Guaranty State Bank and Trust Company
Guaranty State Bank and Trust Company is headquartered in Beloit and is the 51st largest bank in the state of Kansas. It is also the 2,314th largest bank in the nation. It was established in 1922 and as of December of 2018, it had grown to 54 employees at 7 locations. Guaranty State Bank and Trust Company has a B health rating.
Small-town Bank, Big City Service
I banked with the Guaranty State Bank for several years. They were always very friend and willing to work with their customers. There was a time where I faced financial hardship and through no fault of theirs, I had overdrawn my checking account. I was very embarrassed but the staff there were willing to work with me and make me feel like I was still a person that mattered to them. To this day, I have not forgotten how good they were to work with and how they helped me fix my account and stay out of financial ruin. Every time I went to deposit a check, the people there were super friendly as well and the tellers would often have friendly conversations with me about how school was going and later in life, how my job was going. I would highly recommend them, and the only reason I am not with them now is because I had to move to a bigger town for work.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10907 |
| Year Established | 1922 |
| Employees | 54 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 4.86% |
| Annual Interest Income | $13.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $278.4MM$287.5MM |
| Loans | Q4 2018vs Q4 2017 | $218.9MM$250.8MM |
| Deposits | Q4 2018vs Q4 2017 | $229.0MM$226.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $35.5MM$34.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.9MM$3.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $7.9MM$2.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Guaranty State Bank and Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.30% → $50k+ | |||||
Guaranty State Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.20% → $10k+ | |||||
| Guaranty State Bank and Trust Company Locations | ||
|---|---|---|
| Jewell Branch | 120 South Washington | Jewell, KS 66949 |
| Burr Oak Branch | 121 South Main Street | Burr Oak, KS 66936 |
| Guaranty State Bank and Trust Company | 201 South Mill Street | Beloit, KS 67420 |
| Esbon Branch | 501 Grand | Esbon, KS 66941 |
| Smith Center Branch | 133 South Main Street | Smith Center, KS 66967 |
| Motor Bank Branch | 202 South Main Street | Smith Center, KS 66967 |
| Glen Elder Branch | 101 South Mill | Glen Elder, KS 67446 |