GSA Federal Credit Union


Overview / Commentary
202-876-2121
1800 F St Nw # 1211
Washington, DC 20405

GSA Federal Credit Union is headquartered in Washington and is the 18th largest credit union in the District of Columbia. It is also the 2,652nd largest credit union in the nation. It was established in 1937 and as of June of 2024, it had grown to 7 employees and 5,516 members at 1 location. GSA Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

GSA Federal Credit Union is open to employees of the General Services Administration, National Archives and Records Administration, U.S. Institute for Peace, National Advisory Council on Economic Opportunity, Committee for Purchase from People who are Blind or Severely Disabled, District of Columbia Randolph-Sheppard Nominee, Inc., Decision Systems Technologies, Inc. or Master Security, Inc. that are under contract with GSA and work in the GSA Central Office building, Equal Employment Opportunity Commission, U.S. Commission on Civil Rights or Advisory Council on Intergovernmental Relations.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. GSA Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #2299
Year Chartered1937
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.63%
Annual Interest Income$745K
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$40.2MM$41.1MM
LoansQ2 2024vs Q2 2023$24.9MM$24.9MM
DepositsQ2 2024vs Q2 2023$35.6MM$36.9MM
Equity CapitalQ2 2024vs Q2 2023$4.3MM$4.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$119K$129K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$85K$37K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GSA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Christmas Club
0.10%$0-Vacation Club
0.05%$1k-Share Savings Account

GSA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*$15kInternet Checking
OTHER TIERS: 0.05% $15k+
0.05%$1k-Share Draft

GSA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.55%$1k-6 Month Share Certificate
4.45%$1k-60 Month Share Certificate
4.44%$1k-48 Month Share Certificate
4.34%$1k-12 Month Share Certificate
4.24%$1k-24 Month Share Certificate
4.24%$1k-36 Month Share Certificate

GSA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.55%$1k-6 Month IRA Share Certificate
4.45%$1k-60 Month IRA Share Certificate
4.44%$1k-48 Month IRA Share Certificate
4.34%$1k-12 Month IRA Share Certificate
4.24%$1k-24 Month IRA Share Certificate
4.24%$1k-36 Month IRA Share Certificate
Locations


GSA Federal Credit Union Locations
Branch Office1800 F St NW # 1211Washington, DC 20405-0001

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