Greenville Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.95% | 5-year CD | 60 Month Share Term Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.35% | 1-year CD | 12 Month Share Term Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Regular Share Savings 1.00% - Ally Bank Online Savings Account |
Greenville Federal Credit Union is headquartered in Greenville and is the 14th largest credit union in the state of South Carolina. It is also the 977th largest credit union in the nation. It was established in 1968 and as of June of 2016, it had grown to 50 employees and 26,235 members at 4 locations. Greenville Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in in Greenville County and to relatives of current members.
See current membership details
Good Bank With A Few Silly Policies
Overall, I enjoyed my banking experience with Greenville Federal Credit Union. There was no fee checking, my deposits were credited immediately (with some exceptions, details to follow), and they cleared checks in order of smallest to largest (saving members any extra overdraft fees--at the time I banked there, this was unusual for banks to do). My only complaint was that when I wanted to deposit personal checks the credit union would hold them. Not necessarily unusual, but they would hold them for 10 business days in some cases. Seriously? In this day and age of electronic clearing of checks I thought this was excessive, especially when we had had the account for several YEARS. So, on the whole, a good experience. Just a few silly policies, but not enough to make us leave the Credit Union.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 19116 |
| Year Chartered | 1968 |
| Employees | 50 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 10.75% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $207.0MM$188.2MM |
| Loans | Q2 2016vs Q2 2015 | $128.0MM$115.6MM |
| Deposits | Q2 2016vs Q2 2015 | $184.0MM$168.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $21.7MM$19.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $485.00K$427.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $804.00K$1.2MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$170.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Greenville Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40% | - | - | Floating IRA | ||
| 0.40% | - | - | Floating Roth IRA | ||
| 0.40% | - | - | Floating CESA | ||
| 0.35%* | $75k* | - | Yield-Plus Savings | ||
| OTHER TIERS: 0.05% → Up to $2k | 0.15% → $2k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k | |||||
| 0.10%* | $2k* | - | Regular Share Savings | ||
| OTHER TIERS: 0.05% → Up to $2k | |||||
| 0.05% | - | - | Club Accounts | ||
Greenville Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $75k* | - | Yield-Plus Checking | ||
| OTHER TIERS: 0.05% → Up to $2k | 0.15% → $2k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $75k | |||||
| 0.05% | - | - | Regular Share Checking | ||
Greenville Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.95% | $500 | - | 60 Month Share Term Certificate | |
| 0.85% | $500 | - | 48 Month Share Term Certificate | |
| 0.75% | $500 | - | 36 Month Share Term Certificate | |
| 0.65% | $500 | - | 30 Month Share Term Certificate | |
| 0.55% | $500 | - | 30 Month Step-Up Share Term Certificate Special | |
| 0.50% | $500 | - | 24 Month Share Term Certificate | |
| 0.45% | $500 | - | 18 Month Share Term Certificate | |
| 0.35% | $500 | - | 12 Month Share Term Certificate | |
| 0.25% | $500 | - | 6 Month Share Term Certificate | |
| 0.20% | $500 | - | 91 Day Share Term Certificate |
Greenville Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.95% | - | - | 60 Month IRA Certificate | |
| 0.85% | - | - | 48 Month IRA Certificate | |
| 0.75% | - | - | 36 Month IRA Certificate | |
| 0.65% | - | - | 30 Month IRA Certificate | |
| 0.55% | - | - | 30 Month Step-Up IRA Certificate Special | |
| 0.50% | - | - | 24 Month IRA Certificate | |
| 0.45% | - | - | 18 Month IRA Certificate | |
| 0.35% | - | - | 12 Month IRA Certificate | |
| 0.25% | - | - | 6 Month IRA Certificate |
| Greenville Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 107 W Church St | Greer, SC 29650 |
| Branch Office | 1501 Wade Hampton Blvd | Greenville, SC 29609 |
| Branch Office | 3375 Pelham Rd | Greenville, SC 29615 |
| Branch Office | 142 Tanner Rd | Greenville, SC 29607 |