Guaranty Bank is headquartered in Springfield and is the 16th largest bank in the state of Missouri. It is also the 529th largest bank in the nation. It was established in 2008 and as of June of 2022, it had grown to 226 employees at 17 locations. Guaranty Bank has an A+ health rating.
I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.
|FDIC Certificate #||58892|
|Return on Assets - YTD||0.64%|
|Return on Equity - YTD||4.16%|
|Annual Interest Income||$27.6MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$2.04B$850.1MM|
|Loans||Q2 2022vs Q2 2021||$1.57B$684.3MM|
|Deposits||Q2 2022vs Q2 2021||$1.54B$608.7MM|
|Equity Capital||Q2 2022vs Q2 2021||$310.9MM$134.6MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$24.3MM$9.3MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$7.4MM$0|
|Real Estate Owned||Q2 2022vs Q2 2021||$205.00K$0|
Rates for Guaranty Bank are currently being reviewed.