Guaranty State Bank and Trust Company


Overview / Commentary
785-738-3501
201 South Mill Street
Beloit, KS 67420

Guaranty State Bank and Trust Company is headquartered in Beloit and is the 47th largest bank in the state of Kansas. It is also the 2,208th largest bank in the nation. It was established in 1922 and as of December of 2019, it had grown to 62 employees at 9 locations. Guaranty State Bank and Trust Company has a B+ health rating.

Reviews (1)

Small-town Bank, Big City Service

Posted by: |

I banked with the Guaranty State Bank for several years. They were always very friend and willing to work with their customers. There was a time where I faced financial hardship and through no fault of theirs, I had overdrawn my checking account. I was very embarrassed but the staff there were willing to work with me and make me feel like I was still a person that mattered to them. To this day, I have not forgotten how good they were to work with and how they helped me fix my account and stay out of financial ruin. Every time I went to deposit a check, the people there were super friendly as well and the tellers would often have friendly conversations with me about how school was going and later in life, how my job was going. I would highly recommend them, and the only reason I am not with them now is because I had to move to a bigger town for work.



Health
B+

Health Grade Components

Overall
FDIC Certificate #10907
Year Established1922
Employees62
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD7.82%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$298.6MM$278.4MM
LoansQ4 2019vs Q4 2018$219.8MM$218.9MM
DepositsQ4 2019vs Q4 2018$239.6MM$229.0MM
Equity CapitalQ4 2019vs Q4 2018$38.5MM$35.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.0MM$3.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$7.4MM$7.9MM
Real Estate OwnedQ4 2019vs Q4 2018$114.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guaranty State Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.30% $50k+

Guaranty State Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.20% $10k+
Locations


Guaranty State Bank and Trust Company Locations
Jewell Branch120 South WashingtonJewell, KS 66949
Burr Oak Branch121 South Main StreetBurr Oak, KS 66936
Beloit Branch201 South Mill StreetBeloit, KS 67420
Esbon Branch501 GrandEsbon, KS 66941
Smith Center Branch133 South Main StreetSmith Center, KS 66967
Glen Elder Branch101 South MillGlen Elder, KS 67446
Jamestown Branch301 Walnut StreetJamestown, KS 66948
Tipton Branch509 Main StreetTipton, KS 67485

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