Greenville Federal Credit Union
Greenville Federal Credit Union is headquartered in Greenville and is the 13th largest credit union in the state of South Carolina. It is also the 828th largest credit union in the nation. It was established in 1968 and as of December of 2022, it had grown to 79 employees and 33,586 members at 4 locations. Greenville Federal Credit Union has an A health rating.
Field of Membership Restrictions
Greenville Federal Credit Union offers membership to those who attend school, work, worship or live in Greenville County.
See current membership details
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Good Bank With A Few Silly Policies
Overall, I enjoyed my banking experience with Greenville Federal Credit Union. There was no fee checking, my deposits were credited immediately (with some exceptions, details to follow), and they cleared checks in order of smallest to largest (saving members any extra overdraft fees--at the time I banked there, this was unusual for banks to do). My only complaint was that when I wanted to deposit personal checks the credit union would hold them. Not necessarily unusual, but they would hold them for 10 business days in some cases. Seriously? In this day and age of electronic clearing of checks I thought this was excessive, especially when we had had the account for several YEARS. So, on the whole, a good experience. Just a few silly policies, but not enough to make us leave the Credit Union.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19116 |
| Year Chartered | 1968 |
| Employees | 79 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 12.79% |
| Annual Interest Income | $14.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $406.0MM$392.0MM |
| Loans | Q4 2022vs Q4 2021 | $301.1MM$244.1MM |
| Deposits | Q4 2022vs Q4 2021 | $364.0MM$351.2MM |
| Equity Capital | Q4 2022vs Q4 2021 | $40.5MM$35.3MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.3MM$1.1MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $448.00K$1.0MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |