Guaranty State Bank and Trust Company is headquartered in Beloit and is the 52nd largest bank in the state of Kansas. It is also the 2,212th largest bank in the nation. It was established in 1922 and as of March of 2022, it had grown to 60 employees at 9 locations. Guaranty State Bank and Trust Company has an A health rating.
Small-town Bank, Big City Service
I banked with the Guaranty State Bank for several years. They were always very friend and willing to work with their customers. There was a time where I faced financial hardship and through no fault of theirs, I had overdrawn my checking account. I was very embarrassed but the staff there were willing to work with me and make me feel like I was still a person that mattered to them. To this day, I have not forgotten how good they were to work with and how they helped me fix my account and stay out of financial ruin. Every time I went to deposit a check, the people there were super friendly as well and the tellers would often have friendly conversations with me about how school was going and later in life, how my job was going. I would highly recommend them, and the only reason I am not with them now is because I had to move to a bigger town for work.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10907 |
| Year Established | 1922 |
| Employees | 60 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 11.02% |
| Annual Interest Income | $2.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $359.9MM$346.2MM |
| Loans | Q1 2022vs Q1 2021 | $206.7MM$209.0MM |
| Deposits | Q1 2022vs Q1 2021 | $304.8MM$282.6MM |
| Equity Capital | Q1 2022vs Q1 2021 | $34.5MM$42.1MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $2.9MM$3.1MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $754.00K$1.9MM |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |