1. Banks
  2. Guaranty Bank

Guaranty Bank


Overview / Commentary
www.gbankmo.com
417-520-4333
1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in Springfield and is the 26th largest bank in the state of Missouri. It is also the 835th largest bank in the nation. It was established in 1891 and as of December of 2020, it had grown to 229 employees at 16 locations. Guaranty Bank has a B health rating.

Related Posts

View all posts from:


Reviews (2)

Fairly Easy

Posted by: |

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

1

Service!

Posted by: |

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.

2


Health
B

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28670
Year Established1891
Employees229
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.76%
Annual Interest Income$40.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.14B$1.01B
LoansQ4 2020vs Q4 2019$753.5MM$723.5MM
DepositsQ4 2020vs Q4 2019$945.9MM$823.4MM
Equity CapitalQ4 2020vs Q4 2019$115.5MM$108.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$9.6MM$7.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$22.0MM$10.0MM
Real Estate OwnedQ4 2020vs Q4 2019$546.00K$992.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $100k
0.10%--Regular Savings
0.10%--Youth Savings
0.10%--Christmas Club
0.10%--Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500k*-Money Market Savings
OTHER TIERS: 0.10% → $1k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Elite Checking
OTHER TIERS: 0.10% → Up to $10k
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-72 Month CD
0.60%$1k-60 Month CD
0.55%$1k-48 Month CD
0.50%$1k-36 Month CD
0.45%$1k-24 Month CD
0.40%$1k-18 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD
0.10%$1k-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-72 Month IRA
0.60%$1k-60 Month IRA
0.55%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.45%$25-2 Year IRA Open Certificate
0.45%$1k-24 Month IRA
0.40%$1k-18 Month IRA
0.30%$1k-12 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.