Guardians Credit Union

Overview / Commentary

www.guardianscu.coop

561-686-4006

3469 Summit Blvd
West Palm Beach, FL 33406

Guardians Credit Union is headquartered in West Palm Beach and is the 50^th largest credit union in the state of Florida. It is also the 1,173^rd largest credit union in the nation. It was established in 1991 and as of September of 2019, it had grown to 75 employees and 31,883 members at 4 locations. Guardians Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Palm Beach, St. Lucie or Martin Counties.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67521
Year Chartered	1991
Employees	75
Primary Regulator

Profit Margin
Return on Assets - YTD	1.51%
Return on Equity - YTD	10.99%
Annual Interest Income	$5.8MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$174.1MM$165.3MM
Loans	Q3 2019vs Q3 2018	$112.7MM$99.8MM
Deposits	Q3 2019vs Q3 2018	$147.5MM$139.8MM
Equity Capital	Q3 2019vs Q3 2018	$24.0MM$21.3MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$1.3MM$1.1MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$590.00K$286.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Guardians Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Guardians Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$25	-	Savings
0.20%	-	-	Holiday Club
0.20%	-	-	Vacation Club
0.20%	$5k	$10k	Holiday Club w/ Loyalty Bonus
0.20%	$5k	$10k	Savings w/ Loyalty Bonus
0.20%	$5k	$10k	Vacation Club w/ Loyalty Bonus
0.20%	$10k	$25k	Holiday Club w/ Loyalty Plus Bonus
0.20%	$25k	-	Holiday Club w/ Premier Choice Bonus
0.20%	$10k	$25k	Savings w/ Loyalty Plus Bonus
0.20%	$25k	-	Savings w/ Premier Choice Bonus
0.20%	$10k	$25k	Vacation Club w/ Loyalty Plus Bonus
0.20%	$25k	-	Vacation Club w/ Premier Choice Bonus
0.20%	$5k	$10k	IRA Share w/ Loyalty Bonus
0.20%	$10k	$25k	IRA Share w/ Loyalty Plus Bonus
0.20%	$25k	-	IRA Share w/ Premier Choice Bonus

Guardians Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$25k	-	Money Market w/ Premier Choice Bonus
0.55%	$10k	$25k	Money Market w/ Loyalty Plus Bonus
0.53%	$5k	$10k	Money Market w/ Loyalty Bonus
0.50%	$1k	$5k	Money Market

Guardians Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$25k	-	30 Month CD w/ Premier Choice Bonus
1.00%	$25k	-	36 Month CD w/ Premier Choice Bonus
1.00%	$25k	-	48 Month CD w/ Premier Choice Bonus
1.00%	$25k	-	60 Month CD w/ Premier Choice Bonus
0.95%	$25k	-	6 Month CD w/ Premier Choice Bonus
0.95%	$25k	-	12 Month CD w/ Premier Choice Bonus
0.90%	$10k	$25k	30 Month CD w/ Loyalty Plus Bonus
0.90%	$10k	$25k	36 Month CD w/ Loyalty Plus Bonus
0.90%	$10k	$25k	48 Month CD w/ Loyalty Plus Bonus
0.90%	$10k	$25k	60 Month CD w/ Loyalty Plus Bonus
0.85%	$5k	$10k	30 Month CD w/ Loyalty Bonus
0.85%	$5k	$10k	36 Month CD w/ Loyalty Bonus
0.85%	$5k	$10k	48 Month CD w/ Loyalty Bonus
0.85%	$5k	$10k	60 Month CD w/ Loyalty Bonus
0.85%	$10k	$25k	6 Month CD w/ Loyalty Plus Bonus
0.85%	$10k	$25k	12 Month CD w/ Loyalty Plus Bonus
0.80%	$1k	$5k	30 Month CD
0.80%	$1k	$5k	36 Month CD
0.80%	$1k	$5k	48 Month CD
0.80%	$1k	$5k	60 Month CD
0.80%	$5k	$10k	6 Month CD w/ Loyalty Bonus
0.80%	$5k	$10k	12 Month CD w/ Loyalty Bonus
0.75%	$1k	$5k	6 Month CD
0.75%	$1k	$5k	12 Month CD

Guardians Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$25k	-	30 Month IRA w/ Premier Choice Bonus
1.00%	$25k	-	36 Month IRA w/ Premier Choice Bonus
0.95%	$25k	-	6 Month IRA w/ Premier Choice Bonus
0.95%	$25k	-	12 Month IRA w/ Premier Choice Bonus
0.90%	$10k	$25k	30 Month IRA w/ Loyalty Plus Bonus
0.90%	$10k	$25k	36 Month IRA w/ Loyalty Plus Bonus
0.85%	$5k	$10k	30 Month IRA w/ Loyalty Bonus
0.85%	$5k	$10k	36 Month IRA w/ Loyalty Bonus
0.85%	$10k	$25k	6 Month IRA w/ Loyalty Plus Bonus
0.85%	$10k	$25k	12 Month IRA w/ Loyalty Plus Bonus
0.80%	$1k	$5k	30 Month IRA
0.80%	$1k	$5k	36 Month IRA
0.80%	$5k	$10k	6 Month IRA w/ Loyalty Bonus
0.80%	$5k	$10k	12 Month IRA w/ Loyalty Bonus
0.75%	$1k	$5k	6 Month IRA
0.75%	$1k	$5k	12 Month IRA

Locations

Guardians Credit Union Locations
Branch Office	4009 Okeechobee Rd	Fort Pierce, FL 34947-4563
Branch Office	1301 N Congress Ave	Boynton Beach, FL 33426
Branch Office	10469 Southern Blvd	Royal Palm Beach, FL 33411
Branch Office	3469 Summit Blvd	West Palm Beach, FL 33406

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.