Gulf Atlantic Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.gulfatlanticbank.com

305-394-5100

2222 N Roosevelt Blvd
Key West, FL 33040

Gulf Atlantic Bank is headquartered in KEY WEST and is the 73^rd largest bank in the state of Florida. It is also the 3,205^th largest bank in the nation. It was established in 2020 and as of March of 2025, it had grown to 29 employees at 2 locations. Gulf Atlantic Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	59181
Year Established	2020
Employees	29
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1%
Return on Equity - YTD	12.2%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$178.1MM$150.3MM
Loans	Q1 2025vs Q1 2024	$135MM$111.6MM
Deposits	Q1 2025vs Q1 2024	$158.2MM$129.9MM
Equity Capital	Q1 2025vs Q1 2024	$15.5MM$11.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$100K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Gulf Atlantic Bank.

Locations

Gulf Atlantic Bank Locations
Gulf Atlantic Bank	2222 N Roosevelt Blvd	Key West, FL 33040

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