Guardian CU (WI) is headquartered in Oak Creek and is the 31st largest credit union in the state of Wisconsin. It is also the 1,024th largest credit union in the nation. It was established in 1934 and as of December of 2019, it had grown to 80 employees and 32,311 members at 6 locations. Guardian CU (WI) has a B health rating.
Field of Membership Restrictions
Guardian Credit Union membership is open to employees and retirees of P&H Mining Equipment, Wisconsin Gas Company, and Bucyrus Erie. Individuals who live or work in the Wisconsin counties of Kenosha, Milwaukee, Ozaukee, Racine, Walworth, Washington, or Waukesha are also eligible to join. Immediate family members of those eligible to join also qualify.
See current membership details
Credit Union
Banking at this Credit Union has been a great experience. The rates on most accounts are higher than traditional banks as credit unions are not-for-profit entities. Also, being a member here has made us eligible for yearly dividends, which is another thing you won't find at traditional banks. I generally feel a lot better about services at credit unions than other financial institutes, as I don't feel like credit unions are out to pinch you for every last penny. Highly recommended.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66638 |
| Year Chartered | 1934 |
| Employees | 80 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 8.24% |
| Annual Interest Income | $8.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $220.2MM$218.4MM |
| Loans | Q4 2019vs Q4 2018 | $155.4MM$171.9MM |
| Deposits | Q4 2019vs Q4 2018 | $204.9MM$203.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $13.7MM$12.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.8MM$2.0MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1.2MM$1.2MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |