Guaranty Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.75% | Reward Checking | 2.15% - National Average |
| 1.45% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.62% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
Guaranty Bank is headquartered in Springfield and is the 25th largest bank in the state of Missouri. It is also the 809th largest bank in the nation. It was established in 1891 and as of December of 2018, it had grown to 219 employees at 17 locations. Guaranty Bank's money market rates are 5X the national average, and it has a B+ health rating.
Related Posts
6/22 - High-Yield Reward Checking Account at Guaranty Bank in Missouri
10/20/08 - Update on the 5.00% 7-Month CD at Guaranty Bank in California
10/20/08 - 4.25% 6-Month CD at Guaranty Bank in California
10/20/08 - 4.50% 7-Month CD at Guaranty Bank in Los Angeles
8/26/08 - 4.00% 6-Month CD at a California Bank (Guaranty)
6/2/08 - 4.00% 6-Month CD at a California Bank - $10K Max (Guaranty).
2/18/06 - 4.75% 6-Month CD at a California Bank.
Fairly Easy
My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.
Service!
I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28670 |
| Year Established | 1891 |
| Employees | 219 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 11.3% |
| Annual Interest Income | $41.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $964.5MM$799.8MM |
| Loans | Q4 2018vs Q4 2017 | $779.8MM$631.5MM |
| Deposits | Q4 2018vs Q4 2017 | $751.9MM$608.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $104.8MM$89.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $8.0MM$7.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $13.1MM$10.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.1MM$283.00K |
Always verify rates and promotions with the bank or credit union. We are not Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Guaranty Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Health Savings Account (HSA) | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k | |||||
| 0.15% | - | - | Regular Savings | ||
| 0.15% | - | - | Youth Savings | ||
| 0.15% | - | - | Christmas Club | ||
| 0.15% | - | - | Vacation Club | ||
Guaranty Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | $50k* | $1m | Exclusive Money Market Account (New Money Only) | ||
| OTHER TIERS: 0.60% → $1m+ | |||||
| 0.60%* | $500k* | - | Money Market Savings | ||
| OTHER TIERS: 0.20% → $1k - $10k | 0.25% → $10k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $500k | |||||
Guaranty Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $15k | Guaranty Advantage Checking | ||
| OTHER TIERS: 0.10% → $15k+ | |||||
| 0.22%* | $50k* | - | Eagle Checking | ||
| OTHER TIERS: 0.12% → Up to $10k | 0.17% → $10k - $50k | |||||
| 0.20%* | $100k* | - | Business Interest Checking | ||
| OTHER TIERS: 0.05% → $1k - $50k | 0.15% → $50k - $100k | |||||
Guaranty Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.03%* | $10k* | - | 30 Month CD Special | ||
| OTHER TIERS: 2.52% → $1k - $10k | |||||
| 3.00% | $25k | - | 48 Month CD $Now | ||
| 2.27% | $5k | - | 25 Month CD Special (New Money Only) | ||
| 2.27% | $1k | - | 15 Month CD Special | ||
| 1.60% | $1k | - | 72 Month CD | ||
| 1.45% | $1k | - | 60 Month CD | ||
| 1.17% | $1k | - | 48 Month CD | ||
| 0.91% | $1k | - | 36 Month CD | ||
| 0.81% | $1k | - | 24 Month CD | ||
| 0.65% | $1k | - | 18 Month CD | ||
| 0.62% | $1k | - | 12 Month CD | ||
| 0.49% | $1k | - | 6 Month CD | ||
| 0.34% | $1k | - | 3 Month CD | ||
Guaranty Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.03%* | $10k* | - | 30 Month IRA Special | ||
| OTHER TIERS: 2.52% → $1k - $10k | |||||
| 2.27% | $1k | - | 15 Month IRA Special | ||
| 2.27% | $5k | - | 25 Month IRA Special (New Money Only) | ||
| 1.60% | $1k | - | 72 Month IRA | ||
| 1.45% | $1k | - | 60 Month IRA | ||
| 1.17% | $1k | - | 48 Month IRA | ||
| 0.91% | $1k | - | 36 Month IRA | ||
| 0.81% | $25 | - | 2 Year IRA Open Certificate | ||
| 0.81% | $1k | - | 24 Month IRA | ||
| 0.65% | $1k | - | 18 Month IRA | ||
| 0.62% | $1k | - | 12 Month IRA | ||
