2. Gulf Coast Community Federal Credit Union

Gulf Coast Community Federal Credit Union


Overview / Commentary
www.gulfcoastcommunityfcu.com
228-539-7029
12364 Highway 49
Gulfport, MS 39503

Gulf Coast Community Federal Credit Union is headquartered in Gulfport and is the 12th largest credit union in the state of Mississippi. It is also the 1,579th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 68 employees and 12,683 members at 4 locations. Gulf Coast Community Federal Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Gulf Coast Community Federal Credit Union is open to those who who live, work, worship, or attend school in Harrison or Hancock Counties in Mississippi and immediate family of current members.
See current membership details

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Reviews (3)

GREAT Organization!!!

Posted by: Joseph Jackson III | May 2, 2016

LOVE their Kasasa program. Great interest rates on checking.

4

Very Nice People

Posted by: leopersica | Apr 6, 2016

A small credit union, but with solid rates on checking and saving accounts. I don't think they have too many people opening accounts online...because the process was little 'red tapy'. But the people try to work with you and help. Hope they continue to offer the outstanding Rates.

3

Horrible Customer Service

Posted by: Daytriona Clemons | Dec 1, 2016

The employees lack a sense of professionalism. After sitting on the phone for 45 minutes the young lady that answered the phone was extremely rude. I then went to the location in orange grove and yet again still received horrible customer service. The individual whom I dealt with seemed to not know her job that well and was extremely rude. I will be changing my financial institution after this experience.

3


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #242
Year Chartered1935
Employees68
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD3.61%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$104.2MM$106.3MM
LoansQ4 2018vs Q4 2017$72.9MM$74.1MM
DepositsQ4 2018vs Q4 2017$78.9MM$80.8MM
Equity CapitalQ4 2018vs Q4 2017$17.9MM$17.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.9MM$1.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.0MM$2.0MM
Real Estate OwnedQ4 2018vs Q4 2017$179.00K$208.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gulf Coast Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Coast Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%-$25kKasasa Saver
0.75%--Wealth Builder Savings
0.75%--Wealth Builder IRA Savings Account
0.50%*$10k*-IRA Savings Account
OTHER TIERS: 0.25% → $5 - $3k | 0.35% → $3k - $10k
0.05%$500-Regular Savings Account
0.05%$5-Christmas Club

Gulf Coast Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Rewards Money Market Account
OTHER TIERS: 0.05% → $500 - $2.5k | 0.10% → $2.5k - $10k | 0.35% → $10k - $20k | 0.40% → $20k - $50k
0.10%*$2.5k*-Money Market Account
OTHER TIERS: 0.05% → $500 - $2.5k

Gulf Coast Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$25kKasasa Cash
OTHER TIERS: 0.45% → $25k+

Gulf Coast Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-60 Month Share Certificate
OTHER TIERS: 1.65% → $2.5k - $20k | 1.75% → $20k - $50k | 1.85% → $50k - $100k
1.75%*$100k*-48 Month Share Certificate
OTHER TIERS: 1.30% → $2.5k - $20k | 1.40% → $20k - $50k | 1.50% → $50k - $100k
1.50%*$100k*-36 Month Share Certificate
OTHER TIERS: 1.30% → $2.5k - $20k | 1.35% → $20k - $50k | 1.40% → $50k - $100k
1.35%*$100k*-30 Month Share Certificate
OTHER TIERS: 1.15% → $2.5k - $20k | 1.20% → $20k - $50k | 1.25% → $50k - $100k
1.30%*$100k*-24 Month Share Certificate
OTHER TIERS: 1.10% → $2.5k - $20k | 1.15% → $20k - $50k | 1.20% → $50k - $100k
1.20%*$100k*-18 Month Share Certificate
OTHER TIERS: 1.00% → $2.5k - $20k | 1.05% → $20k - $50k | 1.10% → $50k - $100k
1.10%*$100k*-12 Month Share Certificate
OTHER TIERS: 0.90% → $2.5k - $50k | 1.00% → $50k - $100k
0.50%$2.5k-9 Month Share Certificate
0.45%$2.5k-6 Month Share Certificate

Gulf Coast Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-60 Month IRA Certificate
OTHER TIERS: 1.65% → $2.5k - $20k | 1.75% → $20k - $50k | 1.85% → $50k - $100k
1.75%*$100k*-48 Month IRA Certificate
OTHER TIERS: 1.30% → $2.5k - $20k | 1.40% → $20k - $50k | 1.50% → $50k - $100k
1.50%*$100k*-36 Month IRA Certificate
OTHER TIERS: 1.30% → $2.5k - $20k | 1.35% → $20k - $50k | 1.40% → $50k - $100k
1.35%*$100k*-30 Month IRA Certificate
OTHER TIERS: 1.15% → $2.5k - $20k | 1.20% → $20k - $50k | 1.25% → $50k - $100k
1.30%*$100k*-24 Month IRA Certificate
OTHER TIERS: 1.10% → $2.5k - $20k | 1.15% → $20k - $50k | 1.20% → $50k - $100k
1.20%*$100k*-18 Month IRA Certificate
OTHER TIERS: 1.00% → $2.5k - $20k | 1.05% → $20k - $50k | 1.10% → $50k - $100k
1.10%*$100k*-12 Month IRA Certificate
OTHER TIERS: 0.90% → $2.5k - $50k | 1.00% → $50k - $100k
0.50%$2.5k-9 Month IRA Certificate
0.45%$2.5k-6 Month IRA Certificate
Locations


Gulf Coast Community Federal Credit Union Locations
Branch Office2120 25th AveGulfport, MS 39501-4518
Branch Office295 Highway 90 Ste 27Bay St Louis, MS 39520-3600
Branch Office12364 Highway 49Gulfport, MS 39503
Branch Office11522 Cinema DriveDIberville, MS 39540

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