Overview / Commentary
1001 Spring Hill Ave
Mobile, AL 36604-2713

Gulf Coast Federal Credit Union (AL) is headquartered in Mobile and is the 48th largest credit union in the state of Alabama. It is also the 2,782nd largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 14 employees and 5,217 members at 2 locations. Gulf Coast Federal Credit Union (AL) has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Mobile County, the City of Mobile, member companies of the Mobile Chamber of Commerce, or the Merit System of Mobile County,
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gulf Coast Federal Credit Union (AL) has a low asset base.

Health Grade Components

NCUA #7520
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.64%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$32.6MM$33.1MM
LoansQ4 2018vs Q4 2017$14.6MM$14.8MM
DepositsQ4 2018vs Q4 2017$27.8MM$28.4MM
Equity CapitalQ4 2018vs Q4 2017$4.6MM$4.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$193.00K$91.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$221.00K$256.00K
Real Estate OwnedQ4 2018vs Q4 2017$118.00K$109.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Gulf Coast Federal Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.

Gulf Coast Federal Credit Union (AL) Savings Account Rates

0.50%$100-IRA Share Account

Gulf Coast Federal Credit Union (AL) Money Market Rates

0.40%$2.5k-Money Market

Gulf Coast Federal Credit Union (AL) Checking Account Rates


Gulf Coast Federal Credit Union (AL) CD Rates

1.25%$500-48 Months CD
1.00%$500-36 Months CD
0.90%$500-24 Months CD
0.70%$500-18 Months CD
0.60%$500-12 Months CD
0.45%$500-6 Months CD

Gulf Coast Federal Credit Union (AL) Locations
Branch Office1001 Spring Hill AveMobile, AL 36604-2713
Branch Office4313 Downtowner Loop SMobile, AL 36609

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.