Guaranty Bank


Reviews (2)

Fairly Easy

Posted by: |

My experience from Guaranty Bank transitioning to an only online banking has been fairly easy. There have been a few issues where I realized I could'n't do a specific task because there was no brick and mortar location to go to.

Service!

I like my bank there is no fee for my checking count and I can access the bank via an app 24/7. They have check deposit via my phone and I have been a loyal customer for over 6 years now. One of the best things about this bank is the customer service. I can call and I talk to a human every time any time I want. A few months ago I had an overdraft fee that was still in process and I called to have it reversed. They were going to do the reversal but it did not post yet. I asked if I had to call back the following day but the rep said that there was no need to do that and she would make a note to herself to have that reversed and posted for me. The next day when I checked she reversed the charge. I also like that the bank is local and it provides jobs to my community.



Health
A+

Health Grade Components

Overall
FDIC Certificate #58892
Year Established2008
Employees226
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.16%
Annual Interest Income$27.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.04B$850.1MM
LoansQ2 2022vs Q2 2021$1.57B$684.3MM
DepositsQ2 2022vs Q2 2021$1.54B$608.7MM
Equity CapitalQ2 2022vs Q2 2021$310.9MM$134.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$24.3MM$9.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$7.4MM$0
Real Estate OwnedQ2 2022vs Q2 2021$205.00K$0
Rates

Rates for Guaranty Bank are currently being reviewed.

Locations

Availability



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