2. Guaranty Bank

Guaranty Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
0.75%Reward Checking
2.11% - National Average
1.45%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.62%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
View all Guaranty Bank rates »

Overview / Commentary
www.gbankmo.com
417-520-4333
1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in Springfield and is the 23rd largest bank in the state of Missouri. It is also the 797th largest bank in the nation. It was established in 1891 and as of September of 2018, it had grown to 220 employees at 18 locations. Guaranty Bank's money market rates are 5X the national average, and it has a B+ health rating.

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Reviews (2)

Fairly Easy

Posted by: Corenger | May 14, 2018

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

1

Service!

Posted by: marjoriecurtis80 | Mar 12, 2017

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.

2


Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28670
Year Established1891
Employees220
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.16%
Annual Interest Income$30.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$965.5MM$759.2MM
LoansQ3 2018vs Q3 2017$781.3MM$619.4MM
DepositsQ3 2018vs Q3 2017$763.4MM$586.3MM
Equity CapitalQ3 2018vs Q3 2017$102.9MM$88.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.7MM$7.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$14.0MM$9.7MM
Real Estate OwnedQ3 2018vs Q3 2017$1.1MM$588.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k
0.15%--Regular Savings
0.15%--Youth Savings
0.15%--Christmas Club
0.15%--Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$50k*$1mExclusive Money Market Account (New Money Only)
OTHER TIERS: 0.60% → $1m+
0.60%*$500k*-Money Market Savings
OTHER TIERS: 0.20% → $1k - $10k | 0.25% → $10k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$15kGuaranty Advantage Checking
OTHER TIERS: 0.10% → $15k+
0.22%*$50k*-Eagle Checking
OTHER TIERS: 0.12% → Up to $10k | 0.17% → $10k - $50k
0.20%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.15% → $50k - $100k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%*$10k*-30 Month CD Special
OTHER TIERS: 2.52% → $1k - $10k
3.00%$25k-48 Month CD $Now
2.27%$5k-25 Month CD Special (New Money Only)
2.27%$1k-15 Month CD Special
1.60%$1k-72 Month CD
1.45%$1k-60 Month CD
1.17%$1k-48 Month CD
0.91%$1k-36 Month CD
0.81%$1k-24 Month CD
0.65%$1k-18 Month CD
0.62%$1k-12 Month CD
0.49%$1k-6 Month CD
0.34%$1k-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%*$10k*-30 Month IRA Special
OTHER TIERS: 2.52% → $1k - $10k
2.27%$1k-15 Month IRA Special
2.27%$5k-25 Month IRA Special (New Money Only)
1.60%$1k-72 Month IRA
1.45%$1k-60 Month IRA
1.17%$1k-48 Month IRA
0.91%$1k-36 Month IRA
0.81%$25-2 Year IRA Open Certificate
0.81%$1k-24 Month IRA
0.65%$1k-18 Month IRA
0.62%$1k-12 Month IRA
Locations

Availability



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