Overview / Commentary
813-837-2451
9927 Delaney Lake Dr
Tampa, FL 33619

Grow Financial Federal Credit Union is headquartered in Tampa and is the 5th largest credit union in the state of Florida. It is also the 99th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 529 employees and 202,842 members at 28 locations. Grow Financial Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Grow Financial Federal Credit Union is open to active and retired military and their family. Membership is also open to civilian employees of MacDill Air Force Base and other Select Employer Groups. (Membership requirements are listed in the credit union's online application).
See current membership details

Related Posts

Grow 2.75% Money Market Is Obtainable - 3/6/2019

We were able to open the Grow 2.75% money market without issue. We opened the first on March 1 and for a second new account March 5. We qualified by choosing Costco from the online drop down menu, at a rep’s suggestion. The rate is locked for a year. $1,000 minimum balance to earn the highest rate. $200 minimum across all Grow accounts to avoid $10 monthly fee. How to get the rate? Open the basic member account with at least $1 online. Then call and ask a rep to manually add the 2.75 % money market for you. Just ordered checks, too...

Grow Financial Federal Credit Union Offers 2.75% APY Money Market - 2/28/2019

Grow Financial Federal Credit Union is offering a Money Market Special, earning 2.75% APY on balances of $1k+. Rate guaranteed for 12 months. New money required.

Correction Of Minimum Amt For Money Market At 2.75% - 2/26/2019

Oops...meant 1000 minimum. Sorry for confusion and thanks for pointing it out.

View all posts from:


Very Impressed!

Posted by: ET | Feb 22, 2019

Very impressed!

Initially I was concerned with negative feedbacks. Those negative feedbacks are mainly for loans. Due to their current high 3.35% APY 15 months CD, I gave it a try. Called two times before opening an account and spoke with a very helpful customer service representative each time. I finally called the third time to open an account.

Since I am not a member of numerous organizations, I had to talk with a CSR who suggested I could be a member of Friends and Family of Military. Since that option was not available online, I had to talk with another CSR.

Laila was more than helpful. She applied for me online as a member of Friends and Family of Military. She then proceeded to open an account for me. A soft pull from Equifax is required if account is not opened at a physical branch.

Laila followed up next day with me for fund transfer status. When wired fund arrived, she opened a 15 months CD for me @ 3.35% APY.

Each time you log in, you have to answer a secret question. An email is sent instantly to you notifying your account was accessed. Some may find it annoying, I find it assuring.

Grow Financial Grows Your Savings!

Posted by: Pellytec | Apr 13, 2018

I have been with Grow Financial for the last four and a half years. I originally only had a savings account with them, but I liked them so much I have a checking account now. They're a credit union and local to the Tampa Bay area. The have a good amount of locations near me in Tampa and their ATM's are easy to access through the city. Although they have limited hours, their customer service is excellent my questions are solved within moments and whenever I have a bigger issue they take care of it within one to two business days. The staff is really helpful, they seem well trained and knowledgeable about all the product ans services they offer. They know me by name and give me the most respect when I come see them. My checking and savings accounts are easy to understand. The statements are clear and always on time. There's no extra fees or hidden costs, when there is a charge they ensure I know and understand before even proceeding to the next step. The only draw back I have with Grow Financial is lack of mobile support. They don't have a useful app and their website is not mobile optimized so using them when I'm on the go is very difficult to the point I check my account before I leave when I plan on using my checking or savings account. They said they're working on it, but it's been over a year without a reasonable result or improvement so I feel uneasy about it. Either way that's the most of my complaints and something I can live without if I have to.

Not worth it

My experience here was terrible. I was told different things by different people. This happened three times. In had thirty to forty minute waits for help, too. Paper statements were $5 per month which i was not told. I found out when I got my first statement. They pushed for online banking, which I do not want to do. Their services also dropped considerably during my time there. I ended up withdrawing all funds and going to a bank. It was very disappointing.

Great Bank To Work With.

Years of experiences on Banking with different Banks finally I fund right Bank to work with, This year is my 4th year with Grow Financial and I have great experience with them, they are very friendly , very knowledge on what they doing yes sometimes banks are busy the reason why is because they have a lot of customers due to there excellent service, I Bank with Brandon Branch , Manager to teller ,loan officers and all others very nice and kind people not only that they are very professional, Thank you for your great service I am recommend to all my employees ,my business partners and my friends
Benny

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Health

Health Grade Components

Overall
NCUA #9976
Year Chartered1955
Employees529
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.19%
Annual Interest Income$95.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$2.53B$2.43B
LoansQ4 2018vs Q4 2017$2.12B$1.99B
DepositsQ4 2018vs Q4 2017$2.19B$2.12B
Equity CapitalQ4 2018vs Q4 2017$249.5MM$239.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$18.3MM$16.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$11.5MM$21.3MM
Real Estate OwnedQ4 2018vs Q4 2017$209.00K$372.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Grow 2.75% Money Market Is Obtainable

JVW   |  
We were able to open the Grow 2.75% money market without issue. We opened the first on March 1 and for a second new account March 5. We qualified by choosing Costco from the online drop down menu, at a rep’s suggestion.

The rate is locked for a year. $1,000 minimum balance to earn the highest rate. $200 minimum across all Grow accounts to avoid $10 monthly fee. How to get the rate? Open the basic member account with at least $1 online. Then call and ask a rep to manually add the 2.75 % money market for you. Just ordered checks, too...

Correction Of Minimum Amt For Money Market At 2.75%

glasses   |  
Oops...meant 1000 minimum. Sorry for confusion and thanks for pointing it out.

Grow Financial 2.75% Money Market Special

glasses   |  
Yesterday, on a visit to the branch, I was told that they are having a money market special. 2.75% guaranteed for 12 months. 1000K minimum. This is not listed on their rate sheet and must be asked for.

Grow Financial Fed Credit Union 3.35 APY On 15 Month CD

glasses   |  
This rate is for CD of 100K or more.
3.25 APY on less than 100K
Also available for IRA.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Grow Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Grow Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$5-Get Fit Savings
0.25%--Roth IRA Savings Account
0.25%--Coverdell Education Savings Account
0.25%--IRA Savings Account
0.10%$5-Basic Savings
0.10%--Health Savings Account
0.10%$5-Business Savings

Grow Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $25k | 0.55% $25k - $50k | 0.85% $50k - $100k
1.00%*$100k*-Business Money Market
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $25k | 0.55% $25k - $50k | 0.85% $50k - $100k

Grow Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Grow High-Yield Business Checking
OTHER TIERS: 0.15% $10k - $25k | 0.30% $25k - $50k
0.01%--Grow CashBack Checking

Grow Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$100k*-60 Month Share Certificate
OTHER TIERS: 3.00% $500 - $100k
3.10%*$100k*-Business 60 Month Certificate
OTHER TIERS: 3.00% $500 - $100k
2.50%*$100k*-48 - 59 Month Share Certificate
OTHER TIERS: 2.40% $500 - $100k
2.50%*$100k*-Business 48 - 59 Month Certificate
OTHER TIERS: 2.40% $500 - $100k
2.40%*$100k*-36 - 47 Month Share Certificate
OTHER TIERS: 2.30% $500 - $100k
2.40%*$100k*-Business 36 - 47 Month Certificate
OTHER TIERS: 2.30% $500 - $100k
2.30%*$100k*-30 - 35 Month Share Certificate
OTHER TIERS: 2.20% $500 - $100k
2.30%*$100k*-Business 30 - 35 Month Certificate
OTHER TIERS: 2.20% $500 - $100k
2.20%*$100k*-24 - 29 Month Share Certificate
OTHER TIERS: 2.10% $500 - $100k
2.20%*$100k*-Business 24 - 29 Month Certificate
OTHER TIERS: 2.10% $500 - $100k
2.10%*$100k*-18 - 23 Month Share Certificate
OTHER TIERS: 2.00% $500 - $100k
2.10%*$100k*-Business 18 - 23 Month Certificate
OTHER TIERS: 2.00% $500 - $100k
1.70%*$100k*-12 - 17 Month Share Certificate
OTHER TIERS: 1.60% $500 - $100k
1.70%*$100k*-Business 12 - 17 Month Certificate
OTHER TIERS: 1.60% $500 - $100k
1.20%*$100k*-6 - 11 Month Share Certificate
OTHER TIERS: 1.10% $500 - $100k
1.20%*$100k*-Business 6 - 11 Month Certificate
OTHER TIERS: 1.10% $500 - $100k

Grow Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*$100k*-60 Month IRA Certificate
OTHER TIERS: 3.00% $500 - $100k
2.50%*$100k*-48 - 59 Month IRA Certificate
OTHER TIERS: 2.40% $500 - $100k
2.40%*$100k*-36 - 47 Month IRA Certificate
OTHER TIERS: 2.30% $500 - $100k
2.30%*$100k*-30 - 35 Month IRA Certificate
OTHER TIERS: 2.20% $500 - $100k
2.20%*$100k*-24 - 29 Month IRA Certificate
OTHER TIERS: 2.10% $500 - $100k
2.10%*$100k*-18 - 23 Month IRA Certificate
OTHER TIERS: 2.00% $500 - $100k
1.70%*$100k*-12 - 17 Month IRA Certificate
OTHER TIERS: 1.60% $500 - $100k
1.20%*$100k*-6 - 11 Month IRA Certificate
OTHER TIERS: 1.10% $500 - $100k
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