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Guaranty Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.75%Reward CheckingGuaranty Advantage Checking
1.20%5-year CD60 Month CD
0.37%1-year CD12 Month CD

Overview / Commentary
417-520-4333
1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in Springfield and is the 28th largest bank in the state of Missouri. It is also the 949th largest bank in the nation. It was established in 1891 and as of March of 2018, it had grown to 171 employees at 11 locations. Guaranty Bank's money market rates are 36% higher than the national average, and it has a B+ health rating.

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Reviews (2)

Fairly Easy

Posted by: Corenger | May 14, 2018

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

Service!

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.



Health
B+

Health Grade Components

Overall
FDIC Certificate #28670
Year Established1891
Employees171
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.71%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$806.3MM$732.0MM
LoansQ1 2018vs Q1 2017$638.7MM$587.5MM
DepositsQ1 2018vs Q1 2017$645.6MM$552.9MM
Equity CapitalQ1 2018vs Q1 2017$79.1MM$86.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$7.1MM$6.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$9.4MM$10.2MM
Real Estate OwnedQ1 2018vs Q1 2017$350.00K$1.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k | 0.25% $50k - $100k
0.15%--Regular Savings
0.15%--Youth Savings
0.15%--Christmas Club
0.15%--Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*-Money Market Savings
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k | 0.40% $50k - $100k | 0.50% $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$15kGuaranty Advantage Checking
OTHER TIERS: 0.10% $15k+
0.22%*$50k*-Eagle Checking
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k
0.20%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% $1k - $50k | 0.15% $50k - $100k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-30 Month CD Special
2.00%$25k-48 Month CD $Now
1.76%$1k-15 Month CD Special
1.76%$1k-25 Month CD Special
1.35%$1k-72 Month CD
1.20%$1k-60 Month CD
0.91%$1k-48 Month CD
0.66%$1k-36 Month CD
0.56%$1k-24 Month CD
0.40%$1k-18 Month CD
0.37%$1k-12 Month CD
0.24%$1k-6 Month CD
0.09%$1k-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-30 Month IRA Special
1.76%$1k-15 Month IRA Special
1.76%$1k-25 Month IRA Special
1.35%$1k-72 Month IRA
1.20%$1k-60 Month IRA
0.91%$1k-48 Month IRA
0.66%$1k-36 Month IRA
0.56%$25-2 Year IRA Open Certificate
0.56%$1k-24 Month IRA
0.40%$1k-18 Month IRA
0.37%$1k-12 Month IRA
Locations


Cities: Joplin, Nixa, Ozark, Springfield

Joplin Branches
Guaranty Bank Joplin2639 East 32nd Street. Suite RJoplin, MO 64804

Nixa Branches
Guaranty Bank Nixa Highway Cc291 East Highway CcNixa, MO 65714
Guaranty Bank - South Nixa Office709 West Mount Vernon StreetNixa, MO 65714

Ozark Branches
Guaranty Bank - North Ozark Branch1701 West State Highway JOzark, MO 65721

Springfield Branches
Guaranty Bank2144 E. Republic Road, Suite F200Springfield, MO 65804
1510 E Sunshine Branch1510 East SunshineSpringfield, MO 65804
West Kearney Branch1909 West KearneySpringfield, MO 65803
2109 N Glenstone Branch2109 North GlenstoneSpringfield, MO 65803
Guaranty Bank - Republic Road Branch Office2155 West Republic RoadSpringfield, MO 65807
4343 South National Avenue Branch4343 South National AvenueSpringfield, MO 65810

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