Gulf Coast CU (AL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Shares 1.20% - Synchrony Bank High Yield Savings
1.25%	4-year CD	48 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD

View all Gulf Coast CU (AL) rates »

Overview / Commentary

www.gulfcoastfcu.org

251-342-7521

1001 Spring Hill Ave
Mobile, AL 36604-2713

Gulf Coast CU (AL) is headquartered in Mobile and is the 49^th largest credit union in the state of Alabama. It is also the 2,758^th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 14 employees and 5,033 members at 2 locations. Gulf Coast CU (AL) has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Mobile County, the City of Mobile, member companies of the Mobile Chamber of Commerce, or the Merit System of Mobile County,
See current membership details

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Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gulf Coast CU (AL) has a low asset base.

Health Grade Components

Overall
NCUA #	7520
Year Chartered	1951
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	2.59%
Annual Interest Income	$265.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$34.7MM$33.4MM
Loans	Q1 2017vs Q1 2016	$13.8MM$11.1MM
Deposits	Q1 2017vs Q1 2016	$29.8MM$28.6MM
Equity Capital	Q1 2017vs Q1 2016	$4.6MM$4.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$89.00K$60.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$378.00K$174.00K
Real Estate Owned	Q1 2017vs Q1 2016	$153.00K$48.00K

Rates

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Money Market
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Gulf Coast CU (AL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$100	-	IRA Share Account
0.25%	$100	-	Shares

Gulf Coast CU (AL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$2,500	-	Money Market

Gulf Coast CU (AL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	Draft

Gulf Coast CU (AL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	48 Month CD
1.00%	$500	-	36 Month CD
0.90%	$500	-	24 Month CD
0.70%	$500	-	18 Month CD
0.60%	$500	-	12 Month CD
0.45%	$500	-	6 Month CD

Locations

Gulf Coast CU (AL) Locations
Branch Office	1001 Spring Hill Ave	Mobile, AL 36604-2713
Branch Office	4313 Downtowner Loop S	Mobile, AL 36609