Guardians Credit Union
LOCATIONS
4
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HEALTH RATING
A+
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CURRENT TOP RATE
0.45% APY
30 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.45% | 5-year CD | |
| 0.30% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.20% | Savings | 2.00% - Ally Bank Online Savings Account |
Overview / Commentary
Guardians Credit Union is headquartered in West Palm Beach and is the 50th largest credit union in the state of Florida. It is also the 1,184th largest credit union in the nation. It was established in 1991 and as of September of 2018, it had grown to 63 employees and 30,306 members at 4 locations. Guardians Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67521 |
| Year Chartered | 1991 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.61% |
| Return on Equity - YTD | 12.6% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $165.3MM$153.0MM |
| Loans | Q3 2018vs Q3 2017 | $99.8MM$87.2MM |
| Deposits | Q3 2018vs Q3 2017 | $139.8MM$131.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $21.3MM$19.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.1MM$916.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $286.00K$424.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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Guardians Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $25 | - | Savings | |
| 0.20% | - | - | Holiday Club | |
| 0.20% | - | - | Vacation Club |
Guardians Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $1k | - | Money Market |
Guardians Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $1k | - | 30 Month CD | |
| 0.45% | $1k | - | 36 Month CD | |
| 0.45% | $1k | - | 48 Month CD | |
| 0.45% | $1k | - | 60 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD |
Guardians Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $1k | - | 30 Month IRA | |
| 0.45% | $1k | - | 36 Month IRA | |
| 0.30% | $1k | - | 12 Month IRA | |
| 0.25% | $1k | - | 6 Month IRA |
Locations
| Guardians Credit Union Locations | ||
|---|---|---|
| Branch Office | 2620 S US Highway 1 | Fort Pierce, FL 34982 |
| Branch Office | 1301 N Congress Ave | Boynton Beach, FL 33426 |
| Branch Office | 10469 Southern Blvd | Royal Palm Beach, FL 33411 |
| Branch Office | 3469 Summit Blvd | West Palm Beach, FL 33406 |