Guaranty Bank


Overview / Commentary
417-520-4333
1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in SPRINGFIELD and is the 16th largest bank in the state of Missouri. It is also the 506th largest bank in the nation. It was established in 2008 and as of March of 2024, it had grown to 201 employees at 14 locations. Guaranty Bank's money market rates are 93% higher than the national average, and it has a B+ health rating.

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Reviews (2)

Fairly Easy

Posted by: |

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

Service!

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.



Health
B+

Health Grade Components

Overall
FDIC Certificate #58892
Year Established2008
Employees201
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD5.6%
Annual Interest Income$30.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.33B$2.15B
LoansQ1 2024vs Q1 2023$1.79B$1.66B
DepositsQ1 2024vs Q1 2023$1.74B$1.65B
Equity CapitalQ1 2024vs Q1 2023$359.3MM$334.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$20.9MM$21.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4MM$2.7MM
Real Estate OwnedQ1 2024vs Q1 2023$415K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$0-Health Savings Account (HSA)
0.15%$0-Regular Savings
0.15%$0-Minor Savings
0.15%$0-Christmas Club
0.15%$0-Vacation Club

Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$500k*-Money Market Savings
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $100k | 0.60% $100k - $500k

Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$25kElevate Checking
OTHER TIERS: 0.25% $25k+
0.25%*$10k*-Elite Checking
OTHER TIERS: 0.10% $0 - $10k

Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%$0-6 Month CD
4.55%$0-15 Month CD
3.00%$0-10 Month CD
0.85%$0-24 Month CD
0.85%$0-36 Month CD
0.85%$0-48 Month CD
0.85%$0-60 Month CD
0.85%$0-72 Month CD
0.75%$0-18 Month CD
0.70%$0-12 Month CD
0.50%$0-3 Month CD

Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$25-2 Year IRA Open Certificate
0.80%$1k-12 Month IRA
0.80%$1k-18 Month IRA
0.80%$1k-24 Month IRA
0.80%$1k-36 Month IRA
0.80%$1k-48 Month IRA
0.80%$1k-60 Month IRA
0.80%$1k-72 Month IRA
Locations

Availability

Springfield Area

Interactive local rates map


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