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Overview / Commentary
561-686-4006
3469 Summit Blvd
West Palm Beach, FL 33406

Guardians Credit Union is headquartered in West Palm Beach and is the 51st largest credit union in the state of Florida. It is also the 1,249th largest credit union in the nation. It was established in 1991 and as of June of 2016, it had grown to 64 employees and 28,039 members at 4 locations. Guardians Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
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Health
A+

Health Grade Components

Overall
NCUA #67521
Year Chartered1991
Employees64
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD7.86%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$143.3MM$130.5MM
LoansQ2 2016vs Q2 2015$83.9MM$78.8MM
DepositsQ2 2016vs Q2 2015$124.4MM$113.3MM
Equity CapitalQ2 2016vs Q2 2015$16.9MM$15.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$730.00K$801.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$112.00K$186.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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Guardians Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Asset Account
0.05%$25-Savings
0.05%--Holiday Club
0.05%--Vacation Club

Guardians Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-30 Month CD
0.45%$1k-36 Month CD
0.45%$1k-48 Month CD
0.45%$25k-60 Month CD
0.30%$1k-12 Month CD
0.25%$1k-6 Month CD

Guardians Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1k-30 Month IRA
0.45%$1k-36 Month IRA
0.30%$1k-12 Month IRA
0.25%$1k-6 Month IRA
Locations


Guardians Credit Union Locations
Branch Office2620 S US Highway 1Fort Pierce, FL 34982
Branch Office1301 N Congress AveBoynton Beach, FL 33426
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411
Branch Office3469 Summit BlvdWest Palm Beach, FL 33406