Overview / Commentary
251-342-7521
1001 Spring Hill Ave
Mobile, AL 36604-2713

Gulf Coast Federal Credit Union (AL) is headquartered in Mobile and is the 48th largest credit union in the state of Alabama. It is also the 2,782nd largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 14 employees and 5,217 members at 2 locations. Gulf Coast Federal Credit Union (AL) has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Mobile County, the City of Mobile, member companies of the Mobile Chamber of Commerce, or the Merit System of Mobile County,
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gulf Coast Federal Credit Union (AL) has a low asset base.

Health Grade Components

Overall
NCUA #7520
Year Chartered1951
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.64%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$32.6MM$33.1MM
LoansQ4 2018vs Q4 2017$14.6MM$14.8MM
DepositsQ4 2018vs Q4 2017$27.8MM$28.4MM
Equity CapitalQ4 2018vs Q4 2017$4.6MM$4.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$193.00K$91.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$221.00K$256.00K
Real Estate OwnedQ4 2018vs Q4 2017$118.00K$109.00K
Rates
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Gulf Coast Federal Credit Union (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Share Account
0.25%$100-Shares

Gulf Coast Federal Credit Union (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$2.5k-Money Market

Gulf Coast Federal Credit Union (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Draft

Gulf Coast Federal Credit Union (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-48 Months CD
1.00%$500-36 Months CD
0.90%$500-24 Months CD
0.70%$500-18 Months CD
0.60%$500-12 Months CD
0.45%$500-6 Months CD
Locations


Gulf Coast Federal Credit Union (AL) Locations
Branch Office1001 Spring Hill AveMobile, AL 36604-2713
Branch Office4313 Downtowner Loop SMobile, AL 36609

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