Guardians Credit Union

Overview / Commentary
3469 Summit Blvd
West Palm Beach, FL 33406

Guardians Credit Union is headquartered in West Palm Beach and is the 47th largest credit union in the state of Florida. It is also the 1,021st largest credit union in the nation. It was established in 1991 and as of June of 2023, it had grown to 89 employees and 36,875 members at 5 locations. Guardians Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
See current membership details

Reviews (2)

Not A Reliable Credit Union.

We opened an account and refinanced three vehicles with Guardians. Setting up the loans with Karen went very nicely. After our loans were completed we attempted to reach Karen by phone and e-mail multiple times with concerns and questions and never received any response. We were told certain tasks would be completed, and they were not. We have given up on resolving our concerns. We have chosen only to fund our account with enough money to cover our loans and continue to do our primary banking with Wells Fargo & BBVA.

Worst Customer Service In My Life!

Posted by: |

I would give them zero stars if I could. Worst customer experience of my life. I’ve been sitting in their lobby for 2+ hours this am. After spending 2+ hours on Fri. Still no resolution. F$&@KING!! Unacceptable! DO NOT BANK or do ANY transaction with Guardians Credit Union. EVER!!! At this point I consider them to have stollen $36k. Don’t do it! ??????????????????????????????????????????????????


Health Grade Components

NCUA #67521
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.61%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$295.5MM$304.1MM
LoansQ2 2023vs Q2 2022$227.8MM$170.9MM
DepositsQ2 2023vs Q2 2022$252.3MM$261.2MM
Equity CapitalQ2 2023vs Q2 2022$40.0MM$37.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$499.00K$145.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Guardians Credit Union Savings Account Rates

0.05%--Holiday Club
0.05%--Vacation Club

Guardians Credit Union Money Market Rates

0.45%$1k$5kMoney Market

Guardians Credit Union CD Rates

0.65%$1k$5k36 Month CD
0.65%$1k$5k48 Month CD
0.65%$1k$5k60 Month CD
0.55%$1k$5k12 Month CD
0.55%$1k$5k30 Month CD
0.45%$1k$5k6 Month CD

Guardians Credit Union IRA Rates

0.65%$1k$5k36 Month IRA
0.55%$1k$5k12 Month IRA
0.55%$1k$5k30 Month IRA
0.45%$1k$5k6 Month IRA

Guardians Credit Union Locations
Branch Office4009 Okeechobee RdFort Pierce, FL 34947-4563
Branch Office1301 N Congress AveBoynton Beach, FL 33426
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411
Branch Office3469 Summit BlvdWest Palm Beach, FL 33406
Branch Office1902 NW 14th AveMiami, FL 33125-1658

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