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Greenwood Municipal Federal Credit Union


Overview / Commentary
www.gm-fcu.org
864-229-6177
617 Durst Ave E
Greenwood, SC 29649

Greenwood Municipal Federal Credit Union is headquartered in Greenwood and is the 35th largest credit union in the state of South Carolina. It is also the 2,502nd largest credit union in the nation. It was established in 1974 and as of December of 2019, it had grown to 15 employees and 6,346 members at 2 locations. Greenwood Municipal Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Greenwood Municipal Federal Credit Union is open to 1) employees of Greenwood County, 2) educators in Greenwood County, 3) over 50 different local businesses.
See current membership details

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Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Greenwood Municipal Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #21628
Year Chartered1974
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD6.4%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$42.3MM$41.9MM
LoansQ4 2019vs Q4 2018$20.4MM$20.3MM
DepositsQ4 2019vs Q4 2018$35.9MM$36.1MM
Equity CapitalQ4 2019vs Q4 2018$6.2MM$5.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$56.00K$43.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$89.00K$41.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Greenwood Municipal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Greenwood Municipal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$20kKasasa Saver
OTHER TIERS: 0.37% → $20k+
0.50%--Christmas Club
0.15%--Share Savings Account

Greenwood Municipal Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Money Market Investment Account

Greenwood Municipal Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kKasasa Cash
OTHER TIERS: 0.50% → $10k+

Greenwood Municipal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$20k*-4 Year Share Certificate
OTHER TIERS: 0.90% → Up to $20k
0.85%*$20k*-3 Year Share Certificate
OTHER TIERS: 0.80% → Up to $20k
0.75%*$20k*-2 Year Share Certificate
OTHER TIERS: 0.70% → Up to $20k
0.65%*$20k*-18 Month Share Certificate
OTHER TIERS: 0.55% → Up to $20k
0.60%*$20k*-1 Year Share Certificate
OTHER TIERS: 0.50% → Up to $20k
0.60%*$20k*-1 Year Youth Share Certificate
OTHER TIERS: 0.50% → $500 - $20k
0.40%--6 Month Share Certificate
Locations


Greenwood Municipal Federal Credit Union Locations
Branch Office617 Durst Ave EGreenwood, SC 29649-2713
Branch Office1632 Main St SGreenwood, SC 29646-4123

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