GSL Savings Bank

Overview / Commentary

www.gslsavingsbank.com

201-869-9300

6823 Bergenline Ave
Guttenberg, NJ 07093

GSL Savings Bank is headquartered in Guttenberg and is the 71^st largest bank in the state of New Jersey. It is also the 4,022^nd largest bank in the nation. It was established in 1907 and as of March of 2019, it had grown to 15 employees at 2 locations. GSL Savings Bank's CD rates are 30% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2019

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Health Grade Components

Overall
FDIC Certificate #	28708
Year Established	1907
Employees	15
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.29%
Return on Equity - YTD	2.61%
Annual Interest Income	$923.00K

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$105.2MM$98.2MM
Loans	Q1 2019vs Q1 2018	$87.0MM$84.6MM
Deposits	Q1 2019vs Q1 2018	$84.5MM$79.6MM
Equity Capital	Q1 2019vs Q1 2018	$11.8MM$11.5MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$731.00K$731.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$215.00K$0
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not GSL Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

GSL Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$50	-	Holiday Club Account
0.15%	$50	-	Savings Account
0.15%	$50	-	IRA Savings
0.15%	$50	-	Rent Security Account

GSL Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$1.5k^*	-	Super Money Market Account
OTHER TIERS: 0.15% → $100 - $1.5k

GSL Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Now Checking Account

GSL Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.84%	$500	-	60 Month Fixed CD
1.79%	$500	-	30 Month Fixed CD
1.63%	$500	-	24 Month Fixed CD
1.38%	$500	-	18 Month Fixed CD
1.22%	$500	-	15 Month Fixed CD
1.17%	$500	-	12 Month Fixed CD
0.76%	$500	-	7 Month Fixed CD
0.76%	$500	-	9 Month Fixed CD
0.35%	$500	-	6 Month Fixed CD
0.15%	$500	-	3 Month Fixed CD

GSL Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.79%	$500	-	30 Month Fixed IRA
1.63%	$500	-	24 Month Fixed IRA
1.63%	$500	-	18 Month Variable IRA
1.38%	$500	-	18 Month Fixed IRA
1.17%	$500	-	12 Month Fixed IRA
0.35%	$500	-	6 Month Fixed IRA

Locations

GSL Savings Bank Locations
215 Bergen Boulevard Branch	215 Bergen Boulevard	Fairview, NJ 07022
Gsl Savings Bank	6823 Bergenline Ave	Guttenberg, NJ 07093

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