Guardians Credit Union


Overview / Commentary
561-686-4006
3469 Summit Blvd
West Palm Beach, FL 33406

Guardians Credit Union is headquartered in West Palm Beach and is the 46th largest credit union in the state of Florida. It is also the 1,038th largest credit union in the nation. It was established in 1991 and as of March of 2024, it had grown to 85 employees and 36,775 members at 5 locations. Guardians Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
See current membership details

Reviews (2)

Not A Reliable Credit Union.

We opened an account and refinanced three vehicles with Guardians. Setting up the loans with Karen went very nicely. After our loans were completed we attempted to reach Karen by phone and e-mail multiple times with concerns and questions and never received any response. We were told certain tasks would be completed, and they were not. We have given up on resolving our concerns. We have chosen only to fund our account with enough money to cover our loans and continue to do our primary banking with Wells Fargo & BBVA.

Worst Customer Service In My Life!

Posted by: |

I would give them zero stars if I could. Worst customer experience of my life. I’ve been sitting in their lobby for 2+ hours this am. After spending 2+ hours on Fri. Still no resolution. F$&@KING!! Unacceptable! DO NOT BANK or do ANY transaction with Guardians Credit Union. EVER!!! At this point I consider them to have stollen $36k. Don’t do it! ??????????????????????????????????????????????????



Health
B+

Health Grade Components

Overall
NCUA #67521
Year Chartered1991
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD5.8%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$293.7MM$305.6MM
LoansQ1 2024vs Q1 2023$222.4MM$214.8MM
DepositsQ1 2024vs Q1 2023$246.5MM$260MM
Equity CapitalQ1 2024vs Q1 2023$42.9MM$39.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.8MM$2.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$649K$272K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Guardians Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Savings
0.05%$0-Holiday Club
0.05%$0-Vacation Club

Guardians Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k$5kMoney Market

Guardians Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k$5k36 Month CD
0.65%$1k$5k48 Month CD
0.65%$1k$5k60 Month CD
0.55%$1k$5k12 Month CD
0.55%$1k$5k30 Month CD
0.45%$1k$5k6 Month CD

Guardians Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k$5k36 Month IRA
0.55%$1k$5k12 Month IRA
0.55%$1k$5k30 Month IRA
0.45%$1k$5k6 Month IRA
Locations


Guardians Credit Union Locations
Branch Office4009 Okeechobee RdFort Pierce, FL 34947-4563
Branch Office1301 N Congress AveBoynton Beach, FL 33426
Branch Office8989 Okeechobee Blvd Suite 112West Palm Beach, FL 33411
Branch Office3469 Summit BlvdWest Palm Beach, FL 33406
Branch Office1902 NW 14th AveMiami, FL 33125-1658

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