Guardians Credit Union

Overview / Commentary
3469 Summit Blvd
West Palm Beach, FL 33406

Guardians Credit Union is headquartered in West Palm Beach and is the 51st largest credit union in the state of Florida. It is also the 1,165th largest credit union in the nation. It was established in 1991 and as of March of 2019, it had grown to 71 employees and 30,986 members at 4 locations. Guardians Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
See current membership details


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Health Grade Components

NCUA #67521
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD2.25%
Return on Equity - YTD16.6%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$174.4MM$165.0MM
LoansQ1 2019vs Q1 2018$104.6MM$90.0MM
DepositsQ1 2019vs Q1 2018$147.7MM$141.5MM
Equity CapitalQ1 2019vs Q1 2018$23.0MM$20.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.2MM$1.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$390.00K$515.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Guardians Credit Union Savings Account Rates

0.20%--Holiday Club
0.20%--Vacation Club

Guardians Credit Union Money Market Rates

0.30%$1k-Money Market

Guardians Credit Union CD Rates

0.45%$1k-30 Month CD
0.45%$1k-36 Month CD
0.45%$1k-48 Month CD
0.45%$1k-60 Month CD
0.30%$1k-12 Month CD
0.25%$1k-6 Month CD

Guardians Credit Union IRA Rates

0.45%$1k-30 Month IRA
0.45%$1k-36 Month IRA
0.30%$1k-12 Month IRA
0.25%$1k-6 Month IRA

Guardians Credit Union Locations
Branch Office2620 S US Highway 1Fort Pierce, FL 34982
Branch Office1301 N Congress AveBoynton Beach, FL 33426
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411
Branch Office3469 Summit BlvdWest Palm Beach, FL 33406

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