Guaranty Bank (MS) is headquartered in Belzoni and is the 12th largest bank in the state of Mississippi. It is also the 785th largest bank in the nation. It was established in 1943 and as of December of 2020, it had grown to 252 employees at 24 locations. Guaranty Bank (MS) has an A health rating.
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Guaranty Bank and Trust
Guaranty Bank and Trust is a very friendly and conservative bank. The mobile website is super easy to manage and it has no hidden fees. I had no problems signing up. The sign-up process was quick and simple. My online experience is super secure. I like the fact that I can sit at home and control all aspects of my finances. I have no worries. I know that my money is in good hands. The customer service is awesome. Whenever I have used customer service, it was always a very friendly and pleasant experience. The staff works diligently to assistant in anyway possible. I was able to print out monthly statements and the have access whenever need it. I am able to transfer money at any given time. I love being a customer of Guaranty Bank and Trust.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15953 |
| Year Established | 1943 |
| Employees | 252 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.63% |
| Return on Equity - YTD | 16.38% |
| Annual Interest Income | $51.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $1.23B$1.04B |
| Loans | Q4 2020vs Q4 2019 | $884.4MM$793.8MM |
| Deposits | Q4 2020vs Q4 2019 | $1.09B$920.9MM |
| Equity Capital | Q4 2020vs Q4 2019 | $117.6MM$107.7MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $12.3MM$9.2MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $5.0MM$5.4MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $358.00K$677.00K |
