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Guaranty Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.gbankmo.com
417-520-4333
1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in SPRINGFIELD and is the 16th largest bank in the state of Missouri. It is also the 519th largest bank in the nation. It was established in 2008 and as of December of 2024, it had grown to 200 employees at 14 locations. Guaranty Bank's money market rates are 93% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58892
Year Established2008
Employees200
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD7.09%
Annual Interest Income$127MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.34B$2.28B
LoansQ4 2024vs Q4 2023$1.79B$1.74B
DepositsQ4 2024vs Q4 2023$1.82B$1.77B
Equity CapitalQ4 2024vs Q4 2023$381.6MM$355.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$22.6MM$20.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$11.9MM$7.6MM
Real Estate OwnedQ4 2024vs Q4 2023$291K$535K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$0-Health Savings Account (HSA)
0.15%$0-Regular Savings
0.15%$0-Minor Savings
0.15%$0-Christmas Club
0.15%$0-Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$500k*-Money Market Savings
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $100k | 0.60% → $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$25kElevate Checking
OTHER TIERS: 0.25% → $25k+
0.25%*$10k*-Elite Checking
OTHER TIERS: 0.10% → $0 - $10k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.42%$0-10 Month CD
4.29%$0-6 Month CD
4.10%$0-15 Month CD
0.85%$0-24 Month CD
0.85%$0-36 Month CD
0.85%$0-48 Month CD
0.85%$0-60 Month CD
0.85%$0-72 Month CD
0.75%$0-18 Month CD
0.70%$0-12 Month CD
0.50%$0-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$25-2 Year IRA Open Certificate
0.80%$1k-12 Month IRA
0.80%$1k-18 Month IRA
0.80%$1k-24 Month IRA
0.80%$1k-36 Month IRA
0.80%$1k-48 Month IRA
0.80%$1k-60 Month IRA
0.80%$1k-72 Month IRA
Locations

Availability



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