Gulf Coast Bank & Trust Co.


Overview / Commentary
504-561-6100
200 St. Charles Avenue
New Orleans, LA 70130

Gulf Coast Bank & Trust Co. is headquartered in NEW ORLEANS and is the 5th largest bank in the state of Louisiana. It is also the 374th largest bank in the nation. It was established in 1990 and as of December of 2024, it had grown to 910 employees at 38 locations. Gulf Coast Bank & Trust Co.'s money market rates are 8X the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #32974
Year Established1990
Employees910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.81%
Annual Interest Income$297MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.37B$3.13B
LoansQ4 2024vs Q4 2023$2.36B$2.17B
DepositsQ4 2024vs Q4 2023$2.93B$2.65B
Equity CapitalQ4 2024vs Q4 2023$266.5MM$260.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$48.6MM$38.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$51.4MM$43.4MM
Real Estate OwnedQ4 2024vs Q4 2023$253K$723K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gulf Coast Bank & Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Coast Bank & Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$0-Interest Savings
0.50%*$250k*-Savings Account
OTHER TIERS: 0.20% $0 - $250k
0.50%*$250k*-Joint Minor Savings
OTHER TIERS: 0.20% $0 - $250k
0.25%$0-Christmas Club
0.20%$0-Vacation Club
0.05%$0-Health Savings Checking Account

Gulf Coast Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%*$1.5m*-Select Money Market
OTHER TIERS: 0.50% $0 - $100k | 0.70% $100k - $250k | 0.85% $250k - $1m | 3.44% $1m - $1.5m
3.53%*$1.5m*-Best Money Market
OTHER TIERS: 0.40% $0 - $100k | 0.60% $100k - $250k | 0.75% $250k - $1m | 3.03% $1m - $1.5m

Gulf Coast Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$200k*-Educator Plus Checking
OTHER TIERS: 0.20% $0 - $200k
0.40%$0-Interest Checking
0.40%*$25k*-Select Checking
OTHER TIERS: 0.20% $0 - $25k
0.40%$0-Interest Checking Combo

Gulf Coast Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$2k-18-23 Month CD Special
Locations

Availability



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