Guaranty Bank


Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.75%Reward CheckingGuaranty Advantage Checking
1.45%5-year CD60 Month CD
0.62%1-year CD12 Month CD

Reviews (2)

Fairly Easy

Posted by: Corenger | May 14, 2018

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

Service!

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.



Health
B+

Health Grade Components

Overall
FDIC Certificate #28670
Year Established1891
Employees196
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.33%
Annual Interest Income$16.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$959.4MM$751.5MM
LoansQ2 2018vs Q2 2017$774.3MM$610.1MM
DepositsQ2 2018vs Q2 2017$767.3MM$568.7MM
Equity CapitalQ2 2018vs Q2 2017$99.6MM$87.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$7.6MM$6.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$11.9MM$9.7MM
Real Estate OwnedQ2 2018vs Q2 2017$1.5MM$1.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k | 0.25% $50k - $100k
0.15%--Regular Savings
0.15%--Youth Savings
0.15%--Christmas Club
0.15%--Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*-Money Market Savings
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k | 0.40% $50k - $100k | 0.50% $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$15kGuaranty Advantage Checking
OTHER TIERS: 0.10% $15k+
0.22%*$50k*-Eagle Checking
OTHER TIERS: 0.12% Up to $10k | 0.17% $10k - $50k
0.20%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% $1k - $50k | 0.15% $50k - $100k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$1k-30 Month CD Special
2.50%$25k-48 Month CD $Now
2.27%$5k-25 Month CD Special (New Money Only)
2.27%$1k-15 Month CD Special
1.60%$1k-72 Month CD
1.45%$1k-60 Month CD
1.17%$1k-48 Month CD
0.91%$1k-36 Month CD
0.81%$1k-24 Month CD
0.65%$1k-18 Month CD
0.62%$1k-12 Month CD
0.49%$1k-6 Month CD
0.34%$1k-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$1k-30 Month IRA Special
2.27%$1k-15 Month IRA Special
2.27%$5k-25 Month IRA Special (New Money Only)
1.60%$1k-72 Month IRA
1.45%$1k-60 Month IRA
1.17%$1k-48 Month IRA
0.91%$1k-36 Month IRA
0.81%$25-2 Year IRA Open Certificate
0.81%$1k-24 Month IRA
0.65%$1k-18 Month IRA
0.62%$1k-12 Month IRA
Locations

Availability



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