.75%$500-Business 36 Month Share Term Certificate
0.65%$500-30 Month Share Term Certificate
0.65%$500-Business 30 Month Share Term Certificate
0.60%$500-30 Month Step-Up Share Term Certificate
0.60%$500-Business 30 Month Step-Up Share Term Certificate
0.55%$500-24 Month Share Term Certificate
0.55%$500-Business 24 Month Share Term Certificate
0.50%$500-18 Month Share Term Certificate
0.50%$500-Business 18 Month Share Term Certificate
0.40%$500-12 Month Share Term Certificate
0.40%$500-Business 12 Month Share Term Certificate
0.30%$500-6 Month Share Term Certificate
0.30%$500-Business 6 Month Share Term Certificate
0.25%$500-91 Day Share Term Certificate
0.25%$500-Business 91 Day Share Term Certificate

Greenville Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month IRA Certificate
0.85%$500-48 Month IRA Certificate
0.75%$500-36 Month IRA Certificate
0.65%$500-30 Month IRA Certificate
0.60%$500-30 Month Step-Up IRA Certificate
0.55%$500-24 Month IRA Certificate
0.50%$500-18 Month IRA Certificate
0.40%$500-12 Month IRA Certificate
0.30%$500-6 Month IRA Certificate
Locations


Greenville Federal Credit Union Locations
Branch Office107 W Church StGreer, SC 29650
Branch Office1501 Wade Hampton BlvdGreenville, SC 29609
Branch Office3375 Pelham RdGreenville, SC 29615
Branch Office142 Tanner RdGreenville, SC 29607

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