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Guaranty Bank


Overview / Commentary
www.gbankmo.com
417-520-4333
1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in Springfield and is the 26th largest bank in the state of Missouri. It is also the 881st largest bank in the nation. It was established in 1891 and as of September of 2021, it had grown to 223 employees at 16 locations. Guaranty Bank has an A health rating.

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Reviews (2)

Fairly Easy

Posted by: |

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

1

Service!

Posted by: |

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.

2


Health
A

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28670
Year Established1891
Employees223
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.13%
Annual Interest Income$31.0MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.16B$1.13B
LoansQ3 2021vs Q3 2020$786.4MM$776.7MM
DepositsQ3 2021vs Q3 2020$1.01B$935.7MM
Equity CapitalQ3 2021vs Q3 2020$121.6MM$113.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$10.6MM$9.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$10.0MM$11.3MM
Real Estate OwnedQ3 2021vs Q3 2020$175.00K$546.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Health Savings Account (HSA)
OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $100k
0.10%--Regular Savings
0.10%--Youth Savings
0.10%--Christmas Club
0.10%--Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$500k*-Money Market Savings
OTHER TIERS: 0.05% → $1k - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% → $1k - $50k | 0.10% → $50k - $100k
0.15%*$10k*-Elite Checking
OTHER TIERS: 0.05% → Up to $10k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-72 Month CD
0.50%$1k-60 Month CD
0.45%$1k-48 Month CD
0.40%$1k-36 Month CD
0.35%$1k-24 Month CD
0.25%$1k-12 Month CD
0.25%$1k-18 Month CD
0.15%$1k-6 Month CD
0.05%$1k-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-72 Month IRA
0.50%$1k-60 Month IRA
0.45%$1k-48 Month IRA
0.40%$1k-36 Month IRA
0.35%$1k-24 Month IRA
0.30%$25-2 Year IRA Open Certificate
0.25%$1k-12 Month IRA
0.25%$1k-18 Month IRA
Locations

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