Guaranty Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.75%	Reward Checking	Guaranty Advantage Checking 1.95% - National Average
1.20%	5-year CD	60 Month CD 2.85% - Barclays 60 Month Online CD
0.37%	1-year CD	12 Month CD 2.35% - Synchrony Bank 14 Month CD Special

View all Guaranty Bank rates »

Overview / Commentary

www.gbankmo.com

417-520-4333

1341 West Battlefield
Springfield, MO 65807

Guaranty Bank is headquartered in Springfield and is the 28^th largest bank in the state of Missouri. It is also the 949^th largest bank in the nation. It was established in 1891 and as of March of 2018, it had grown to 171 employees at 11 locations. Guaranty Bank's money market rates are 36% higher than the national average, and it has a B+ health rating.

Fairly Easy

Posted by: Corenger | May 14, 2018

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

Comment

1

Service!

Posted by: marjoriecurtis80 | Mar 12, 2017

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.

Comment

2

Health

B+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28670
Year Established	1891
Employees	171
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.91%
Return on Equity - YTD	8.71%
Annual Interest Income	$8.0MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$806.3MM$732.0MM
Loans	Q1 2018vs Q1 2017	$638.7MM$587.5MM
Deposits	Q1 2018vs Q1 2017	$645.6MM$552.9MM
Equity Capital	Q1 2018vs Q1 2017	$79.1MM$86.0MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$7.1MM$6.2MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$9.4MM$10.2MM
Real Estate Owned	Q1 2018vs Q1 2017	$350.00K$1.4MM

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.15% → Up to $10k \| 0.20% → $10k - $50k \| 0.25% → $50k - $100k
0.15%	-	-	Regular Savings
0.15%	-	-	Youth Savings
0.15%	-	-	Christmas Club
0.15%	-	-	Vacation Club

Guaranty Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$500k^*	-	Money Market Savings
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $50k \| 0.40% → $50k - $100k \| 0.50% → $100k - $500k

Guaranty Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	-	$15k	Guaranty Advantage Checking
OTHER TIERS: 0.10% → $15k+
0.22%^*	$50k^*	-	Eagle Checking
OTHER TIERS: 0.12% → Up to $10k \| 0.17% → $10k - $50k
0.20%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.05% → $1k - $50k \| 0.15% → $50k - $100k

Guaranty Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	30 Month CD Special
2.00%	$25k	-	48 Month CD $Now
1.76%	$1k	-	15 Month CD Special
1.76%	$1k	-	25 Month CD Special
1.35%	$1k	-	72 Month CD
1.20%	$1k	-	60 Month CD
0.91%	$1k	-	48 Month CD
0.66%	$1k	-	36 Month CD
0.56%	$1k	-	24 Month CD
0.40%	$1k	-	18 Month CD
0.37%	$1k	-	12 Month CD
0.24%	$1k	-	6 Month CD
0.09%	$1k	-	3 Month CD

Guaranty Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	30 Month IRA Special
1.76%	$1k	-	15 Month IRA Special
1.76%	$1k	-	25 Month IRA Special
1.35%	$1k	-	72 Month IRA
1.20%	$1k	-	60 Month IRA
0.91%	$1k	-	48 Month IRA
0.66%	$1k	-	36 Month IRA
0.56%	$25	-	2 Year IRA Open Certificate
0.56%	$1k	-	24 Month IRA
0.40%	$1k	-	18 Month IRA
0.37%	$1k	-	12 Month IRA

Locations

Cities: Joplin, Nixa, Ozark, Springfield

Joplin Branches
Guaranty Bank Joplin	2639 East 32nd Street. Suite R	Joplin, MO 64804

Nixa Branches
Guaranty Bank Nixa Highway Cc	291 East Highway Cc	Nixa, MO 65714
Guaranty Bank - South Nixa Office	709 West Mount Vernon Street	Nixa, MO 65714

Ozark Branches
Guaranty Bank - North Ozark Branch	1701 West State Highway J	Ozark, MO 65721

Springfield Branches
Guaranty Bank	2144 E. Republic Road, Suite F200	Springfield, MO 65804
1510 E Sunshine Branch	1510 East Sunshine	Springfield, MO 65804
West Kearney Branch	1909 West Kearney	Springfield, MO 65803
2109 N Glenstone Branch	2109 North Glenstone	Springfield, MO 65803
Guaranty Bank - Republic Road Branch Office	2155 West Republic Road	Springfield, MO 65807
4343 South National Avenue Branch	4343 South National Avenue	Springfield, MO 65810

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