Guardians Credit Union
LOCATIONS
4
View locations
HEALTH RATING
A+
View health report
CURRENT TOP RATE
0.45% APY
30 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.45% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.30% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Savings |
Overview / Commentary
Guardians Credit Union is headquartered in West Palm Beach and is the 51st largest credit union in the state of Florida. It is also the 1,250th largest credit union in the nation. It was established in 1991 and as of March of 2017, it had grown to 62 employees and 28,866 members at 4 locations. Guardians Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67521 |
| Year Chartered | 1991 |
| Employees | 62 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 8.33% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $149.7MM$139.9MM |
| Loans | Q1 2017vs Q1 2016 | $84.3MM$82.5MM |
| Deposits | Q1 2017vs Q1 2016 | $128.6MM$121.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $18.0MM$16.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $751.00K$710.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $119.00K$102.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Guardians Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Asset Account | |
| 0.05% | $25 | - | Savings | |
| 0.05% | - | - | Holiday Club | |
| 0.05% | - | - | Vacation Club |
Guardians Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $1k | - | 30 Month CD | |
| 0.45% | $1k | - | 36 Month CD | |
| 0.45% | $1k | - | 48 Month CD | |
| 0.45% | $25k | - | 60 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD |
Guardians Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $1k | - | 30 Month IRA | |
| 0.45% | $1k | - | 36 Month IRA | |
| 0.30% | $1k | - | 12 Month IRA | |
| 0.25% | $1k | - | 6 Month IRA |
Locations
| Guardians Credit Union Locations | ||
|---|---|---|
| Branch Office | 2620 S US Highway 1 | Fort Pierce, FL 34982 |
| Branch Office | 1301 N Congress Ave | Boynton Beach, FL 33426 |
| Branch Office | 10469 Southern Blvd | Royal Palm Beach, FL 33411 |
| Branch Office | 3469 Summit Blvd | West Palm Beach, FL 33406 |