Overview / Commentary
1001 Spring Hill Ave
Mobile, AL 36604-2713

Gulf Coast Federal Credit Union (AL) is headquartered in Mobile and is the 47th largest credit union in the state of Alabama. It is also the 2,751st largest credit union in the nation. It was established in 1951 and as of June of 2018, it had grown to 14 employees and 5,111 members at 2 locations. Gulf Coast Federal Credit Union (AL) has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Mobile County, the City of Mobile, member companies of the Mobile Chamber of Commerce, or the Merit System of Mobile County,
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gulf Coast Federal Credit Union (AL) has a low asset base.

Health Grade Components

NCUA #7520
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD-0.5%
Return on Equity - YTD-3.84%
Annual Interest Income$597.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$34.1MM$34.6MM
LoansQ2 2018vs Q2 2017$14.7MM$14.3MM
DepositsQ2 2018vs Q2 2017$29.3MM$29.8MM
Equity CapitalQ2 2018vs Q2 2017$4.5MM$4.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$212.00K$67.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$348.00K$354.00K
Real Estate OwnedQ2 2018vs Q2 2017$117.00K$160.00K
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Gulf Coast Federal Credit Union (AL) Savings Account Rates

0.50%$100-IRA Share Account

Gulf Coast Federal Credit Union (AL) Money Market Rates

0.40%$2.5k-Money Market

Gulf Coast Federal Credit Union (AL) Checking Account Rates


Gulf Coast Federal Credit Union (AL) CD Rates

1.25%$500-48 Months CD
1.00%$500-36 Months CD
0.90%$500-24 Months CD
0.70%$500-18 Months CD
0.60%$500-12 Months CD
0.45%$500-6 Months CD

Gulf Coast Federal Credit Union (AL) Locations
Branch Office1001 Spring Hill AveMobile, AL 36604-2713
Branch Office4313 Downtowner Loop SMobile, AL 36609

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