GTE Financial
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.75% | 5-year CD | 60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 Month Add-on Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Special Savings Account 1.00% - Ally Bank Online Savings Account |
GTE Financial is a member-owned federal credit union chartered in the midst of the Great Depression that offers a variety of depository banking and lending products. It is an active participant in serving organizations located in the community it serves and also helps businesses with growth and start-up financing.
On its personal banking side, GTE Financial offers savings, checking, money market, share certificate, IRA, and credit card accounts to meet the needs of it membership. Its checking account options include a basic, free account that is eligible for a member advantage program, and a youth account that comes with reduced insufficient fund charges and once-a-month forgiveness for overdraft fees. Both checking accounts come with unlimited check writing, referral incentives, and free debit cards. A basic savings account as well as a money market account are available and offer interest at varying levels based on account balances. Share certificates and IRA certificates range in term lengths from 6 to 60 months. GTE’s rewards program offers cash back incentives for using its Visa credit card or MasterCard debit card.
GTE Financial online banking provides a web-based platform for members to manage their accounts, pay bills, transfer funds and make loan payments. The credit union is part of the CO-OP ATM network and allows free money withdrawal from an ATM that is part of the network. GTE also provides financial education and resources to help guide members through decisions related to purchasing a mortgage and opening up various deposit accounts.
GTE Financial was originally chartered in 1935 and is headquartered in Tampa, Florida. The credit union serves hundreds of thousands of members through a number of branches spread across the state of Florida.
Field of Membership Restrictions
Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, and 33619 in the Tampa area.
See current membership details
Related Posts
Love This Credit Union
I have had a great experience with my credit union. During the Christmas season, I noticed some suspicious activity and I immediately called my bank. The call center canceled the card and transferred me to the fraud department to have the matter investigated. They then sent me to the nearest branch to get a new card. This was awesome because most banks mail a new card within 14 days. Great Credit Union, and anyone can become a member!
GTE rocks!
I love GTE Credit Union, they are really competitive with the services they offer and they aren't trying to nickel and dime each customer. They look at customers like members, not customers that they should try to sell me things. I really like that, they keep my money safe and also provide me access to it and offer me things like I need Home mortgages and credit cards with competitive rates.
Making Lucrative Means By Your Lack Of Knowledge
GTE financial are far worse in fees than the bigger banks. They prey on members not reading fine prints and making lucrative well-offs with your money. Everything is the members fault. They will accept no responsibility for taking your money.....Please beware...
Great Bank
I read the other reviews...no bank can just take your unemployment check. Must be a wage garnishing situation, and blaming them for his own problems?
Anyway, I have been a member for 12 years and never once had a problem. Their rates are fairly competitive and the customer service is fairly responsive. I will continue to bank here for many years to come.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 196 |
| Year Chartered | 1935 |
| Employees | 470 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 4.59% |
| Annual Interest Income | $30.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.80B$1.74B |
| Loans | Q2 2016vs Q2 2015 | $1.47B$1.47B |
| Deposits | Q2 2016vs Q2 2015 | $1.64B$1.59B |
| Equity Capital | Q2 2016vs Q2 2015 | $136.5MM$126.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $15.0MM$19.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $19.1MM$24.1MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $1.8MM$4.2MM |
Always verify rates and promotions with the bank or credit union. We are not GTE Financial; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
GTE Financial Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.49%* | - | $500 | Regular Share Savings - Member Advantage | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 2.49%* | - | $500 | Early Saver Account | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.40% | - | - | HSA Checking | ||
| 0.30%* | $50k* | - | IRA Savings - Member Advantage | ||
| OTHER TIERS: 0.20% → $2,500 - $10k | 0.25% → $10k - $50k | |||||
| 0.25%* | $50k* | - | IRA Savings | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | |||||
| 0.10% | $100 | - | Regular Share Savings | ||
| 0.10% | $100 | - | Special Savings Account | ||
GTE Financial Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Market-Member Advantage | ||
| OTHER TIERS: 0.20% → $2,500 - $10k | 0.25% → $10k - $50k | |||||
| 0.25%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.20% → $10k - $50k | |||||
GTE Financial Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.49% | - | $500 | Primary Checking - Member Advantage | |
| 0.15% | - | - | Business Interest Checking |
GTE Financial CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $500 | - | 60 Month Share Certificate - Member Advantage | |
| 1.75% | $500 | - | 60 Month Share Certificate | |
| 1.70% | $500 | - | 48 Month Share Certificate - Member Advantage | |
| 1.50% | $500 | - | 36 Month Share Certificate - Member Advantage | |
| 1.45% | $500 | - | 48 Month Share Certificate | |
| 1.31% | $500 | - | 30 Month Share Certificate - Member Advantage | |
| 1.25% | $500 | - | 36 Month Share Certificate | |
| 1.21% | $500 | - | 30 Month Step Up Share Certificate - Member Advantage | |
| 1.16% | $500 | - | 24 Month Share Certificate - Member Advantage | |
| 1.06% | $500 | - | 30 Month Share Certificate | |
| 0.95% | $500 | - | 30 Month Step Up Share Certificate | |
| 0.95% | $500 | - | 18 Month Share Certificate - Member Advantage | |
| 0.90% | $500 | - | 24 Month Share Certificate | |
| 0.85% | $500 | - | 12 Month Add-on Share Certificate - Member Advantage | |
| 0.70% | $500 | - | 18 Month Share Certificate | |
| 0.60% | $500 | - | 12 Month Add-on Share Certificate | |
| 0.60% | $500 | - | 6 Month Share Certificate - Member Advantage | |
| 0.35% | $500 | - | 6 Month Share Certificate |
GTE Financial IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.26% | $500 | - | 60 Month IRA Certificate - Member Advantage | |
| 2.01% | $500 | - | 60 Month IRA Certificate | |
| 1.96% | $500 | - | 48 Month IRA Certificate - Member Advantage | |
| 1.75% | $500 | - | 36 Month IRA Certificate - Member Advantage | |
| 1.70% | $500 | - | 48 Month IRA Certificate | |
| 1.56% | $500 | - | 30 Month IRA Certificate - Member Advantage | |
| 1.50% | $500 | - | 36 Month IRA Certificate | |
| 1.46% | $500 | - | 30 Month Step Up IRA Certificate - Member Advantage | |
| 1.41% | $500 | - | 24 Month IRA Certificate - Member Advantage | |
| 1.31% | $500 | - | 30 Month IRA Certificate | |
| 1.21% | $500 | - | 30 Month Step Up IRA Certificate | |
| 1.21% | $500 | - | 18 Month IRA Certificate - Member Advantage | |
| 1.16% | $500 | - | 24 Month IRA Certificate | |
| 1.11% | $500 | - | 12 Month Add-on IRA Certificate - Member Advantage | |
| 0.95% | $500 | - | 18 Month IRA Certificate | |
| 0.85% | $500 | - | 12 Month Add-on IRA Certificate | |
| 0.85% | $500 | - | 6 Month IRA Certificate - Member Advantage | |
| 0.60% | $500 | - | 6 Month IRA Certificate |
GTE Financial has 23 locations. Click to view all GTE Financial locations.