Guaranty Bank is headquartered in SPRINGFIELD and is the 16th largest bank in the state of Missouri. It is also the 517th largest bank in the nation. It was established in 2008 and as of September of 2024, it had grown to 199 employees at 14 locations. Guaranty Bank's money market rates are 93% higher than the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 58892 |
Year Established | 2008 |
Employees | 199 |
Primary Regulator | FED |
Profit Margin | |
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Return on Assets - YTD | 1.19% |
Return on Equity - YTD | 7.59% |
Annual Interest Income | $95.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $2.36B$2.24B |
Loans | Q3 2024vs Q3 2023 | $1.81B$1.73B |
Deposits | Q3 2024vs Q3 2023 | $1.78B$1.72B |
Equity Capital | Q3 2024vs Q3 2023 | $378.7MM$339.6MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $20.3MM$21.1MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $6.7MM$8.9MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$120K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $0 | - | Health Savings Account (HSA) | |
0.15% | $0 | - | Regular Savings | |
0.15% | $0 | - | Minor Savings | |
0.15% | $0 | - | Christmas Club | |
0.15% | $0 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.85%* | $500k* | - | Money Market Savings | ||
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $100k | 0.60% → $100k - $500k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00% | $0 | $25k | Elevate Checking | ||
0.25%* | $10k* | - | Elite Checking | ||
OTHER TIERS: 0.10% → $0 - $10k |