Guaranty State Bank and Trust Company

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.guarantystate.com

785-738-3501

201 South Mill Street
Beloit, KS 67420

Guaranty State Bank and Trust Company is headquartered in BELOIT and is the 54^th largest bank in the state of Kansas. It is also the 2,176^th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 57 employees at 9 locations. Guaranty State Bank and Trust Company has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	10907
Year Established	1922
Employees	57
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	11.39%
Annual Interest Income	$4.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$374.6MM$363.4MM
Loans	Q1 2025vs Q1 2024	$243.1MM$237.9MM
Deposits	Q1 2025vs Q1 2024	$309.7MM$307.4MM
Equity Capital	Q1 2025vs Q1 2024	$34MM$31.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.8MM$2.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.9MM$743K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Guaranty State Bank and Trust Company.

Locations

Guaranty State Bank and Trust Company Locations
Jewell Branch	120 South Washington	Jewell, KS 66949
Burr Oak Branch	121 South Main Street	Burr Oak, KS 66936
Beloit Branch	201 S Mill St	Beloit, KS 67420
Esbon Branch	501 Grand	Esbon, KS 66941
Smith Center Branch	133 South Main Street	Smith Center, KS 66967
Glen Elder Branch	101 South Mill	Glen Elder, KS 67446
Jamestown Branch	301 Walnut St	Jamestown, KS 66948
Tipton Branch	509 Main Street	Tipton, KS 67485

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